Comprehensive Visitors Insurance Plans
Travel medical insurance providing enhanced benefits and broader coverage for visitors and tourist visiting USA or internationally including Canada, Mexico or any other country. Comprehensive coverage policies cover Health, Accidents, hospitalization and travel emergencies while traveling outside of home country.
Below are some of the most popular comprehensive visitor insurance plans, offering best comprehensive coverage.
Best Seller
CA-G
CoverAmerica - Gold
Comprehensive Coverage , Rated A- (Excellent) By: IMG, UW: Sirius Speciality Sirius Specialty Insurance Corporation 
In network: After the deductible, plan pays 100% up to the policy maximum. 
(Out of network: After the deductible, plan pays 80% of the first $5,000 than 100% up to the policy maximum.)
(Out of network: After the deductible, plan pays 80% of the first $5,000 than 100% up to the policy maximum.)
-
COVID-19 Included - Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Extendable & Cancelable
- Coverage duration options between 5 days and 365 days
- Extensive PPO network (See list of doctors and hospitals)
- Public Health Emergency Screening (COVID-19 Test benefit)
- Quarantine Indemnity
- Telehealth Services
- The policy must be purchased for a minimum of 30 days to be eligible for COVID-19 benefits and coverage.
- Urgent Care
- Influzena (Flu) Vaccination
- Cruise Coverage
] - Administrator
- IMG
- AM Best Rating
- A- (Excellent)
- Carrier
- Sirius Specialty Insurance Corporation
STI-CS
Safe Travels International - Cost Saver
Comprehensive Coverage , Rated A (Excellent) By: Trawick, UW: C&F C&F Crum & Forster - COVID-19 Included
- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Extendable & Cancelable
- Coverage duration options between 5 days and 2 years
- Trip Delay Benefit: Up to $2,000 (accommodation and lodging coverage)
- PPO network (See list of doctors and hospitals)
- Not available if home country is: Nigeria or Antartica
] - Administrator
- Trawick International
- AM Best Rating
- A (Excellent)
- Carrier
- C&F Crum & Forster
LTP
Liaison Travel Plus
Comprehensive Coverage , Rated A (Excellent) By: Seven Corners, UW: Lloyd's and Tramont Lloyd's of London and Tramont Insurance Company In network: After the deductible, plan pays 90% of the first $5,000, then 100% up to policy maximum.
(Out of network: After the deductible, plan pays 80% of the first $5,000, then 100% up to policy maximum.)
(Out of network: After the deductible, plan pays 80% of the first $5,000, then 100% up to policy maximum.)
- COVID-19 Included
- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Extendable & Cancelable
- Coverage duration options between 5 days and a maximum of 364 days
- PPO network (See list of doctors and hospitals)
- Urgent Care
- Not available to Residents of: Islamic Republic of Iran, Syrian Arab Republic, Cuba, North Korea, Kosovo Gambia, Ghana, Nigeria and Sierra Leone.
Not Available for Addresses from the Following US States: Colorado, Maryland, New York, South Dakota & Washington.
Not Available for the following Destination Countries: Antarctica, Cuba, Iran, North Korea, Kosovo & Syria .
] - Administrator
- Seven Corners
- AM Best Rating
- A (Excellent)
- Carrier
- Lloyd's of London and Tramont Insurance Company
PA+
Patriot America Plus
Comprehensive Coverage , Rated A- (Excellent) By: IMG, UW: Sirius Speciality Sirius Specialty Insurance Corporation In network: After the deductible, plan pays 100% up to the policy maximum.
(Out of network: After the deductible, plan pays 80% of the first $5,000, then 100% up to the policy maximum.)
(Out of network: After the deductible, plan pays 80% of the first $5,000, then 100% up to the policy maximum.)
- COVID-19 Included
- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Extendable & Cancelable
- Coverage duration options between 5 days and 365 days
- PPO network (See list of doctors and hospitals)
- Urgent Care
- Not available for Citizens of: Botswana, Gambia, Ghana, Niger, Nigeria & Sierra Leone.
Not available if Home Country is: Botswana, Gambia, Ghana, Niger, Nigeria, Cuba, Iran, Kosovo, North Korea, Syria, Sierra Leone, United States, and Venezuela.
Not available for purchasing addresses in: Maryland or New York
] - Administrator
- IMG
- AM Best Rating
- A- (Excellent)
- Carrier
- Sirius Specialty Insurance Corporation
STU-CS
Safe Travels USA - Cost Saver
Comprehensive Coverage , Rated A (Excellent) By: Trawick, UW: C&F C&F Crum & Forster In network: After the deductible, plan pays 100% up to policy maximum.
