Visitor's insurance plans we offer may cover for acute onset (life-threatening) situations related to pre-existing conditions for people below age 70. Obama Care doesn't pertain to temporary insurance for visitors.
For some additional information on Acute onset of pre-existing conditions, visit: Pre-Existing Conditions for Visitor Insurance
To learn more about Obama Care and Travel Insurance, see: How Does Obamacare Affect Visitors to the US?
Insurance rates are regulated by law. You can't find the same insurance plan for a lower price anywhere else