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My mother was just diagnosed with cancer in India. I wish to fly her to the US to stay with me and seek care and a second opinion from the American health care system. What insurance can I buy to cover for this? Thank you for the information.

Internet User, 05 Dec 2014

We are very sorry to hear about your mother's news and hope for a fast recovery. 

Visitors medical insurance covers for any new, unexpected sicknesses and illnesses. This would cover things like: a snake bite while you are on a hike, a car accident, a high fever, etc. Since your mother is already diagonised with cancer, it becomes a pre-existing medical condition, which unfortunately is not covered by these travel medical insurance policies.

Any conditions that your mother is already aware of is considered a pre-existing condition. Whether or not a condition is considered pre-existing or not, is based on the doctor's discretion that you are seeing. Any second opinions or cancer treatments unfortunately would not be covered by a visitors insurance plan. For a comprehensive explanation of why, see: Pre-Existing Conditions and Visitors Insurance

However,  we do offer plans that cover for the acute onset of pre-existing conditions. For more information, see: Acute Onset of Pre-Existing Conditions

Because health care is so costly in the US, it is best for your mother to seek healthcare in India. 

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