LTP

Liaison Travel Plus

Comprehensive Coverage,  Rated A (Excellent)By: Seven Corners,  UW: Lloyd's and TramontLloyd's of London and Tramont Insurance Company
AM Best Rating
A (Excellent)
Administrator/Underwriter
Seven Corners
Lloyd's of London and Tramont Insurance Company
90%
In Network

After deductible, the plan pays 90% up to the policy maximum.

80%
Out of Network

Plan pays 80% of the first $5,000, then 100% up to the policy maximum.

COVID-19 Included
acute-onset-pre-existing-condition
Acute onset of Pre-Existing Conditions
extendable-cancelable
Extendable & Cancelable
ppo
urgent-care
Urgent Care
medical-coverage-during-travel
Medical Coverage During Travel
extendable-cancelable
Comprehensive Coverage Plan
Coverage from 5 days to 364 days
BUY

Liaison Travel Plus insurance is a visitor insurance plan that provides medical insurance coverage and emergency services to individuals and families traveling outside their home country. After the deductible is satisfied, in the USA, within the PPO Network, the plan pays 90% up to the policy maximum for covered situations. Outside the PPO Network, the plan pays 80% for the first $5,000 and then 100% up to the policy maximum.

Outside the USA: After the deductible is met, the plan pays 100% up to the policy maximum for all covered situations. Please review Liaison Travel Plus Insurance Brochurebrochure or Description on Coveragebrochure (policy document) for complete and accurate coverage information.

Dr. / Physician Visit
URC (Usual Reasonable and Customary) up to the medical maximum.
Urgent Care
URC (Usual Reasonable and Customary) up to the medical maximum. Co-pay:$20
Surgical Treatment
URC (Usual Reasonable and Customary) up to the medical maximum.
Prescription Drugs / Medicines
URC (Usual Reasonable and Customary) up to the medical maximum.
Lab & X-rays
URC (Usual Reasonable and Customary) up to the medical maximum.
Physical Therapy
$50 per visit/10 visits max
Hospital Room
URC (Usual Reasonable and Customary) up to the medical maximum.
Surgical Treatment
URC (Usual Reasonable and Customary) up to the medical maximum.
Hospital Intensive Care Unit
URC (Usual Reasonable and Customary) up to the medical maximum.
Ambulance Expenses
Up to $10,000
Emergency Room(ER)
URC (Usual Reasonable and Customary) up to the medical maximum. Co-pay: $100
Acute, spontaneous and unexpected pain
Up to $200
Accidental emergency
$500
Emergency Medical Evacuation / Repatriation
Up to $500,000 (separate from medical maximum)
Return of Remains
Up to $50,000
Return of minor Child(ren)
Up to $50,000
Trip Interruption
Up to 5,000
Loss of checked Baggage
Up to $500 (50 per occurrence maximum)
AD&D
$25,000 plan participant & travel companion; $5,000 child
Aggregate limit of $250,000 for total number of insureds on plan
Common Carrier Accidental Death
$50,000 plan participant & travel companion; $10,000 child
Aggregate limit of $250,000 for total number of insureds on plan
Acute Onset
Acute onset of pre-existing Medical condition for ages 64 and under is covered up to a lifetime maximum of $10,000; For age 65 to 74, up to $5,000. $25,000 Maximum per person per Period of Coverage for Emergency Medical Evacuation applies.
Hazardous Sports Coverage
Optional benefit
Local Burial or Cremation
Up to $5,000
Maternity
Not Covered
General Physical full Checkup
Not Covered
Terrorism Coverage
Up to the chosen policy maximum
24-Hrs Emergency Assistance
Yes. Contact Number and details can be found on the ID card.

Plan Administrator Company

Seven Corners

Carrier / Underwriter

Lloyd's of London and Tramont Insurance Company

AM Best Rating

A (Excellent)

Eligibility

Liaison Travel Plus plan provides coverage for individuals while traveling outside of their home country. For US citizens, USA is always the Home Country.

Plan Type

Comprehensive Coverage Plan
Percentage based coverage.

Coverage in U.S.A.

Covered

Coverage outside U.S.A.

Covered

Co-Pay

Urgent Care Co-Pay: $20 Emergency Room Co-Pay: $100

Trip Interruption

Up to $5,000

Co-Insurance

Within USA:
In-Network- 10% for the first $5,000 of accumulated expenses only. After that, the plan covers 100% up to the policy maximum. Out of Network: 20% for the first $5,000 and then the plans pays 100% up to the policy maximum .
Outside USA: No Co-insurance. Plan pays 100% up to policy maximum, after deductible is met.

How the Benefits are Paid

After the deductible, in the USA, within PPO network: plan pays 90% up to the selected policy maximum. Outside PPO Network plan pays 80% for the first $5,000 and then 100% after that up to policy maximum.
Outside the USA, plan pays 100% up to policy maximum, after deductible is met

Coverage Type

Lifetime of the policy

Deductible Type

Once Annually or Per Policy Period.

Renewability

Extendable with a $5 fee each time you extend up to a maximum of 364 days.

Cancellation

Full refund available if cancelled before start date. Pro-rated refund available after start date if no claims have been made( $25 Cancellation Fee Applicable)

PPO Network

Coverage Length

Min 5 days to 364 days

Available Deductibles

For ages up to 64yrs old Choose From: $0, $100, $250, $500, $1000, $2500, $5,000
For ages 65yrs to 74yrs Chose From: $250, $500, $1,000, $2.500, $5,000

Available Coverage

For ages up to 64yrs old and traveling to the United States Choose From: $50,000; $100,000; $500,000; $1,000,000
Ages 65 to 69 old and traveling to the United States: $50,000, $100,000
Ages 70 to 74 and traveling to the United States:$50,000
For ages up to 64yrs old traveling worldwide excluding the United States chose from: $50,000, $100,000, $500,000, $1MIL, $2MIL, $5MIL
For ages 65 to 74 and traveling worldwide excluding the United States chose from: $50,000 or $100,000

Provider Directory

By Provider, Phone Nos. : 800-335-0477 or 317-575-2656

Plan Brochure

Liaison Travel Plus Insurance Brochure brochure

Home Country Definition

The country where the covered person has his/her true, fixed, permanent home and principal establishment.

US States Restrictions

Cannot accept an address in: Maryland (MD), Washington (WA), New York (NY), South Dakota (SD) and Colorado (CO)

Country Restrictions

Not available to residents of: Cuba, Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria, Sierra Leone, and Democratic People's Republic of Korea (North Korea)..
Cannot cover trips to: Antarctica, Cuba, Islamic Republic of Iran, North Korea and Syrian Arab Republic.

Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.