The plans that we offer are short term travel plans. These provide coverage for any unexpected illnesses or injuries that may occur after the policy goes into effect. These do not generally provide coverage for preventive care, pre-existing conditions, dental or vision. For your father’s stay in the USA, you can consider the Safe Travels USA Comprehensive Plan. This would provide some coverage for acute onset of a pre-existing condition, up to $25,000. For pre-existing conditions related to cardiac conditions, it provides coverage for up to $15,000. That being said, it’s important to check the policy documents and description of coverage before making a purchase to ensure that you are aware of all of the terms and conditions.
Insurance rates are regulated by law. You can't find the same insurance plan for a lower price anywhere else