Safe Travel USA Trip Protection Plan
Comprehensive Coverage, Rated B++ (Good)By: Trawick, UW: GBGGBG Insurance Limited
- AM Best Rating
- B++ (Good)
- Administrator/Underwriter
- Trawick International
GBG Insurance Limited
In Network
After deductible, the plan pays 80% up to the policy maximum.
COVID-19 Excluded
Acute onset of Pre-Existing Conditions
Cancelable
Urgent Care
Medical Coverage During Travel
Comprehensive Coverage Plan
Coverage from 5 days to 24 months
Safe Travel USA Trip Protection insurance is a visitor insurance plan that provides medical coverage and emergency services to individuals /families/groups, traveling to USA . After the deductible is satisfied, the plan pays 80% for the first $5,000 and then 100% thereafter towards eligible covered expenses for each sickness or injury. Please review SafeTravel USA Trip Protection Insurance Brochure 
or Description of Coverage (policy document) for complete and accurate coverage and exclusions.
Out-Patient
Dr. / Physician Visit
80% covered for first $5000,
100% covered thereafter
Surgical Treatment
80% covered for first $5000,
100% covered thereafter
Prescription Drugs / Medicines
80% covered for first $5000,
100% covered thereafter
Lab & X-rays
80% covered for first $5000,
100% covered thereafter
Physical Therapy
$50 per day, up to 10 visits per Policy Period
In-Patient
Hospital Room
80% covered for first $5000,
100% covered thereafter
Surgical Treatment
80% covered for first $5000,
100% covered thereafter
Hospital Intensive Care Unit
80% covered for first $5000,
100% covered thereafter
Emergency Services
Ambulance Expenses
80% covered for first $5000,
100% covered thereafter
Emergency Room(ER)
80% covered for first $5000,
100% covered thereafter
Dental
Acute, spontaneous and unexpected pain
$250 Covered
Accidental emergency
$250 Covered
Travel
Emergency Medical Evacuation / Repatriation
100% of $2000,000
Return of Remains
100% of $1,000,000
Emergency Reunion
$15,000 Per policy period
Return of minor Child(ren)
Yes ,Up to $5000
Trip Interruption
150% of the insured Trip Cost
Loss of checked Baggage
Yes ,Up to $1000 (Optional Rider available)
Life
AD&D
$25,000
Optional Rider available (see brochure for details)
Common Carrier Accidental Death
$25,000
Optional Rider available (see brochure for details)
Other
Pre-Existing Conditions
the first $1,000 of Covered Expenses
Maternity
Emergency medical treatment of pregnancy up to $1,000 per policy period
General Physical full Checkup
Not Covered
Terrorism Coverage
Not Covered
Brochure
Support
24-Hrs Emergency Assistance
Yes. Contact Number and details can be found on the ID card.
Plan Administrator Company
Trawick International
Carrier / Underwriter
GBG Insurance Limited
AM Best Rating
B++ (Good)
Eligibility
Plan provides medical, Trip Cancellation/Trip Interruption and Travel Delay coverage to individuals while traveling to the USA and worldwide.
Plan Type
Comprehensive Coverage Plan Percentage based coverage.
Coverage in U.S.A.
Covered
Coverage outside U.S.A.
Covered(Final destination has to be USA)
Co-Pay
No Copay
Travel Coverage
First: 20% for first $5,000
Then: 0% up to Policy Maximum.
Co-Insurance
After the deductible, the plan pays 80% of the first $5,000 of eligible expenses; then it pays 100% up to the Policy Maximum.
How the Benefits are Paid
After the deductible, the program pays 80% of the first $5,000 of eligible expenses; then it pays 100% up to the Policy Maximum.
Coverage Type
Life Time of the policy
Deductible Type
N/A
Renewability
Not Extendable
Cancellation
Yes. If you are not satisfied for any reason, you may return your plan within 10-day "free- look" period after that this plan is non-refundable.
PPO Network
Coverage Length
5 days - 180 days
Available Deductibles
$0 per member per certificate period
Available Coverage
For below 70 age group: $50,000, $100,000, $250,000, $500,000 , $1,000,000
For 70-79 age group: $50,000
Provider Directory
By Provider, Toll Free: 888-301-9289, Direct: 251-661-0924
Plan Brochure
Home Country Definition
The country where the covered person has his/her true, fixed, permanent home and principal establishment.
US States Restrictions
No Restriction
Country Restrictions
No Restriction
Safe Travels USA Trip Protection Insurance FAQs | |
| Q1: Who is eligible to buy Safe Travels USA Trip Protection plans? | |
| Q2: Which doctor or hospital can I go to? | |
| Q3: When will I receive my ID card? | |
| Q4: How can I get a refund of premium? | |
| Q5: What does Safe Travel Trip Cancellation and Interruption cover?
| |
| Q6: How do I file a claim? Please refer to the following article concerning the claim process: | |
| Q7: What information do I need to purchase this plan? Name(s), date of birth, and passport number of the visitor(s). | |
| Q8: I want to purchase insurance for more than one visitor. Should I purchase two separate policies for them or have a combined policy? The benefits and cost does not differ if you buy individually or combined policies. If the visitors have different travel plans (might be coming together but leaving on different dates, etc.) it is recommended to buy separate policies. Having separate policies gives your more flexibility in renewals and cancellations. | |
| Q9: I am traveling and I am pregnant. Will your plan cover me? Yes. We cover emergency medical treatment for pregnancy up to $1,000 on the Safe Travels USA Trip Protection Insurance. | |
| Q10: Where can I find answers to other questions I have? Please refer to the Visitors Insurance FAQs section. | |
| Q: Does Safe Travels USA Trip Protection cover the Coronavirus vaccination? Safe Travels USA Trip Protection doesn't cover COVID-19 vaccinations but will cover COVID-19 treatment and services the same as any other eligible condition if COVID-19 is contracted after the policy effective date. Preventative care related to COVD-19, like vaccinations, aren't covered under the policy. Please login to My Policy to view your plan specific documents for any limits or exclusions. | |
| Q. When does my coverage start on my travel medical insurance plan? Coverage on a travel medical insurance plan will begin on the date of departure and once the traveler has left their home country. Coverage areas are anywhere outside ones' home country as long as the policy is active. The coverage will end immediately once the traveler has entered back into their home country. | |
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