(Out of network: After the deductible, plan pays 80% of the first $5,000, then 100% up to policy maximum.)
(Out of network: After the deductible, plan pays 80% of the first $5,000, then 100% up to policy maximum.)
- COVID-19 Included
- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Extendable & Cancelable
- Coverage duration options between 5 days and 2 years
- PPO network (See list of doctors and hospitals)
- Urgent Care
- Not available if home country is: Nigeria, Antartica, or United States
] - Administrator
- Trawick International
- AM Best Rating
- A (Excellent)
- Carrier
- C&F Crum & Forster
AA
Atlas America
Comprehensive Coverage , Rated A (Excellent) By: HCC-MIS, UW: Lloyd's Lloyd's of London In network: After the deductible, plan pays 100% up to the policy maximum.
(Out of network: After the deductible, plan pays 100% of up to the policy maximum)
(Out of network: After the deductible, plan pays 100% of up to the policy maximum)
- COVID-19 Included
- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Extendable & Cancelable
- Coverage duration options between 5 days and 364 days
- PPO network (See list of doctors and hospitals)
- Urgent Care
- Not available to individuals who are physically located in: New York, Maryland, Washington, Australia or Canada at the time of purchase.
Not available if Home Country/Country of Residences is: Australia, Cuba, Iran, North Korea, or Syria
Not Available for the following Destination Countries: Cuba, Iran, North Korea, or Syria
] - Administrator
- Tokio Marine HCC – MIS Group
- AM Best Rating
- A (Excellent)
- Carrier
- Lloyd's of London
PP
Patriot Platinum
Comprehensive Coverage , Rated A- (Excellent) By: IMG, UW: Sirius Speciality Sirius Specialty Insurance Corporation In network: After the deductible, plan pays 100% up to policy maximum .
(Out of network: After the deducitble, plan pays 90% of the first $5,000, then 100% up to the policy maximum.)
(Out of network: After the deducitble, plan pays 90% of the first $5,000, then 100% up to the policy maximum.)
- COVID-19 Included
- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Extendable & Cancelable
- Coverage duration options between 5 days and 365 days
- PPO network (See list of doctors and hospitals)
- Urgent Care
- Not available for Citizens of: Botswana, Gambia, Ghana, Niger, Nigeria & Sierra Leone.
Not available if Home Country is: Botswana, Gambia, Ghana, Niger, Nigeria, Cuba, Iran, North Korea, Syria, Sierra Leone, United States, and Venezuela.
Not available for purchasing addresses in: Maryland or New York
] - Administrator
- IMG
- AM Best Rating
- A- (Excellent)
- Carrier
- Sirius Specialty Insurance Corporation
STUC
Safe Travels USA Comprehensive
Comprehensive Coverage , Rated A (Excellent) By: Trawick, UW: C&F C&F Crum & Forster In network: After the deductible, plan pays 100% up to policy maximum.
(Out of network: After the deductible, plan pays 80% of the first $5,000, then 100% up to policy maximum.)
(Out of network: After the deductible, plan pays 80% of the first $5,000, then 100% up to policy maximum.)
- COVID-19 Included
- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Extendable & Cancelable
- Coverage duration options between 5 days and 2 years
- PPO network (See list of doctors and hospitals)
- Urgent Care
- Not available if home country is: Nigeria or Antartica
] - Administrator
- Trawick International
- AM Best Rating
- A (Excellent)
- Carrier
- C&F Crum & Forster
DA
Diplomat America
Comprehensive Coverage , Rated A (Excellent) By: Global, UW: C&F Cayman C&F Cayman SPC for and on behalf of ITI SP - COVID-19 Included
- Medical Coverage During Travel
- Cancelable
- Coverage duration options between 15 days and 12 months
- Not available for residents of: Australia and Iran
] - Administrator
- Global Underwriters
- AM Best Rating
- A (Excellent)
- Carrier
- C&F Cayman SPC for and on behalf of ITI SP
AI
Atlas International
Comprehensive Coverage , Rated A (Excellent) By: HCC-MIS, UW: Lloyd's Lloyd's of London - COVID-19 Included
- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Extendable & Cancelable
- Coverage duration options between 5 days and 364 days
- Urgent Care
- Cannot be physically located in: Maryland, New York, Washington, Canada or Australia at time of purchase
- Not available to individuals who are physically located in: New York, Maryland, Washington, Australia, or Canada at the time of purchase.
