Comprehensive Visitors Insurance Plans
Travel medical insurance providing enhanced benefits and broader coverage for visitors and tourist visiting USA or internationally including Canada, Mexico or any other country. Comprehensive coverage policies cover Health, Accidents, hospitalization and travel emergencies while traveling outside of home country.
Below are some of the most popular comprehensive visitor insurance plans, offering best comprehensive coverage.
CA-G
CoverAmerica - Gold
Comprehensive Coverage Plan pays 100% of eligible expenses, less deductible, up to policy maximum 
(Out of network pays URC for eligible medical expenses up to the policy maximum)
(Out of network pays URC for eligible medical expenses up to the policy maximum)
- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Renewable & Cancelable
- Comprehensive coverage plan
- Coverage duration options between 5 and 364 days
- Urgent Care consultation copay $20-$25
- Up to $125,000 coverage available for acute onset of pre-existing conditions
- Extensive PPO network (See list of doctors and hospitals)
- Free Wellness Discount Card from VisitorsCoverage
- Unique Features and Benefits
Amusement Park Coverage | Cruise Coverage | Loss of Passport | Border Entry Protection| International Missed Connection - Pre-certification provisions may apply. Please see page 12 on description here or FAQ 6 for the limitations.
- Administrator
- Seven Corners
- AM Best Rating
- A(Excellent)
- Carrier
- C&F Crum & Forster
PA+
Patriot America Plus
Comprehensive Coverage In PPO Network: 100% up to policy maximum
(Outside Network: Pays 80% for first $5,000, then 100%)
(Outside Network: Pays 80% for first $5,000, then 100%)
- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Renewable & Cancelable
- Comprehensive coverage plan
- Coverage duration options between 5 days and 365 days
- PPO network (See list of doctors and hospitals)
- Acute Onset of Pre-Existing Condition Coverage for people below the age of 70
- Coverage for international travel
- Administrator
- IMG
- AM Best Rating
- A(Excellent)
- Carrier
- Sirius International
LEC
Liaison Travel Economy
Comprehensive Coverage Plan pays 80% of first $5,000; then 100%
(Outside Network: Pays 70% for first $5,000, then 100% up to policy max)
(Outside Network: Pays 70% for first $5,000, then 100% up to policy max)
- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Renewable & Cancelable
- Comprehensive coverage plan
- Coverage from 5 days to 364 days
- Up to $15,000 coverage available for acute onset of pre-existing conditions
- PPO network (See list of doctors and hospitals)
- Covers during international travel
- Free Rx Discount Card
- Not available to Residents of: Australia, Switzerland, Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria and Sierra Leone.
- Administrator
- Seven Corners
- AM Best Rating
- A(Excellent)
- Carrier
- Lloyd's of London and Tramont Insurance Company
LCH
Liaison Travel Choice
Comprehensive Coverage Plan pays 90% of first $5,000; then 100%
(Outside Network: Pays 80% for first $5,000, then 100% up to policy max)
(Outside Network: Pays 80% for first $5,000, then 100% up to policy max)
- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Renewable & Cancelable
- Comprehensive coverage plan
- Coverage duration options between 5 days and 364 days
- Up to $30,000 coverage available for acute onset of pre-existing conditions
- PPO network (See list of doctors and hospitals)
- Coverage for international travel
- Free Rx Discount Card
- Not available to Residents of: Australia, Switzerland, Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria and Sierra Leone.
- Administrator
- Seven Corners
- AM Best Rating
- A(Excellent)
- Carrier
- Lloyd's of London and Tramont Insurance Company
LEL
Liaison Travel Elite
Comprehensive Coverage Plan pays 100% up to policy maximum
(Outside Network: Pays 90% for first $5,000, then 100% up to policy max)
(Outside Network: Pays 90% for first $5,000, then 100% up to policy max)
- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Renewable & Cancelable
- Comprehensive coverage plan
- Up to $50,000 coverage available for acute onset of pre-existing conditions
- Coverage duration options between 5 days and a maximum of 3 years (1092 days)
- PPO network (See list of doctors and hospitals)
- Coverage for international travel
- Free Rx Discount Card
- Not available to Residents of: Australia, Switzerland, Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria and Sierra Leone.
