We are a family of 4 visiting the USA in March. We are residents of Azerbaijan and have the following citizenship: Father: UK Mother: UK/USA dual citizen Child 1: UK/USA dual citizen Child 2: UK/USA dual citizen Mother has not lived in US since 2002, children have never lived in US, but have US citizenship through their mother. Could you clarify whether we should apply for visitors' medical insurance as US Citizens or non-US citizens? Thanks.
Yes, if all of you are visiting the US for a short-duration and have no plan of permanently staying, you can buy a visitors' travel insurance policy like Liaison Majestic that provides excellent coverage. You can review the policy details and benefits here: http://www.visitorscoverage.com/liaison-majestic-insurance/
Insurance rates are regulated by law. You can't find the same insurance plan for a lower price anywhere else