Not available if Home Country/Country of Residences is: Australia, Cuba, Iran, North Korea. or Syria
Not Available for the following Destination Countries: Cuba, Iran, North Korea, Syria & United States
] - Administrator
- Tokio Marine HCC – MIS Group
- AM Best Rating
- A (Excellent)
- Carrier
- Lloyd's of London
LTB
Liaison Travel Basic
Comprehensive Coverage , Rated A (Excellent) By: Seven Corners, UW: Lloyd's and Tramont Lloyd's of London and Tramont Insurance Company In network: After the deductible, plan pays 80% of the first $5,000, then 100% up to the policy maximum.
(Out of network: After the deductible, plan pays 70% of the first $5,000, then 100% up to the policy maximum.)
(Out of network: After the deductible, plan pays 70% of the first $5,000, then 100% up to the policy maximum.)
-
COVID-19 Excluded - Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Extendable & Cancelable
- Coverage duration options between 5 days and 364 days
- PPO network (See list of doctors and hospitals)
- Urgent Care
- Not available to Residents of: Islamic Republic of Iran, Syrian Arab Republic, Cuba, North Korea, Kosovo, Gambia, Ghana, Nigeria, and Sierra Leone.
Not Available for Addresses from the Following US States: Colorado, Maryland, New York, South Dakota & Washington.
Not Available for the following Destination Countries: Antarctica, Cuba, Iran, North Korea, Kosovo & Syria. - This plan does not cover a claim in anyway by or resulting from:
Coronavirus disease (COVID-19);
Severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2);
Any mutation or variation of SARS-CoV-2; or
Any fear or threat of 1, 2, or 3
] - Administrator
- Seven Corners
- AM Best Rating
- A (Excellent)
- Carrier
- Lloyd's of London and Tramont Insurance Company
LCH
Liaison Travel Choice
Comprehensive Coverage , Rated A (Excellent) By: Seven Corners, UW: Lloyd's and Tramont Lloyd's of London and Tramont Insurance Company In network: After the deductible, plan pays 90% of the first $5,000, then 100% up to the policy maximum.
(Out of network: After the deductible, plan pays 80% of the first $5,000, then 100% up to the policy maximum.)
(Out of network: After the deductible, plan pays 80% of the first $5,000, then 100% up to the policy maximum.)
- COVID-19 Excluded
- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Extendable & Cancelable
- Coverage duration options between 5 days and 364 days
- PPO network (See list of doctors and hospitals)
- Urgent Care
- Not available to residents of: Islamic Republic of Iran, Syrian Arab Republic, Cuba, North Korea, Kosovo, Gambia, Ghana, Nigeria, and Sierra Leone.
Not available for Addresses from the following US States:Colorado, Maryland, New York, South Dakota & Washington. Not available for the following Destination Countries: Antartica, Cuba, Iran, North Korea, Kosovo, & Syria - This plan does not cover a claim in anyway by or resulting from:
Coronavirus disease (COVID-19);
Severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2);
Any mutation or variation of SARS-CoV-2; or
Any fear or threat of 1, 2, or 3
] - Administrator
- Seven Corners
- AM Best Rating
- A (Excellent)
- Carrier
- Lloyd's of London and Tramont Insurance Company
LEL
Liaison Travel Elite
Comprehensive Coverage , Rated A (Excellent) By: Seven Corners, UW: Lloyd's and Tramont Lloyd's of London and Tramont Insurance Company In network: After the deductible, plan pays 100% up to policy maximum.
(Out of network: After the deductible, plan pays 90% of the first $5,000, then 100% up to policy maximum.)
(Out of network: After the deductible, plan pays 90% of the first $5,000, then 100% up to policy maximum.)
- COVID-19 Excluded
- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Extendable & Cancelable
- Coverage duration options between 5 days and a maximum of 3 years (1092 days)
- PPO network (See list of doctors and hospitals)
- Urgent Care
- Not available to Residents of: Islamic Republic of Iran, Syrian Arab Republic, Cuba, North Korea, Kosovo, Gambia, Ghana, Nigeria and Sierra Leone.
Not Available for Addresses from the Following US States: Colorado, Maryland, New York, South Dakota & Washington.
Not Available for the following Destination Countries: Antarctica, Cuba, Iran, North Korea, Kosovo & Syria . - This plan does not cover a claim in anyway by or resulting from:
Coronavirus disease (COVID-19);
Severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2);
Any mutation or variation of SARS-CoV-2; or
Any fear or threat of 1, 2, or 3
] - Administrator
- Seven Corners
- AM Best Rating
- A (Excellent)
- Carrier
- Lloyd's of London and Tramont Insurance Company
PA
Patriot America
Comprehensive Coverage , Rated A- (Excellent) By: IMG, UW: Sirius Speciality Sirius Specialty Insurance Corporation In network: After the deductible, plan pays 100% up to policy maximum.
