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Which plan is the best for a non citizen visitor to the USA for 6 months from June 2 to Dec. 2 of 2018? She is 62 years of age. I am looking at the Choice America by IMG on your website. Is that a good coverage plan? I will be paying for the coverage while she stays with me in Pittsburgh, PA from Bulgaria. Is that an issue that I will pay for her insurance coverage?

Antonia Wilson, 02 Mar 2018

It is absolutely acceptable for your to purchase a policy for a visitor. It does not affect the coverage at all. ChoiceAmerica is a very popular plan. However, it is a limited coverage plan. Like any other plan, limited coverage plans have a policy maximum, but they usually also have coverage maximums for each specific service or treatment as well. These amounts tend to be low. So if you need to use the insurance, the insured person’s out of pocket expenses may be much higher. You can review the specific coverage amounts in the policy brochure. For more comprehensive coverage, it is better to select a percentage-based comprehensive plan such as CoverAmerica - Gold. Depending on the particular comprehensive plan you choose, comprehensive plans can pay 80% to 100% of bills, for covered sickness or injury. Please feel free to email us at or call us at 1.866.384.9104, if you need any further information or assistance with buying any of the plan.

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