Ask An expert

Q
My mother was just diagnosed with cancer in India. I wish to fly her to the US to stay with me and seek care and a second opinion from the American health care system. What insurance can I buy to cover for this? Thank you for the information.
  
Internet User, 05 Dec 2014
A

We are very sorry to hear about your mother's news and hope for a fast recovery. 

Visitors medical insurance covers for any new, unexpected sicknesses and illnesses. This would cover things like: a snake bite while you are on a hike, a car accident, a high fever, etc. Since your mother is already diagonised with cancer, it becomes a pre-existing medical condition, which unfortunately is not covered by these travel medical insurance policies.

Any conditions that your mother is already aware of is considered a pre-existing condition. Whether or not a condition is considered pre-existing or not, is based on the doctor's discretion that you are seeing. Any second opinions or cancer treatments unfortunately would not be covered by a visitors insurance plan. For a comprehensive explanation of why, see: Pre-Existing Conditions and Visitors Insurance

However,  we do offer plans that cover for the acute onset of pre-existing conditions. For more information, see: Acute Onset of Pre-Existing Conditions

Because health care is so costly in the US, it is best for your mother to seek healthcare in India. 

Have A Question About Travel Insurance ?
Ask A Question
   
Similar Questions
Disclaimer
Information provided here in the form of Questions and Answers is for general purpose only and may not be current and accurate at all times. Insurance terms and conditions, benefits, and coverage are subject to change at any time. For this reason, it is possible that the information given here could be outdated or incorrect. VisitorsCoverage inc. assumes no responsibility or liability for the accuracy of these answers. Any use of the information on our website is subject to our terms and conditions and user agreement. It is recommend that you review the latest Evidence of Coverage and Plan Contract (Policy) for a detailed description of coverage benefits, limitations, and exclusions. Please read the Policy Brochure and Plan Details for complete and accurate information. Only the Terms and Conditions of Coverage listed in a particular policy are binding.