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Study USA Basic Plan

Comprehensive Coverage, A.M. Best Rating: A
Lloyd's of London

Study USA Basic Plan is a Travel Medical insurance plan that provides health coverage for international students. The plan is designed to provide basic medical coverage, emergency services, evacuation and repatriation, and more for International Students, Scholars and their Families while abroad.

Study USA Basic Plan does not offer coverage for COVID-19.

Please review Study USA Basic Plan policy documents for complete coverage and exclusions.

No additional coverage options on this plan.

How Study USA Basic Plan Works

In Network

80%

After deductible, 80% up to policy maximum

Out of Network

100%

After deductible, 100% of URC

Key Travel Medical Insurance Benefits

COVID-19 Excluded
COVID-19 Excluded
Extendable & Cancelable
Extendable & Cancelable
PPO
PPO
Urgent Care
Urgent Care
Medical Coverage During Travel
Medical Coverage During Travel
Comprehensive Coverage Plan
Comprehensive Coverage Plan
Coverage from 30 days to 364 days
Coverage from 30 days to 364 days

How COVID-19 is Covered Under Study USA Basic Plan

COVID-19 is not covered under this plan.

Eligibility

  • For U.S. and Non-U.S. Citizens
  • Full-time students at secondary schools, colleges or universities (excluding those online), those who will be full-time students at a college or university within 31 days
  • Full-time scholars affiliated with an educational institution and performing work or research for at least 30 hours per week
  • For ages 14 days to 64 years
  • Meets J-Visa requirements
  • Students residing outside their home country for the purpose of pursuing international educational activities
  • Those who have not obtained residency status in the host country
  • The Full-time Student/Scholar status requirement is waived for Participants within the US holding a valid F-1 or J-1 visa. Full-time status requirements remain in force for individuals holding M-1, or other category visas
  • Extendable for up to 364 days

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Out of Network:80% up to policy maximum.

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Eligibility
Purchase Restrictions
Plan FAQs
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  • Acute Onset of Pre-Existing Condition Coverage
  • Pre-Existing Condition: 12-month waiting period
  • Outpatient Treatments
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Study USA Platinum

Comprehensive CoverageComprehensive Coverage A.M. Best Rating: A
Underwriter: Lloyd's of London

In Network:85% of first $10000, 100% thereafter.

Out of Network:100% of URC.

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • COVID-19 Coverage
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  • 6-month pre-existing condition waiting period
  • Emergency Room Services
  • Wellness Benefit Coverage
  • Maternity Care for a Covered Pregnancy
  • Sports & Activities Coverage
  • Optional Intercollegiate, Interscholastic, Intramural, or Club Sports Rider
  • Optional Vaccination Benefit Rider
  • No Additional Coverage Opts Available

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.