Ask An expert

Please is childbirth covered?

emmanuel , 19 Dec 2017

Pregnancy and childbirth related expenses are generally not covered under any kind of travel medical or visitors insurance plans due to their short-term nature. This is because the insurance industry is regulated by the Department of Insurance and the plans are designed to provide coverage for anything new and unexpected or unplanned. Because of this, visitors are required to pay for any pregnancy or childbirth related medical visits out of their own pocket.

It is important to note that travel medical insurance is for any unexpected illnesses, injuries, or accidents that may occur after purchasing a policy which is why it is still imperative that you obtain protection should you find yourself in such a situation. As a precaution you can consider purchasing Safe Travels Comprehensive. In addition to its standard benefits, this plan will provide up to $1,000 in coverage for emergencies related to pregnancy but still, this excludes childbirth.

Have A Question About Travel Insurance ?
Ask A Question
Similar Questions
Information provided here in the form of Questions and Answers is for general purpose only and may not be current and accurate at all times. Insurance terms and conditions, benefits, and coverage are subject to change at any time. For this reason, it is possible that the information given here could be outdated or incorrect. VisitorsCoverage inc. assumes no responsibility or liability for the accuracy of these answers. Any use of the information on our website is subject to our terms and conditions and user agreement. It is recommend that you review the latest Evidence of Coverage and Plan Contract (Policy) for a detailed description of coverage benefits, limitations, and exclusions. Please read the Policy Brochure and Plan Details for complete and accurate information. Only the Terms and Conditions of Coverage listed in a particular policy are binding.
Our website uses cookies to help us improve user experience so that we can better serve you. By proceeding, you agree to allow us to utilize these cookies for future use. For more information, please view our Privacy Policy and Terms of Use.