- Administrator
- Seven Corners
- AM Best Rating
- A(Excellent)
- Carrier
- Lloyd's of London and Tramont Insurance Company
PA
Patriot America
Comprehensive Coverage In PPO Network: 100% up to policy maximum
(Outside Network: Pays 80% for first $5,000, then 100%)
(Outside Network: Pays 80% for first $5,000, then 100%)
- Medical Coverage During Travel
- Renewable & Cancelable
- Comprehensive coverage plan
- Coverage duration options between 5 days and 365 days
- PPO network (See list of doctors and hospitals)
- Covers during international travel
- Administrator
- IMG
- AM Best Rating
- A(Excellent)
- Carrier
- Sirius International
STU-CS
Safe Travels USA - Cost Saver
Comprehensive Coverage In network: plan pays 100% up to policy max
(Outside of PPO network, plan pays 80% of first $5,000, and 100% up to policy max)
(Outside of PPO network, plan pays 80% of first $5,000, and 100% up to policy max)
- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Renewable & Cancelable
- Comprehensive coverage plan
- Urgent Care Copay $30
- Coverage duration options between 5 days and 2 years
- PPO network (See list of doctors and hospitals)
- Coverage for International Travel
- Unexpected recurrence of a pre-existing condition up to the first $1,000 of covered expenses
- Administrator
- Trawick International
- AM Best Rating
- A(Excellent)
- Carrier
- GBG Insurance Limited
AA
Atlas America
Comprehensive Coverage In Network: Plan pays 100% up to policy maximum.
(Out of network pays 100% up to policy maximum)
(Out of network pays 100% up to policy maximum)
- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Renewable & Cancelable
- Coverage duration options between 5 and 364 days
- PPO network (See list of doctors and hospitals)
- Coverage for international travel
- Acute onset of pre-existing conditions coverage
- Cannot be physically located in Maryland, New York, Washington, Canada or Australia at time of purchase
- IDD Important Notices
- Not available to residents of: Australia, North Korea, Iran and Cuba
- Administrator
- Tokio Marine HCC – MIS Group
- AM Best Rating
- A(Excellent)
- Carrier
- Lloyd's of London
PP
Patriot Platinum
Comprehensive Coverage Plan pays 100% up to policy maximum
(Outside Network: Pays 90% for first $5,000, then 100%)
(Outside Network: Pays 90% for first $5,000, then 100%)
- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Renewable & Cancelable
- Comprehensive coverage plan
- Coverage duration options between 5 days and 365 days
- PPO network (See list of doctors and hospitals)
- Coverage for international travel
- $1,000,000 coverage, with varying limits by age, for acute onset below 70 years old
- Administrator
- IMG
- AM Best Rating
- A(Excellent)
- Carrier
- Sirius International
STUC
Safe Travels USA Comprehensive
Comprehensive Coverage In network: plan pays 100% up to policy max
(Outside of PPO network, plan pays 80% of first $5,000, and 100% up to policy max)
(Outside of PPO network, plan pays 80% of first $5,000, and 100% up to policy max)
- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Renewable & Cancelable
- Comprehensive coverage plan
- Urgent Care Copay $30
- Coverage duration options between 5 days and 2 years
- PPO network (See list of doctors and hospitals)
- Coverage during International Travel
- Unexpected recurrence of a pre-existing condition up to the policy maximum
- Administrator
- Trawick International
- AM Best Rating
- A(Excellent)
- Carrier
- GBG Insurance Limited
PPI
Patriot Platinum International
Comprehensive Coverage- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Renewable & Cancelable
- Comprehensive coverage plan
- For U.S. destinations, maximum of 60 days of coverage
- Coverage duration options between 5 days and 365 days
- PPO network (See list of doctors and hospitals)
- Coverage for international travel
- Administrator
- IMG
- AM Best Rating
- A(Excellent)
- Carrier
- Sirius International
GHS
GlobeHopper Senior
Comprehensive Coverage Available for U.S. Citizens 65 and older
- Acute onset of Pre-Existing Conditions
- Renewable & Cancelable
- Be enrolled into Medicare and Medicare Advantage or Medicare Supplement Plan
- Plan pays 100% up to the policy maximum.
