Safe Travels for Visitors to the USA
- AM Best Rating
- A (Excellent)
- Trawick International
- GBG Insurance Limited
Acute onset of Pre-Existing Conditions
Medical Coverage During Travel
Renewable & Cancelable
Basic Coverage Plan
Coverage from 1 days to 365 days
Safe Travels for Visitors to the USA insurance is a basic travel medical insurance plan that has fixed pre defined limit for each medical service.
You visit any doctor or hospital of your choice.
The following benefit table shows how much insurance pays for the given covered medical service. If the actual bill is more, the difference will be your responsibility. Please review Safe Travels for Visitors to the USA Insurance Brochure and Description of Coverage (policy document) for complete and accurate coverage and exclusions.
Applicant's Age 14 days - 69 years
Dr. / Physician Visit
Prescription Drugs / Medicines
Lab & X-rays
Hospital Intensive Care Unit
Emergency Medical Evacuation / Repatriation
Return of Remains
Return of minor Child(ren)
Local Burial or Cremation
General Physical full Checkup
24-Hrs Emergency Assistance
Applicant's Age 70 - 89
Plan Administrator Company
Carrier / Underwriter
GBG Insurance Limited
Can be purchased by non-United States or any visa holders (e.g. L/H/B1,B2) traveling to the U.S.
Limited Coverage Plan. Plan pays by a pre-defined fixed benefit table.
AM Best Rating
Coverage in U.S.A.
Coverage outside U.S.A.
No Co-pay. (You pay the difference of the fixed benefits defined by the benefit table)
No Co-Insurance. (You pay the difference of the fixed benefits defined by the benefit table)
How the Benefits are Paid
After the deductible, plan pays fixed amount based on a pre-defined benefit table for each type of service or treatment.
Per Incident, Per Injury, or Sickness
Per Incident, Per Injury, or Sickness
Renewable once with $5 renewal fee, up to a maximum of 364 days.
Full refund available if canceled before start date. Monthly pro-rated refund if canceled after start date and no claims have been filed ($25 cancellation fee applies).
Min 5 days to Max 364 days
Choose From: $0, $50, $100 Ages 70-89: $100 or $200
: Visitors Basic: $50,000 per incident
Visitors Silver: $75,000 per incident
Visitors Gold: $100,000 Visitors Platinum: $175,000
Ages 70 - 89: Visitors Diamond: $50,000
By Provider, Phone Nos.: 888-301-9289 or 251-661-0924
Home Country Definition
Home Country means a country from which the Covered Person holds a passport. If the Covered Person holds passports from more than one country, his or her Home Country will be that country which the Covered Person has declared to us in writing as his or her Home Country.
US States Restrictions
No state restrictions
No country restrictions
Safe Travels for Visitors to the USA Insurance FAQs
Q1: Am I eligible for the Safe Travels for Visitors to the USA plan?
If you are a non-United States citizen traveling to the U.S. for business, pleasure, to study, you are eligible for this plan. The minimum coverage period is 5 days and the maximum coverage period is 12 months at one time. The policy is available for a maximum of 24 months
Q2: Can I renew the Safe Travels for Visitors to the USA plan?
Yes, you can renew your coverage in an increment of 5 days or more up to 364 days. For each renewal there is a $5 fee. The maximum policy coverage period for this plan is 24 months. Policy can be renewed online.
Q3: Can I cancel the Safe Travels for Visitors to the USA plan?
Yes, you can cancel this plan. A written requiest is required for any cancellation and refund. If you request for cancellation before the policy start date, you would get the full refund back. After the policy becomes effective, refund is available, only if you have not visited any doctor or provider. Only full monthly refund is available. $25 cancellation fee applies. No refund is available if there is a claim on file.
Q4. What does the Travels for Visitors to the USA plan cover? Why is it so much cheaper than the comprehensive plans?
The Safe Travels for Visitors to the USA covers for unexpected sickness or injury that starts, after the policy becomes effective. It does not cover for preventive care, pre-existing conditions, dental or vision. The Safe Travels for Visitors to the USA plan is a limited coverage plan. It pays a pre-defined fixed dollar amount for every service or treatment. These amounts are provided in the schedule of benefits, both in the plan brochure and Plan Description of Coverage. This plan is less expensive than comprehensive plans, because the plan offers very limited or restricted benefits. Benefits may not be adequate in case of any major medical problem.
Q5. The plan says that the deductible is per incident or per injury or sickness. Does this mean I have to pay the deductible each time I make a visit to a Doctor or hospital?
No, you do not have to pay deductible each time you go to a doctor. Per-incident/per sickness or injury means that the deductible would apply separately to each different sickness or injury. But for each individual sickness or injury the deductible would apply only one time. After you meet the deductible once for a sickness or injury, the plan would pay a fixed dollar amount for every service or treatment related to that. You would not be responsible for further deductibles for follow up visits for the same sickness or injury. You would be responsible for a new deductible, only if a new unrelated sickness or injury starts.
Q6. How does the Deductible Work?
Q7. Are pre-existing conditions covered by the Safe Travels for Visitors to the USA Plan?
Pre-existing conditions are not covered by Safe Travels for Visitors to the USA Plan. However the plan covers for an acute onset of pre-existing conditions for people up to 69 years of age. For people 70 to 79 it covers up to $35,000 and $covers $15,000 for people between 80 to 89. Other conditions apply. It is up to the attending physician to determine if a particular medical situation is related to pre-existing condition or not, and also if it would be considered as an acute onset or not. Please check the Description of Coverage for more information about what is considered as acute onset of pre-existing condition.
Q8: Which doctor or hospital can I go to?
You can go to any doctor or hospital of your choice. The policy does belong to a PPO network, but you do not have to go to a doctor or hospital in the PPO network. You can view the list of doctors and hospitals in the PPO network here .
Q9: What information do I need to purchase this insurance?
Name(s), date of birth, and passport number of the visitor(s).
Q10. I want to purchase insurance for more than one visitor. Should I purchase two separate policies for them or have a combined policy?
The benefits and cost does not differ if you buy individually or combined policies. If the visitors have different travel plans (might be coming together but leaving on different dates, etc.) it is recommended to buy separate policies. Having separate policies gives you more flexibility in renewals and cancellations.
Q11: How do I use this insurance?
Please refer to the following article about the policy usage: how to use Visitor Insurance?
Q12: Where can I find the claim information?
Please refer to the following article for the claim process: Visitor Insurance Claim Process
Q13: Where can I find answers to other questions I have?
Learn more from informative articles at Visitor Insurance Information section.
If you still have questions, please email us at email@example.com or call our support line toll free: 1.866.384.9104. Business Hours: Mon - Fri 8:30am- 5:30pm PST.
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.