Worldwide
Trekker Choice
Comprehensive Coverage,
4Ever Life Insurance Co.
Best for:
Trekker Choice insurance plan is a travel medical insurance plan that provides health coverage and emergency services to individuals traveling multiple times outside of their home country in increments of 70 days within a year period. After the deductible is satisfied, for eligible treatment and services, the plan pays 100% up to the policy maximum.
Please review Trekker Choice's Policy Document for complete and accurate coverage and exclusions.
No optional add-on benefits on this plan.
How Trekker Choice Works
100%
Out of Network
After deductible, 100% up to policy maximum See How Trekker Choice Works.
Key Travel Medical Insurance Benefits
Here are some of the top benefits, for your convenience*
Emergency Room
100% up to Policy Maximum
Hospitalization
100% up to Policy Maximum
Medical Evacuation
Up to $500000
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Lab & X-Rays
100% up to policy maximum
Pre-Existing Condition
Coverage
Schengen Visa Requirement
Yes
Prescription
Up to $5000
Emergency Dental Coverage
Up to $300
Emergency Room
100% up to Policy Maximum
Pre-Existing Condition
Coverage
Hospitalization
100% up to Policy Maximum
Schengen Visa Requirement
Yes
Medical Evacuation
Up to $500000
Prescription
Up to $5000
Lab & X-Rays
100% up to policy maximum
Emergency Dental Coverage
Up to $300
*Note: Benefit amounts shown are based on In-Network coverage. Please consult your specific policy documents for precise coverage limits, benefits and exclusions. Optional add-on benefits are available for an additional charge.
Eligibility
- U.S residents ages 14 days to 95 years
- Multiple trips within a 364-day coverage period, with each trip lasting 70 days or less.
- Must have a primary health insurance policy to be eligible for the plan
- Optional add-on benefits No Optional add-on benefits
- Cancellation & Refund Info
- How This Plan Works?
- Claim Information
- What is Not Covered (Exclusions)
- Plan Brochure
- Sample Description of Coverage
Similar Plans
Atlas Multi Trip
Comprehensive Coverage
Underwriter: Lloyd's of London
In Network:100% up to policy maximum.
Out of Network:100% up to policy maximum.
Direct Billing: Through United Healthcare PPO Network
In Network:100% up to policy maximum.
Out of Network:100% up to policy maximum.
Direct Billing: Through United Healthcare PPO Network
- Emergency Medical Evacuation
- Trip Interruption
- Loss of Checked Luggage
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Dental Coverage
- Emergency Eye Exam Coverage
- Terrorism Coverage
- Covid-19 Coverage
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Personal Liability Benefit Rider
This rider allows you to purchase an additional $90,000 in Personal Liability coverage. As Atlas Travel provides $10,000 in Personal Liability coverage in the base plan, purchasing this rider would increase the total Personal Liability benefit to $100,000 for only $0.35 / person / day.
| Base PL Coverage | Additional PL Coverage Available | Total PL Coverage Amount |
|---|---|---|
| $10,000 | $90,000 | $100,000 |
Crisis Response Benefit Rider
This rider allows you to purchase an additional $90,000 in Crisis Response coverage. As Atlas Travel provides $10,000 in Crisis Response coverage in the base plan, purchasing this rider would increase the total Crisis Response benefit to $100,000 for only $1.40 / person / day.
| Base CR Coverage | Additional CR Coverage Available | Total CR Coverage Amount |
|---|---|---|
| $10,000 | $90,000 | $100,000 |
Accidental Death and Dismemberment Coverage
This rider, available to Members age 18 to 69, allows purchase of additional Accidental Death and Dismemberment (AD&D) coverage. Coverage may be increased to equal the medical maximum coverage amount. The AD&D benefit is not subject to the overall policy maximum. Accidental Death and Dismemberment coverage provides benefits in the event of your death or loss of limb due to an accident. It does not cover certain activities and conditions, as listed in the policy. As Atlas Travel provides $25,000 in AD&D coverage to Members age 18 to 69 in the base plan, this rider would increase the total AD&D benefit to $50,000 for only $0.35 / person / day.
| Base AD&D Coverage | Additional AD&D Coverage Available | Total AD&D Coverage Amount |
|---|---|---|
| $25,000 | $25,000 | $50,000 |
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
Patriot Multi Trip
Comprehensive Coverage
Underwriter: Sirius International
In Network:100% up to policy maximum.
Out of Network:80% of first $5000, 100% thereafter.
Direct Billing: Through United Healthcare PPO Network
In Network:100% up to policy maximum.
Out of Network:80% of first $5000, 100% thereafter.
Direct Billing: Through United Healthcare PPO Network
- After the deductible, the plan pays 100% of eligible medical expenses within the PPO network; outside the PPO network, plan pays 80% of eligible medical expenses up to $5,000, then 100% thereafter
- After the deductible, outside the USA, the plan pays 100% of eligible medical expenses
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Optional Adventure Sports Rider
- Optional Evacuation Plus Rider
- Optional Teladoc Global Rider
- Optional Device Protection Rider
- Covid-19 coverage for traveling to the USA. This plan will cover Covid-19 the same as any other eligible medical condition
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Adventure Sports Rider
The Adventure Sports Rider is available for those up to the age of 65. The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes:any Illness or Injury sustained while taking part in activities designated as Adventure Sports, which are limited to the following: abseiling; BMX; bobsledding; bungee jumping; canyoning; caving; hot air ballooning; jungle zip lining; parachuting; paragliding; parascending; rappelling; skydiving; spelunking; whitewater kayaking or whitewater rafting in water less than Class V difficulty; wildlife safaris; and windsurfing.
| Age | Lifetime Maximum |
| 0-49 | $50,000 |
| 50-59 | $30,000 |
| 60-64 | $15,000 |
Evacuation Plus Rider
This optional rider is available to insureds up to age 65. It provides coverage for medical evacuations for sudden and unexpected medical conditions that are non life-threatening, and where hospitalization is medically necessary. This rider must be purchased for a minimum purchase of 3 months regardless of the minimum number of days being traveled.Please see brochure for coverage.
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
