I am traveling to the US and have diabetes. Is my diabetes covered by plans that cover acute onset of pre-existing conditions?
Ash, 14 Jul 2015
The individual may be covered only if the individual's attending physician determines that his or her diabetes is "acute." "Acute onset of pre-existing conditions" is defined as a sudden and unexpected outbreak or recurrence of a pre-existing Conditions which occurs spontaneously and without advance warning in the form of Physician recommendations or symptoms, is of short duration, is rapidly progressive, and requires urgent care. The Acute Onset of a Pre-existing Conditions must occur after the effective date of the policy. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence. A Pre-existing Condition that is a chronic or congenital condition or that gradually becomes worse over time will not be considered Acute Onset. To learn more, visit Acute onset of Pre-existing conditions
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Hi, I want to compare "CoverAmerica - Gold" and "Atlas America" for 31 days of insurance for a 74 year old non US citizen. With $100,000 Coverage limit and $2,500 deductible. I get a quotes of $247.02 and $191.89 respectively. Could you please tell me what is the difference in coverage for these plans. Also consider a imaginary scenario that person covered falls in bathroom and suffers some injury, what should be my actions to get the maximum coverage for both the above insurance? Also could you tell me what happens if the trip gets extended and I want to extend the insurance coverage period. Will a new deductible will start in this case for the extended period? For example if the deductible $2500 is already reached in first 31 days (original insurance coverage period), will this deductible be fully considered for medical expenses in the extended coverage period? Vikash
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