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Patriot International Lite

Comprehensive Coverage,Rated A- (Excellent)
SiriusPoint Speciality Insurance Corporation

Patriot International Lite is an A- rated comprehensive Travel Medical insurance plan that provides medical coverage and other covered travel and emergency services for a traveler's temporary stay outside of their home country. The coverage duration is available from 5 days to 365 days. After the deductible is satisfied, the plan will pay 100% of eligible medical expenses up to the policy maximum. Learn more about how Patriot International works.

Patriot International Lite can cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date.

Patriot International Lite does not cover Pre-Existing medical conditions. Please review Patriot International Lite policy documents for complete coverage and exclusions.

How It Works

100%

In Network

100% up to policy maximum See How Patriot International Lite Works.

100%

Out of Network

100% up to policy maximum

Key Benefits

COVID-19 Included
COVID-19 Included
Acute onset of Pre-Existing Conditions
Acute onset of Pre-Existing Conditions
Extendable & Cancelable
Extendable & Cancelable
PPO
PPO PPO Network
Medical Evacuation
Medical Evacuation
Urgent Care
Urgent Care
Medical Coverage During Travel
Medical Coverage During Travel
Comprehensive Coverage Plan
Comprehensive Coverage Plan
Coverage from 5 days to 365 days
Coverage from 5 days to 365 days

How COVID-19 is Covered Under Patriot International Lite

COVID-19 Medical Expenses
COVID-19 Medical Expenses

Medical treatment and services related to COVID-19 can be covered in the event that the virus was contracted after the policy effective date.

COVID-19 Testing
COVID-19 Testing

Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date.

COVID-19 Vaccination/Booster
COVID-19 Vaccination/Booster

COVID-19 vaccination/booster is not covered under the policy.

Quarantine Benefit
Quarantine Benefit

No Coverage

Emergency Medical Evacuation
Emergency Medical Evacuation

Emergency Medical Evacuation for COVID-19 treatment can be covered if the virus is contracted after the policy effective date.

Eligibility

  • For U.S & non U.S residents traveling internationally, excluding the USA
  • For ages 14 days to 99 years
  • Coverage for minimum 5 days to maximum up to 365 days

Restrictions

  • Not Available for the following Destination Countries: Belarus (BLR), Kosovo (XKX), Russia (RUS), Ukraine (UKR), United States (USA) & Virgin Islands (USA) (VIR)
  • Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Sierra Leone (SLE), Syria (SYR) & Venezuela (VEN)
  • Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Kosovo (XKX), Niger (NER), Nigeria (NGA) & Sierra Leone (SLE)
  • Not Available for Addresses from the Following U.S. States/Territories: Maryland (MD) & New York (NY)

Similar Plans

Atlas International

Comprehensive Coverage, Rated A (Excellent)
Underwriter: Lloyd's of London

Benefits
  • COVID-19 Coverage
  • After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Emergency Room Services
  • Urgent Care Visits
  • Emergency Dental Accident
  • Emergency Eye Exam
  • Lost Checked Luggage
Eligibility
  • For international travelers travelling anywhere outside their home country. No Coverage in USA
  • For ages 14 days to 99 years
  • Coverage for minimum 5 days to maximum up to 364 days in a policy period
  • If you are purchasing this plan for Schengen visa purposes, please select a zero dollar ($0) deductible
Restrictions
  • Not Available for the following Destination Countries: Cuba (CUB), Iran (IRN), North Korea (PRK), Russia (RUS), Syria (SYR), Ukraine (UKR), United States (USA) & Virgin Islands (USA) (VIR)
  • Not available if Home Country/Country of Residences are: Cuba (CUB), Iran (IRN), North Korea (PRK) & Syria (SYR)
  • Not available for Citizens of: Cuba (CUB), Iran (IRN) & North Korea (PRK)
  • Not available to individuals who are physically located in the states of: Maryland (MD), New York (NY) & Washington (WA)
  • Not available to individuals who are physically located in the country of: Australia (AUS) & Canada (CAN)
Liaison Travel Plus

Comprehensive Coverage, Rated A (Excellent)
Underwriter: Lloyd's of London and Tramont Insurance Company

Best for:
COVID-19 CoverageWorldwide
Benefits
  • COVID-19 Coverage
  • After the deductible, plan pays 90% of the first $5,000, then 100% up to policy maximum within the PPO network; outside the PPO network, plan pays 80% of the first $5,000, then 100% up to policy maximum.
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Telehealth Services
  • Urgent Care Visits
  • Emergency Room Services
  • Incidental Trip to Home Country
Eligibility
  • For international travelers traveling outside their home country
  • Coverage for minimum 5 days to maximum up to 364 days
  • For ages 14 days to 74 years
Restrictions
  • Not Available for the following Destination Countries: Antarctica (ATA), Cuba (CUB), Iran (IRN), Kosovo (XKX), North Korea (PRK) & Syria (SYR)
  • Not available if Home Country/Country of Residences are: Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Nigeria (NGA), North Korea (PRK), Sierra Leone (SLE), Syria (SYR) & Virgin Islands (USA) (VIR)
  • Not Available for Addresses from the Following U.S. States/Territories: Maryland (MD), South Dakota (SD), Washington (WA), Colorado (CO) & New York (NY)
Patriot Platinum International

Comprehensive Coverage, Rated A- (Excellent)
Underwriter: SiriusPoint Speciality Insurance Corporation

Benefits
  • COVID-19 Coverage
  • After the deductible, the plan pays 100% of eligible medical expenses
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Eye Examination
  • Emergency Dental Accident
Eligibility
  • For U.S & non U.S residents traveling internationally, excluding the USA
  • For ages 14 days to 99 years
  • Coverage for minimum 5 days to maximum up to 365 days
Restrictions
  • Not Available for the following Destination Countries: Belarus (BLR), Kosovo (XKX), Russia (RUS), Ukraine (UKR), United States (USA) & Virgin Islands (USA) (VIR)
  • Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Sierra Leone (SLE), Syria (SYR) & Venezuela (VEN)
  • Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Kosovo (XKX), Niger (NER), Nigeria (NGA) & Sierra Leone (SLE)
  • Not Available for Addresses from the Following U.S. States/Territories: Maryland (MD) & New York (NY)

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.