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Just a quick question. Can you clarify the renewing of policies. I am planning to purchase a policy for a 2 week trip from the Bahamas to the US in Mar but plan to travel again from the Bahamas to Seattle, Washington and take a cruise to Alaska during that time. Can I use the same travel coverage if I renew it? Please clarify the renewing of policies. Thanks

Latonia, 17 Dec 2017

Thank you for your question. If the Bahama’s is your country of citizenship and you plan to re-enter between trips to the U.S, your policy will be considered void (once you re-enter) and you will not be able to renew it for multiple trips. In this case, you will need to purchase a new policy before traveling abroad again. This means, If you will be traveling from the Bahama’s to the U.S. and then back to the Bahamas and then again to the U.S., you will have to purchase a new policy for the second trip from the Bahamas to the U.S.

That being said, most travel medical insurance policies can be renewed should you find that you need to extend your coverage for a longer period of time while you are still traveling outside of your home country. Please note that the extension periods and renewal fees will vary depending on the policy you purchase so it is important to refer to the policy documents for this information. Additionally, if you often take multiple trips in a year, you can consider purchasing a multi-trip policy. These policies allow you to take multiple trips in one calendar year, for a flat rate, without having to purchase new policies every time you travel.

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