(Out of network: After the deductible, plan pays 80% of the first $5,000, then 100% up to the policy maximum.)
(Out of network: After the deductible, plan pays 80% of the first $5,000, then 100% up to the policy maximum.)
- COVID-19 Excluded
- Medical Coverage During Travel
- Extendable & Cancelable
- Coverage duration options between 5 days and 365 days
- PPO network (See list of doctors and hospitals)
- Urgent Care
- Not available for Citizens of: Botswana, Gambia, Ghana, Niger, Nigeria & Sierra Leone.
Not available if Home Country is: Botswana, Gambia, Ghana, Niger, Nigeria, Cuba, Iran, Kosovo, North Korea, Syria, Sierra Leone, United States, and Venezuela.
Not available for purchasing addresses in: Maryland or New York
] - Administrator
- IMG
- AM Best Rating
- A- (Excellent)
- Carrier
- Sirius Specialty Insurance Corporation
PPI
Patriot Platinum International
Comprehensive Coverage , Rated A- (Excellent) By: IMG, UW: Sirius Speciality Sirius Specialty Insurance Corporation - COVID-19 Excluded
- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Extendable & Cancelable
- Coverage duration options between 5 days and 365 days
- Urgent Care
- Not available for Citizens of: Botswana, Gambia, Ghana, Niger, Nigeria & Sierra Leone.
Not available if Home Country is: Botswana, Gambia, Ghana, Niger, Nigeria, Cuba, Iran, Kosovo, North Korea, Syria, Sierra Leone, and Venezuela.
Not available for purchasing addresses in: Maryland or New York
] - Administrator
- IMG
- AM Best Rating
- A- (Excellent)
- Carrier
- Sirius Specialty Insurance Corporation
GHS
GlobeHopper Senior
Comprehensive Coverage , Rated A- (Excellent) By: IMG, UW: Sirius Speciality Sirius Specialty Insurance Corporation - COVID-19 Excluded
- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Extendable & Cancelable
- Available for U.S. Citizens 65 and older
- Coverage duration options between 5 days and 365 days
- Be enrolled into Medicare and Medicare Advantage or Medicare Supplement Plan
- Not available to residents of: Maryland and New York
] - Administrator
- IMG
- AM Best Rating
- A- (Excellent)
- Carrier
- Sirius Specialty Insurance Corporation
WI
WorldMed Inbound
Comprehensive Coverage , Rated A (Excellent) By: TIS, UW: Lloyd's Lloyd's of London In network: After the deductible, plan pays 100% up to the policy maximum.
(Out of network: After the deductible, plan pays URC up to the policy maximum.)
(Out of network: After the deductible, plan pays URC up to the policy maximum.)
- COVID-19 Excluded
- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Extendable & Cancelable
- Coverage duration options from 5 days to 364 days
- PPO network (See list of doctors and hospitals)
- Urgent Care
- Cannot physically be located at the time of purchase: Maryland, New York, Washington, Canada or Australia
] - Administrator
- TIS
- AM Best Rating
- A (Excellent)
- Carrier
- Lloyd's of London
IMMP
International Major Medical PIU
Comprehensive Coverage , Rated A (Excellent) By: Peterson, UW: Lloyd's Lloyd's of London In network: After the deductible, plan pays 100% up to policy maximum.
(Out of network: After the deductible, plan pays URC up to the policy maximum.)
(Out of network: After the deductible, plan pays URC up to the policy maximum.)
- COVID-19 Excluded
- Medical Coverage During Travel
- Coverage duration options up to 11 months
- Not available for address in these U.S states/territories: Guam, Maryland, New York, South Dakota
] - Administrator
- PIU
- AM Best Rating
- A (Excellent)
- Carrier
- Lloyd's of London
PI
Patriot International
Comprehensive Coverage , Rated A- (Excellent) By: IMG, UW: Sirius Speciality Sirius Specialty Insurance Corporation - COVID-19 Excluded
- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Extendable & Cancelable
- Coverage duration options between 5 days and 365 days
- Urgent Care
- Not available for Citizens of: Botswana, Gambia, Ghana, Niger, Nigeria & Sierra Leone.
Not available if Home Country is: Botswana, Gambia, Ghana, Niger, Nigeria, Cuba, Iran, North Korea, Syria, Sierra Leone, and Venezuela.
Not available for purchasing addresses in: Maryland or New York
] - Administrator
- IMG
- AM Best Rating
- A- (Excellent)
- Carrier
- Sirius Specialty Insurance Corporation
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
