Travel Insurance for Mexico

If you’re looking for a vacation filled with pristine beaches, great Mexican food, and fun watersports, Cancun is the place for you. Known for its warm climate, Cancun, Mexico has become one of the most popular vacation destinations. When planning your trip to Cancun, don’t forget to include travel insurance in your itinerary.

Do I Need Travel Insurance for Cancun?

Before you travel to Cancun, you might be asking yourself a few common questions: Is it safe to travel to Cancun? Is travel insurance required for entry into Mexico? It’s not mandatory to get travel insurance to visit Cancun. Even though Cancun is quite safe, purchasing travel medical insurance is always a good idea. 

Without travel insurance, you’d be responsible for all of the medical expenses if you became ill or were involved in an accident and required treatment at a medical institution. While healthcare in Mexico may be less expensive than in the U.S., it could still cost you hundreds or thousands of dollars.

Therefore, purchasing travel insurance is a necessity for your Cancun vacation. If you got involved in an accident, or were involved in something more serious that required emergency medical evacuation, for example, travel insurance would make sure that you’re covered.

Protect Your Investment with Trip Insurance

Even if you plan your trip to Cancun meticulously, there is still a lot that is beyond your control. A tropical storm may cause your flights to Cancun to be canceled or delayed. Or perhaps something unexpected happened at the last minute, forcing you to cancel all of your vacation plans. In either of these situations, trip insurance can help ensure your investment is protected.

Some of the top benefits of trip insurance include:

  • Trip cancellation
  • Trip interruption
  • Flight delay coverage
  • Coverage for lost passport or lost cash
  • Coverage for lost or damaged baggage
  • The add-on option to cancel for any reason and receive reimbursement

Suppose you decide to utilize a car rental in Cancun. Driving in a different country can be more risky, especially if there are different rules on the road. In the unfortunate event that you either injure yourself or damage the vehicle, trip insurance provides rental car collision coverage. Purchasing trip insurance to cover your car rental in Cancun is a smart way to make sure you’re covered.

Looking for Adventure or Relaxation?

Because Cancun is known for its clear waters and favorable weather, there are tons of Cancun excursions that you can add to your itinerary. In addition to visiting the famous city of Chichen Itza and exploring cenotes, other popular activities include ziplining, canyoning, and snorkeling. Or, for travelers who like adrenaline activities on the beach, jet skiing and parasailing are also options.

A common myth is that traditional travel insurance covers you for any activities you partake in while abroad. That’s not the case, especially when it comes to adventure sports. Because high-adrenaline sports also come with higher risks for injury, these activities are often excluded from medical coverage. Purchasing adventure sports insurance as an add-on to your plan will ensure that you can participate in many activities and still be covered.

Cruising to Cancun? Purchase Cruise Insurance.

If you’re cruising to Mexico and stopping in Cancun, consider purchasing our cruise-specific travel insurance, SafeCruise. Cruise insurance is special in that it comes with a variety of coverage options, from medical emergencies to rental car coverage. In other words, it includes the same benefits that traditional trip insurance provides (such as trip cancellation and travel delay), but it can also offer more.

For example, if you were to miss your ship at the beginning of the cruise, or miss the ship at one of the ports, cruise insurance provides financial coverage so that you can travel to the location of the ship. Also, cruise insurance serves as a supplement to on-board medical resources.

Traveling to Cancun? Make Sure You Buy Travel Insurance.

No matter where you travel, there are always potential risks. Purchasing travel insurance for Cancun will help ensure that the financial investment of your tropical getaway is protected. Whether you’re planning on cruising, renting a car, or participating in adventurous activities, travel insurance will help make your Mexico vacation even more memorable.

Looking for information on COVID-19, travel requirements and restrictions in Mexico? Read more here.