What plan is available for Parents visiting to USA. God forbid they should not use this insurance but, just in case It would be nice to have a pre-existing conditions waiver of coverage upto $25,000. please don't send any acute on set pre-existing conditions plans.
Kapil, 04 Oct 2016
Unfortunately, pre-existing conditions are not covered under any type of travel medical insurance due to the short-term nature of the plans. The only thing that is covered in relation to a pre-existing condition is something diagnosed as an acute onset. An acute onset is a sudden and unexpected recurrence of a pre-existing condition and is up to the doctor's diagnosis. Customarily, travel medical insurance covers anything new that happens, emergency and non-emergency both. If you are looking for a policy that strictly covers pre-existing conditions, there unfortunately is not any.
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Hi, My dad is visiting the US for 3 months starting next week. He's around 66 years old and has diabetes, high blood pressure, and had bypass surgery 2 years ago. I have few questions: 1. What does acute onset of pre-existing conditions mean? 2. Does Kaiser hospital in California accept Inbound USA insurance? If not, then can you please give list of hospitals near Santa Clara, CA that would accept this insurance? 3. Do I need to pay upfront for all my new sicknesses or injuries, or is it cashless? 4. What would be the best insurance/coverage policy for pre-existing conditions like the ones listed above?
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