What plan is available for Parents visiting to USA. God forbid they should not use this insurance but, just in case It would be nice to have a pre-existing conditions waiver of coverage upto $25,000. please don't send any acute on set pre-existing conditions plans.
Kapil, 04 Oct 2016
Unfortunately, pre-existing conditions are not covered under any type of travel medical insurance due to the short-term nature of the plans. The only thing that is covered in relation to a pre-existing condition is something diagnosed as an acute onset. An acute onset is a sudden and unexpected recurrence of a pre-existing condition and is up to the doctor's diagnosis. Customarily, travel medical insurance covers anything new that happens, emergency and non-emergency both. If you are looking for a policy that strictly covers pre-existing conditions, there unfortunately is not any.
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My parents are 76 and 72 years respectively and my father had a a recent compound fracture in shoulder, although he recovered completely. They are coming to US from India next week and will stay for few months. Please let me know ASAP if this plan works for them, since I have seen something about under 70 years of age or something in the plan.
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