The Liaison Travel Plus is a percentage based comprehensive plan. The plan covers for any unexpected sickness or injury that starts after the policy becomes effective.
Which Doctor to Go To
You can go to any doctor or hospital of your choice. However it is better to go to a doctor within the PPO network to get better provider rates. The Liaison Travel Plus plan is part of the United Health Care PPO network. To search for nearby providers in your area visit Liaison Travel Plus Insurance Providers.
How does the Deductible Work
The deductible is the first amount of the covered bill that is the insured persons responsibility, before the insurance starts paying. The deductible for the Liaison Travel Plus plan is one time in the policy period. The maximum policy period is 364 days.
Coverage within PPO Network in USA
After the deductible, within the PPO Network, the plan pays 90% for the first $5,000 and then 100% up to the policy maximum, for all covered services. Any amount above the policy maximum is the insured persons responsibility.
For Coverage outside the PPO Network in USA
Outside the PPO Network, plan pays 80% for the first $5,000 and 100% after that.
For Coverage outside USA :
Outside the U.S. & Canada, after the deductible is met, the plan pays 100% up to the policy maximum, for all covered services.
All expenses beyond the policy maximum are the responsibility of the insured.
Read the Liaison Travel Plus Insurance brochure for complete details.
