What plan is available for Parents visiting to USA. God forbid they should not use this insurance but, just in case It would be nice to have a pre-existing conditions waiver of coverage upto $25,000. please don't send any acute on set pre-existing conditions plans.
Kapil, 04 Oct 2016
Unfortunately, pre-existing conditions are not covered under any type of travel medical insurance due to the short-term nature of the plans. The only thing that is covered in relation to a pre-existing condition is something diagnosed as an acute onset. An acute onset is a sudden and unexpected recurrence of a pre-existing condition and is up to the doctor's diagnosis. Customarily, travel medical insurance covers anything new that happens, emergency and non-emergency both. If you are looking for a policy that strictly covers pre-existing conditions, there unfortunately is not any.
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Hi, My father is 73 years old, a diabetic and had a heart attack in September 2016. He has made a great recovery and is now fit and ready to come visit us in New York, with my mum (70, no pre-existing conditions). But I'm having trouble finding travel insurance that would cover pre-existing conditions. I did find one plan but it only covers acute onset of pre-existing conditions up to USD20,000. I'm worried this will not be enough for any emergency situation, particularly since I don't know what kind of ailments could be interpreted as falling within the pre-existing conditions bracket. Can you help? They would like to travel around November 26 if possible. Or in early December. The trip would last about 28 days. Thanks very much and kind regards, Ravina
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