Terms of Use

VisitorsCoverage.com is an online operating entity of Maxn Insurance Services, CA, USA License #0F17045

VisitorsCoverage.com, the web site where you can research and shop for various International Travel insurance, and health insurance products. Use of this site is governed by all the following terms and conditions, and your use of this site will constitute your acceptance of these terms and conditions. VisitorsCoverage Inc. from time to time and without prior notice, change, modify, add, or remove portions of these terms and conditions. Accordingly, please return to this page regularly to review such changes. Your continued use of the website constitutes your acceptance and agreement to be bound by any and all such changes. Please do not use this site if you do not agree to accept and be bound by its terms and conditions.

The insurance services and products described on this web site are only for persons in those states,countries and jurisdictions where such products and services may legally be sold. Nothing on this web site shall be considered a solicitation to buy or an offer to sell any products or services to any person in any jurisdiction where such offer, solicitation, purchase or sale would be unlawful. Not all insurance products described in this website are available to all persons in all States, Countries, or other jurisdictions at all times. Certain restrictions, conditions and eligibility requirements may apply. Please contact VisitorsCoverage Inc. for question related to eligibility.

Before purchasing the any Travel/Medical insurance policy, make sure you understood and gone through the eligibility criteria.

If you are a United States citizen or resident there may be certain additional restrictions or conditions may applicable for eligibility requirements.

Plan listed here are, short term temporary medical plans for "visitors or tourist to USA" OR those who do not have a permanent residence in the united states. These plans are not substitute for your primary long term medical insurance you may be obliged under the Patient Protection and Affordable Care Act (PPACA), commonly called the Affordable Care Act (ACA) or "Obamacare".

If you are a US Citizen or permanent resident, it is your responsibility to check with concern authorities including your state health dept., tax or legal advisor to get proper advice. VisitorsCoverage Inc. (Maxn Insurance, services) , its employee , agent or insurance company will not be liable for your purchase or consequences resulting from your decision to purchase any plan through us.

Most travel insurance plans provide insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverage. You may wish to compare the terms of a particular travel insurance policy with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker.

Please review the evidence of coverage and Plan Contract (Policy) for a detailed description of eligibility criteria, Coverage Benefits, claims process, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the Insurance policy are binding. You agree to indemnify VisitorsCoverage Inc. and its affiliates, employees, agents and representatives, and to hold them harmless from any and all claims and liabilities (including reasonable attorneys' fees) that may arise from or as a result of your use of this website and services.

RESTRICTIONS ON USE OF WEBSITE CONTENT

This web site is for the use of consumers who are researching and shopping for insurance products. You are not permitted to use this web site or its contents for any commercial or non-personal purpose. Except as specifically provided herein, none of the content of the VisitorsCoverage.com site may be copied, reproduced, reused, republished, uploaded, posted, transmitted, distributed, or exploited in any way VisitorsCoverage Inc. reserves all rights.

Trademarks

Maxn , VisitorsCoverage & Design , VisitorsCoverage, VisitorsCoverage.com, and Most Popular Insurance Site for Parents Visiting the USA SM are Registered and/or Pending Federal Trademarks of Maxn Systems, Inc. all rights reserved. Company's trademarks may not be used in connection with any product or service without permission. Company's mark can not be used in any manner that is likely to cause confusion to , or in any manner that disparages or discredits the Company. All other trademarks of insurance products being used on this website are the property of their respective owners.

Copyrights

All content included on this site, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of the VisitorsCoverage Inc. ("Company") or its content suppliers and protected by United States and international copyright laws. The compilation of all content on this site is the exclusive property of the Company and protected by United States and international copyright laws. All software used on this site is the property of the Company or its software suppliers and protected by United States and international copyright laws.

It is our policy to respond to notices of alleged infringement that comply with the Digital Millennium Copyright Act. Persons who believe that their copyrights or other intellectual property rights have been infringed via our service should contact us. All notices must comply with the requirements of U.S. Copyright Act and regulations promulgated thereunder, as amended. Please indicate the specific content, and web site URL or location of the content with specific details. Please note you may be liable for damages if you materially misrepresent that an activity is infringing copyright.

DISCLAIMERS Warranties and Limited Liability

Your use of this website is at your own risk. To the fullest extent permissible under law, neither VisitorsCoverage Inc. nor any other party involved in creating, producing, or delivering this website and/or its content is liable for any special, direct, incidental, consequential, indirect, or punitive damages or injury arising out or resulting from or your access to, or use of, or inability to use the website and/or its content even if there is negligence or VisitorsCoverage Inc or an authorized representative of VisitorsCoverage.com has been advised of the possibility of such damages, or both.

WITHOUT LIMITING THE FOREGOING, THIS SITE AND THE MATERIALS IN THIS SITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO ANY AND ALL WARRANTIES AS TO CORRECTNESS, ACCURACY, SAFETY, RELIABILITY, TITLE, MERCHANTABILITY, NON-INFRINGEMENT, FITNESS FOR A PARTICULAR PURPOSE OR ANY OTHER WARRANTY, CONDITION, GUARANTEE OR REPRESENTATION, WHETHER ORAL, IN WRITING, OR IN ELECTRONIC FORM. VisitorsCoverage.com disclaims all warranties that this site or the server that makes it available are free of viruses or other harmful components that may infect your computer equipment or other property, regardless of the cause. SOME STATES DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE EXCLUSIONS OR LIMITATIONS MAY NOT APPLY TO YOU. YOU MAY ALSO HAVE OTHER RIGHTS WHICH VARY FROM STATE TO STATE. You are advised to check your local laws for any restrictions or limitations regarding the exclusion of implied warranties. If any portion of these limitations on liability is found to be invalid or unenforceable for any reason, then the aggregate liability of VisitorsCoverage.com and its affiliates shall not exceed one hundred dollars ($100).

MISCELLANEOUS TERMS

Jurisdiction: This agreement is governed by and interpreted pursuant to the laws of the State of California, United States of America, without regard to principles of conflicts of law, applicable to contracts to be wholly performed in California. Any action based on or alleging a breach of this agreement must be brought in a state or federal court in California. In addition, you agree to submit to the personal jurisdiction and venue of such courts.

Enforceability: If any part of these Terms and Conditions is unlawful, void, or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions and the invalid provision or portion thereof shall be deemed omitted and the remaining terms shall be given full force and effect.

Entire Agreement: This agreement is the complete and entire agreement between the parties and supersedes any prior agreement, whether written or oral. If you become dissatisfied in any way with this website or its terms and conditions, or if you do not agree to the terms and conditions contained herein your sole and exclusive remedy is to stop using this website and its services.

Indemnification: You agree to indemnify , the Company , the website VisitorsCoverage.com and its affiliates, employees, agents and representatives, and to hold them harmless from any and all claims and liabilities (including reasonable attorneys' fees) that may arise from or as a result of your submissions, from your unauthorized use of material obtained through the website, from your breach of this agreement, or from any such acts arising through your use of the website.