Liaison Travel Choice

Comprehensive Coverage,Rated A (Excellent)
Lloyd's of London and Tramont Insurance Company

Liaison Travel Choice is an A rated comprehensive Travel Medical insurance plan that provides medical coverage and other covered travel and emergency services for a traveler's temporary stay outside of their home country. The coverage duration available is from 5 days to 364 days. While in the U.S, after the deductible is satisfied within the United Healthcare PPO network, the plan will pay 90% of the first $5,000 in eligible medical expenses then 100% thereafter. Outside of the PPO network, the plan will pay 80% of the first $5,000 in eligible medical expenses then 100% thereafter. Learn more about how Liaison Travel Choice works.

Liaison Travel Choice does not offer coverage for COVID-19.

Liaison Travel Choice does not cover Pre-Existing medical conditions. Please review Liaison Travel Choices policy documents for complete coverage and exclusions.

How It Works

90%

In Network

90% of first $5000, 100% thereafter See How Liaison Travel Choice Works.

80%

Out of Network

80% of first $5000, 100% thereafter

Key Benefits

COVID-19 Excluded

Acute onset of Pre-Existing Conditions

Extendable & Cancelable

Medical Evacuation

PPO

Urgent Care

Medical Coverage During Travel

Comprehensive Coverage Plan

Coverage from 5 days to 364 days

Eligibility

For international travelers traveling outside their home country
For ages 14 days to 99 years
Coverage for minimum 5 days to maximum up to 364 days

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Benefits

COVID-19 Coverage: Included
After the deductible, plan pays 100% of eligible medical expenses within the PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to $5,000, then 100% thereafter.
Acute Onset of Pre-Existing Condition Coverage
Emergency Medical Evacuation
Urgent Care Visits
Emergency Room Services
Emergency Eye Exam Coverage
Emergency Dental Coverage
Prescriptions
COVID-19 Test Benefit: At least 30 days of coverage must be purchased prior to departing the home country
Quarantine Indemnity
Influenza (flu) shot
No Cancellation Fee
No Extension Fee
Pre-Existing Conditions: No Coverage

Eligibility

For non U.S. residents and non U.S. citizens, while traveling to the United States and for incidental trips to Canada, Mexico, Latin America, Bahamas and South America
For Ages 14 days to 79 years
Coverage for minimum of 5 days up to 365 days
Must purchase a minimum of 30 days of coverage prior to leaving the country of residence to be for the Public Health Emergency Screening (COVID-19 Test) benefit.

Purchase Restrictions

Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Sierra Leone (SLE), Syria (SYR), United States (USA), Venezuela (VEN) & Virgin Islands (USA) (VIR)
Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Kosovo (XKX), Niger (NER), Nigeria (NGA), Sierra Leone (SLE), United States (USA) & Virgin Islands (USA) (VIR)
Not Available for Purchase from the Following U.S. States/Territories: Maryland (MD) & New York (NY)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.

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Benefits

COVID-19 Coverage: Included
After the deductible, plan pays 100% of eligible medical expenses within the PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to $5,000, then 100% thereafter
Acute Onset of Pre-Existing Condition Coverage
Emergency Medical Evacuation
Urgent Care Visits
Emergency Room Services
Emergency Eye Exam Coverage
Emergency Dental Coverage
Prescriptions
Pre-Existing Conditions: No Coverage

Eligibility

For non U.S residents traveling internationally, including the USA
For U.S citizens living abroad and visiting the USA for a short trip
For ages 14 days to 99 years
Coverage for minimum 5 days to maximum up to 365 days
Temporary coverage for green card holders visiting the USA for a short trip

Purchase Restrictions

Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Sierra Leone (SLE), Syria (SYR), United States (USA), Venezuela (VEN) & Virgin Islands (USA) (VIR)
Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Kosovo (XKX), Niger (NER), Nigeria (NGA) & Sierra Leone (SLE)
Not Available for Purchase from the Following U.S. States/Territories: Maryland (MD) & New York (NY)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.