International Life Insurance

International life insurance is a term life insurance plan that provides coverage for individuals traveling overseas. Like domestic life insurance policies, international life insurance provides a lump sum in the case of the insureds death, but domestic insurance may not provide coverage for deaths that occur abroad.

International travelers such as business travelers, missionaries, and others traveling on special assignments may need international life insurance. When the unexpected occurs, international life insurance provide financial protection for travelers families so they have a source of financial income in the case of a loved ones death. Families receive a lump sum amount based on the amount of coverage the policyholder chooses at the time of purchasing the policy.

International life insurance is flexible in the policy term period and coverage options available. Policy terms range from 1 month to 10 years, allowing international travelers to insure almost any trip. Plans typically cover deaths caused by injury, illness, or accidents; deaths caused by pre-existing conditions may not be covered.

International travelers are encouraged to purchase an international life insurance policy if their company or domestic life insurance plan does not cover travel abroad. In the unfortunate case that a traveler dies abroad, international life insurance ensures that his or her family is financially secure and protected. Although nothing can replace a loved one, international life insurance ensures that the travelers family has financial security during such a difficult time.


Information provided here is high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.