Seven Corners Travel Medical Choice - Non-USA

The Seven Corners Travel Medical Choice is available for:

Pre-existing conditions are not covered by the Seven Corners Travel Medical Choice Plan. However the Seven Corners Travel Medical Choice Plan covers for an acute onset of pre-existing conditions. For people up to age 64 the plan covers up to $50,000 for an acute onset of a pre-existing conditions. For people above age 65 to 79 and above, the plan covers up to $10,000 for an acute onset of a pre-existing conditions. It is up to the attending physician to determine if a particular medical situation is related to pre-existing condition or not, and also if it would be considered as an acute onset or not. Please check the Description of Coverage for more information about what is considered as acute onset of pre-existing condition.

You can go to any doctor or hospital of your choice. Outside the USA, Seven Corners Travel Medical Choice does not participate in a PPO network, however you can view a list of international providers by Seven Corners.

You can search for doctors or hospitals here.

Please refer to the following article concerning the claim process:
Visitor Insurance Claim Process

Please refer to the following article about the policy usage: How to use Visitor Insurance?

Yes, if you buy the plan initially for more than 5 days, you can extend the policy. You would need to extend the plan at least two days before the policy expires. There would be an extra $5 extension charge. The policy can be extended for up to a maximum of 364 days.

Yes, you can cancel and get a refund for the Seven Corners Travel Medical Choice Plan, if you need to go back earlier than planned. The following rules apply: 1) You can get a refund back, only if you do not need to visit the doctor/provider while the policy is in force. 2) You can get a pro-rated refund for the number of days left in the policy 3) $35 cancellation fee applies. 4) If there is any claim on file, you would not get any refund back. 5) Written request is required for any cancellation.

You cannot remove one person from the policy if other travelers are included. We recommend letting the current policy lapse with all travelers or canceling and repurchasing for the remaining travelers as per the policy terms.

You will need names, coverage duration, date(s) of birth, home country address, and a valid credit card.

You can print out your ID card from your confirmation e-mail and it will be used as proof of insurance.

The Seven Corners Travel Medical Choice plan can cover for COVID-19 and will be treated the same as any other eligible medical condition so long as the virus is contracted after the policy effective date and you have departed from the country of residence. For more in-depth information regarding the impact of the coronavirus on travel insurance, please go to our information hub.

Based on the desired coverage length you have selected, you have to make the full payment at once.

Since this plan is extendable you can extend it anytime you would like to before the policy expires. There is a extendable fee of $5 that associated with the extension.

Coverage on the travel medical insurance plan will begin on the date of departure (12:00am EST) and once the traveler has left their home country. Coverage areas are anywhere outside one's' home country as long as the policy is active. The coverage will end immediately once the traveler has entered back into their home country and at 11:59pm EST on the last date of coverage.

The Seven Corners Travel Medical Choice plan does not cover for the COVID-19 vaccine/booster, but will cover COVID-19 treatment and services the same as any other eligible condition if contracted after the policy effective date. Preventative care related to COVID-19, like vaccines/boosters is not covered under the policy. Please sign in to your account to view your plan specific documents for any limits or exclusions.

Seven Corners Travel Medical Choice will only cover for COVID-19 testing if the policyholder is experiencing symptoms and the test is ordered by an attending physician for diagnostic purposes. COVID-19 tests to meet travel requirements will not be covered.

The Seven Corners Travel Medical Choice plan does not offer any coverage for quarantine.

An acute onset is a sudden unexpected outbreak or recurrence of a Pre-existing Condition which occurs spontaneously and without advance warning either in the form of Physician recommendations or symptoms, is of short duration. It has to be an acute medical condition that requires immediate medical attention. More conditions and restrictions apply. Please check the Description of Coverage to understand what is covered under acute onset of pre-existing condition.

During the policy period, if you need to go back to your home country for a short trip, and come back again, then the plan would cover for short trips. The maximum number of days covered in incidental trip home is 30 days. The trip must not be taken for medical purposes. Incidental home country coverage does not apply to final trip to home country.

The optional Adventure Activities rider would cover for the following sports and activities: motorcycle /motor scooter riding (whether as a passenger or a driver), hang gliding, Parachuting, zip lining, parasailing, bungee jumping, water skiing, wakeboard riding, jet skiing, windsurfing, snowmobiling, and spelunking