PI

Patriot International

Underwriter: Sirius International
Policy info
Plan Administrator: IMG
Carrier: Sirius International
AM Best Rating: A(Excellent)

Patriot International provides comprehensive travel medical coverage for American Citizens traveling outside America.

Please review Patriot International Plan Brochure brochure or policy document for complete and accurate coverage information.

Here is a complete list of benefits of Patriot International
Dr. / Physician Visit
In-Network: 90% covered for first $5,000
100% covered thereafter
Out-of-Network: 80% covered for first $5,000
100% covered thereafter
Surgical Treatment
In-Network: 90% covered for first $5,000
100% covered thereafter
Out-of-Network: 80% covered for first $5,000
100% covered thereafter
Prescription Drugs / Medicines
In-Network: 90% covered for first $5,000
100% covered thereafter
Out-of-Network: 80% covered for first $5,000
100% covered thereafter
Lab & X-rays
In-Network: 90% covered for first $5,000
100% covered thereafter
Out-of-Network: 80% covered for first $5,000
100% covered thereafter
Hospital Room
In-Network: 90% covered for first $5,000
100% covered thereafter
Out-of-Network: 80% covered for first $5,000
100% covered thereafter
Surgical Treatment
In-Network: 90% covered for first $5,000
100% covered thereafter
Out-of-Network: 80% covered for first $5,000
100% covered thereafter
Hospital Intensive Care Unit
In-Network: 90% covered for first $5,000
100% covered thereafter
Out-of-Network: 80% covered for first $5,000
100% covered thereafter
Ambulance Expenses
In-Network: 90% covered for first $5,000
100% covered thereafter
Out-of-Network: 80% covered for first $5,000
100% covered thereafter
Emergency Room(ER)
In-Network: 90% covered for first $5,000
100% covered thereafter
Out-of-Network: 80% covered for first $5,000
100% covered thereafter
Acute, spontaneous and unexpected pain
Up to $100
Accidental emergency
In-Network: 90% covered for first $5,000
100% covered thereafter
Out-of-Network: 80% covered for first $5,000
100% covered thereafter
Emergency Medical Evacuation / Repatriation
In-Network: 90% covered for first $5,000
100% covered thereafter
Out-of-Network: 80% covered for first $5,000
100% covered thereafter
Return of Remains
Up to $50,000
Emergency Reunion
Up to $50,000
Return of minor Child(ren)
Up to $50,000
Trip Interruption
Up to $5,000
Loss of checked Baggage
$50 per item up to $250 max per period of coverage
AD&D
$25,000 principal sum
Common Carrier Accidental Death
$50,000 to beneficiary; max $250,000 per family
Pre-Existing Conditions
  • U.S. citizen up to age 65 with primary health plan: Up to maximum limit.
  • U.S. citizen up to age 65 without primary health plan: $20,000 maximum limit.
  • U.S. citizen age 65+: $2,500 maximum limit.
  • Maternity
    Not Covered
    General Physical full Checkup
    Not Covered
    Terrorism Coverage
    Up to $50,000 lifetime maximum
    24-Hrs Emergency Assistance
    Yes. Contact number and details can be found on the ID card.
    Disclaimer
    Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.