Hello, I'm an American Citizen living in China. I plan on visiting the USA for a total of about 2 months. I'm interested in the Patriot Insurance policies. How does the USA coverage work?
If you are a US Citizen living outside of the US and are coming back for a visit, the two plans offered by IMG that offer insurance are either the Patriot International or the Patriot Platinum International policies.
These insurance policies will cover you for any new, unexpected sicknesses and injuries during your visit. The coverage amount varies depending on which policy you chose.
Should you need to use your insurance policy, you may visit any doctor or hospital of your choosing, show them your ID card, and make sure to collect all receipts. Once you receive treatment, you will file a claim. For the step-by-step process on how to a claim, see: Visitor Insurance Claim Procedure and Forms
Hope this helps. Please feel free to email us at firstname.lastname@example.org for further inquiries.
Insurance rates are regulated by law. You can't find the same insurance plan for a lower price anywhere else