Hi, I read somewhere about prescription drug replacement for an existing illness. Where can I get more information about that? My mom is visiting from India and has diabetes. In case she runs out of medication, or her medication gets damaged, do I have to pay full price for her medicines in the US?
There is no such thing in our knowledge that covers for prescription drugs replacement. You have two options in case your mother needs additional medication while in the US: 1. If you want to get the medicines in the US, you must get a prescription written by a US physician. You may not get the exact same medicine, but you may get an equivalent substitute. 2. You may get your medicine from your home country via mail/courier as long as it is in limited quantities, and is not a controlled drug. How would you get medicines from your home country? Someone from your home country can mail it. Keep a copy of your prescription from the doctor, copy of the pasport page of the person (visitor in the US), and a letter stating why this medicine in being sent. The courier /mail service provider may ask for any additional documents if requested by customs.
Insurance rates are regulated by law. You can't find the same insurance plan for a lower price anywhere else