- Coverage duration options between 5 days and 365 days
- Covers during international travel
- Up to $500,000 coverage for acute onset of pre-existing conditions
- Not available to residents of Maryland
- Administrator
- IMG
- AM Best Rating
- A(Excellent)
- Carrier
- Sirius International
DA
Diplomat America
Comprehensive Coverage- Medical Coverage During Travel
- Comprehensive coverage plan
- Coverage duration options between 15 days and 12 months
- Coverage during International Travel
- Administrator
- Global Underwriters
- AM Best Rating
- A(Excellent)
- Carrier
- Allied World Assurance Company
WI
WorldMed Inbound
Comprehensive Coverage Plan pays 90% of first $10,000; then 100%
(In network, with direct billing pays 100%)
(In network, with direct billing pays 100%)
- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Renewable & Cancelable
- Coverage duration options from 5 days to 364 days
- PPO network (See list of doctors and hospitals)
- Coverage during international travel
- Up to $20,000 coverage for acute onset of pre-existing conditions
- Administrator
- TIS
- AM Best Rating
- A(Excellent)
- Carrier
- Lloyd's of London
IMMP
International Major Medical PIU
Comprehensive Coverage- Medical Coverage During Travel
- Coverage duration up to 11 months.
- No PPO network.
- Not Available in certain States*
- Administrator
- PIU
- AM Best Rating
- A(Excellent)
- Carrier
- Lloyd's of London
PI
Patriot International
Comprehensive Coverage Plan pays 100% up to policy maximum
(Out of network pays 80% for the first $5,000 and then 100%)
(Out of network pays 80% for the first $5,000 and then 100%)
- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Renewable & Cancelable
- Comprehensive coverage plan
- Coverage duration options between 5 days and 365 days
- Coverage for international travel
- Administrator
- IMG
- AM Best Rating
- A(Excellent)
- Carrier
- Sirius International
AI
Atlas International
Comprehensive Coverage- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Renewable & Cancelable
- Comprehensive coverage plan
- Coverage duration options between 5 and 364 days
- Coverage for international travel
- Acute onset of pre-existing conditions coverage
- Cannot be physically located in Maryland, New York, Washington, Canada or Australia at time of purchase
- Not available to Residents of: Australia, Canada, North Korea, South Sudan, Iran, Syria and Cuba
- IDD Important Notices
- Administrator
- Tokio Marine HCC – MIS Group
- AM Best Rating
- A(Excellent)
- Carrier
- Lloyd's of London
STI-CS
Safe Travels International - Cost Saver
Comprehensive Coverage- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Renewable & Cancelable
- Coverage duration options between 5 days and 2 years
- Comprehensive coverage plan
- AD&D and Travel-Related Benefits
- PPO network (See list of doctors and hospitals)
- Coverage for International Travel
- Unexpected recurrence of a pre-existing condition up to the first $20,000 up to age 65 and $10,000 for age above 65
- Administrator
- Trawick International
- AM Best Rating
- A(Excellent)
- Carrier
- GBG Insurance Limited
STUT-PP
Safe Travel USA Trip Protection Plan
Comprehensive Coverage- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Cancelable
- Comprehensive coverage plan
- Covers Medical, Trip Cancellation, Trip Interruption and Travel Delay
- Coverage duration options between 5 days and 180 days
- PPO network (See list of doctors and hospitals)
- Coverage for International Travel
- Unexpected recurrence of a pre-existing condition up to the first $1,000 of Covered Expenses
- Administrator
- Trawick International
- AM Best Rating
- A(Excellent)
- Carrier
- GBG Insurance Limited
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
