VisitorsCoverage logo

Generally, citizenship and home country do not have an effect on travel insurance. However, the plans that we offer are usually only available for people traveling internationally outside their home country. Most policies are not applicable for US citizens coming back to the USA, even if they are dual citizens and live permanently outside the USA. For US citizens, most policies would consider the USA to be the insured's home country.

Couldn't find an answer to your question?

Our Customer Success Team of licensed insurance specialists can help. Just click the button below and submit your question. Our experts will typically respond within 48 hours.

Ask the experts

Disclaimer

Information provided here in the form of Questions and Answers is for general purpose only and may not be current and accurate at all times. Insurance terms and conditions, benefits, and coverage are subject to change at any time. For this reason, it is possible that the information given here could be outdated or incorrect. VisitorsCoverage inc. assumes no responsibility or liability for the accuracy of these answers. Any use of the information on our website is subject to our Terms and Conditions and User Agreement. It is recommend that you review the latest Evidence of Coverage and Plan Contract (Policy) for a detailed description of coverage benefits, limitations, and exclusions. Please read the Policy Brochure and Plan Details for complete and accurate information. Only the Terms and Conditions of Coverage listed in a particular policy are binding.