Why should I purchase a plan if medication and non-emergency for pre-existing conditions is not covered?
These plans are in case of an unexpected sickness or injury that begins after the policy becomes effective. Hospital and doctor costs tend to be expensive, so these plans help cover for those costs.
To read more about why you should have travel medical insurance, follow this link: Benefits of Travel Medical Insurance
Insurance rates are regulated by law. You can't find the same insurance plan for a lower price anywhere else