Liaison Travel Plus

Comprehensive Coverage,Rated A (Excellent)
Lloyd's of London and Tramont Insurance Company

Best for:

COVID-19 CoverageWorldwide

Liaison Travel Plus is an A rated comprehensive Travel Medical insurance plan that provides medical coverage and other covered travel and emergency services for a traveler's temporary stay outside of their home country. The coverage duration available is from 5 days to 364 days. While in the U.S, after the deductible is satisfied within the United Healthcare PPO network, the plan will pay 90% of the first $5,000 in eligible medical expenses then 100% thereafter. Outside of the PPO network, the plan will pay 80% of the first $5,000 in eligible medical expenses then 100% thereafter. Learn more about how Liaison Travel Plus works.

Liaison Travel Plus can cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date.

Liaison Travel Plus does not cover Pre-Existing medical conditions. Please review Liaison Travel Pluss policy documents for complete coverage and exclusions.

How It Works

90%

In Network

90% of first $5000, 100% thereafter See How Liaison Travel Plus Works.

80%

Out of Network

80% of first $5000, 100% thereafter

Key Benefits

COVID-19 Included

Acute onset of Pre-Existing Conditions

Extendable & Cancelable

PPO

Medical Evacuation

Urgent Care

Medical Coverage During Travel

Comprehensive Coverage Plan

Coverage from 5 days to 364 days

How COVID-19 is Covered Under Liaison Travel Plus

COVID-19 Medical Expenses

Medical treatment and services related to COVID-19 can be covered in the event that the virus was contracted after the policy effective date.

COVID-19 Testing

Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date.

COVID-19 Vaccination/Booster

COVID-19 vaccination/booster is not covered under the policy.

Quarantine Benefit

Coverage for hospital and hotel expenses can be covered under the COVID-19 treatment benefit if authorized by a qualified treating physician when medical supervision is needed. A positive COVID-19 test will not result in automatic quarantine coverage.

Emergency Medical Evacuation

Emergency Medical Evacuation for COVID-19 treatment can be covered if the virus is contracted after the policy effective date.

Eligibility

For international travelers traveling outside their home country
Coverage for minimum 5 days to maximum up to 364 days
For ages 14 days to 74 years

Restrictions

Not Available for the following Destination Countries: Antarctica (ATA), Cuba (CUB), Iran (IRN), Kosovo (XKX), North Korea (PRK) & Syria (SYR)
Not available if Home Country/Country of Residences are: Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Nigeria (NGA), North Korea (PRK), Sierra Leone (SLE), Syria (SYR) & Virgin Islands (USA) (VIR)
Not Available for Addresses from the Following U.S. States/Territories: Colorado (CO), Maryland (MD), New York (NY), South Dakota (SD) & Washington (WA)

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Benefits

COVID-19 Coverage
After the deductible, plan pays 100% of eligible medical expenses within the PPO network; outside the PPO network, plan pays 80% of eligible medical expense up to $5,000, then 100% thereafter.
Acute Onset of Pre-Existing Condition Coverage
Emergency Medical Evacuation
Urgent Care Visits
Public Health Emergency Screening (COVID-19 Test Benefit) if at least 30 days of initial coverage is purchased prior to departing the home country
Quarantine Indemnity
Telehealth Services
Influenza (flu) shot
No Cancellation Fee
No Extension Fee

Eligibility

For non U.S. residents and non U.S. citizens, while traveling to the United States and for incidental trips to Canada, Mexico, Latin America, Bahamas and South America
For Ages 14 days to 79 years
Coverage for minimum of 5 days up to 365 days
Must purchase a minimum of 30 days of coverage prior to leaving the country of residence to be for the Public Health Emergency Screening (COVID-19 Test) benefit.

Restrictions

Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Sierra Leone (SLE), Syria (SYR), United States (USA), Venezuela (VEN) & Virgin Islands (USA) (VIR)
Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Kosovo (XKX), Niger (NER), Nigeria (NGA), Sierra Leone (SLE), United States (USA) & Virgin Islands (USA) (VIR)
Not Available for Addresses from the Following U.S. States/Territories: Maryland (MD) & New York (NY)

View Complete Details

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Liaison Travel Basic

Comprehensive Coverage, Rated A (Excellent)
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Benefits

After the deductible, plan pays 80% of eligible medical expenses up to $5,000, then 100% within the PPO network; outside the PPO network, plan pays 70% of eligible medical expense up to $5,000, then 100% thereafter
Acute Onset of Pre-Existing Condition Coverage
Emergency Medical Evacuation
Telehealth Services
Urgent Care Visits
Emergency Room Services
Incidental Trip to Home Country

Eligibility

For international travelers traveling outside their home country
For ages 14 days to 99 years
Coverage for minimum 5 days to maximum up to 364 days

Restrictions

Not Available for the following Destination Countries: Antarctica (ATA), Cuba (CUB), Iran (IRN), Kosovo (XKX), North Korea (PRK) & Syria (SYR)
Not available if Home Country/Country of Residences are: Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Nigeria (NGA), North Korea (PRK), Sierra Leone (SLE), Syria (SYR) & Virgin Islands (USA) (VIR)
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Benefits

After the deductible, plan pays 90% of eligible medical expenses up to $5,000, then 100% within the PPO network; outside the PPO network, plan pays 80% of eligible medical expense up to $5,000, then 100% thereafter
Acute Onset of Pre-Existing Condition Coverage
Emergency Medical Evacuation
Telehealth Services
Urgent Care Visits
Emergency Room Services
Incidental Trip to Home Country

Eligibility

For international travelers traveling outside their home country
For ages 14 days to 99 years
Coverage for minimum 5 days to maximum up to 364 days

Restrictions

Not Available for the following Destination Countries: Antarctica (ATA), Cuba (CUB), Iran (IRN), Kosovo (XKX), North Korea (PRK) & Syria (SYR)
Not available if Home Country/Country of Residences are: Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Nigeria (NGA), North Korea (PRK), Sierra Leone (SLE), Syria (SYR) & Virgin Islands (USA) (VIR)
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Benefits

COVID-19 Coverage
After the deductible, plan pays 100% of eligible medical expenses within the PPO network; outside the PPO network, plan pays 80% of eligible medical expense up to $5,000, then 100% thereafter
Acute Onset of Pre-Existing Condition Coverage
Emergency Medical Evacuation
Urgent Care Visits
Emergency Room Services
Emergency Eye Examination
Emergency Dental Accident

Eligibility

For non U.S residents traveling internationally, including the USA
For U.S citizens living abroad and visiting the USA for a short trip
For ages 14 days to 99 years
Coverage for minimum 5 days to maximum up to 365 days
Temporary coverage for green card holders visiting the USA for a short trip

Restrictions

Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Sierra Leone (SLE), Syria (SYR), United States (USA), Venezuela (VEN) & Virgin Islands (USA) (VIR)
Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Kosovo (XKX), Niger (NER), Nigeria (NGA) & Sierra Leone (SLE)
Not Available for Addresses from the Following U.S. States/Territories: New York (NY) & Maryland (MD)

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.