I have lived in the USA for the past one and a half years on an H1B visa and my medical Insurance is provided by my employer. My wife is currently in India and plans to come to the USA somewhere in September and reside with me as a dependent on H4 visa.My current medical Insurance company told me that I can add her to my medical Insurance in January 2010 only. So, I was just researching on the internet for a good medical Insurance policy for her for 3 months until I can add her to my plan. Can you suggest me any good plan which can cover all possible medical expenses for her? When do I need to purchase that plan and what will be the cost?
People in such situations purchase a plan like Liaison International, which would cover the insured for a short amount of time. Here is the plan info: Liaison International Insurance Option 1
You can buy this plan online. All you need is her name, passport number, and date of birth. You can buy this at any time, but we recommend at least 24 hours before she boards the plane to America as it can take up to a day for the policy to become active.This plan will cover any new medical conditions that starts after the plan becomes effective. This plan will not cover pregnancy or pre-existing conditions. Write us back if have any more question or need any help.
Insurance rates are regulated by law. You can't find the same insurance plan for a lower price anywhere else