All of the plans that we offer are available for purchase either before or after arrival and when you make your purchase does not have any effect on the price. Because these policies only provide coverage for anything new that happens after the policy start date and many policies cover during international travel, we recommend that you make your purchase for your mother prior to embarking on her travels. This will help ensure that she is protected, should anything unexpected happen along the way. If you wish to insure her after she has already arrived, it is also important to note that some policies do have specified restrictions in terms of how long you may wait to provide her with coverage. For this reason, it is important to check the policy documents of each plan before making a decision. If your mother will be traveling to the U.S. on a visitors visa, you can explore your options and find a plan that best fits her individual needs here.
Insurance rates are regulated by law. You can't find the same insurance plan for a lower price anywhere else