Comprehensive Visitors Insurance Plans

Travel medical insurance providing enhanced benefits and broader coverage for visitors and tourist visiting USA or internationally including Canada, Mexico or any other country. Comprehensive coverage policies cover Health, Accidents, hospitalization and travel emergencies while traveling outside of home country.

Below are some of the most popular comprehensive visitor insurance plans, offering best comprehensive coverage.

CA-G

CoverAmerica - Gold

Comprehensive Coverage ,  Rated A- (Excellent) By: IMG,  UW: Sirius Speciality Sirius Specialty Insurance Corporation
In network: After the deductible, plan pays 100% up to the policy maximum.
(Out of network: After the deductible, plan pays 80% of the first $5,000 than 100% up to the policy maximum.)
  • COVID-19 Included
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Extendable & Cancelable
[ View Complete Details ]
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PPI

Patriot Platinum International

Comprehensive Coverage ,  Rated A- (Excellent) By: IMG,  UW: Sirius Speciality Sirius Specialty Insurance Corporation
  • COVID-19 Included
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Extendable & Cancelable
  • Coverage duration options between 5 days and 365 days
  • Urgent Care
  • Not available for Citizens of: Botswana, Gambia, Ghana, Niger, Nigeria & Sierra Leone.
    Not available if Home Country is: Botswana, Gambia, Ghana, Niger, Nigeria, Cuba, Iran, Kosovo, North Korea, Syria, Sierra Leone, and Venezuela.
    Not available for purchasing addresses in: Maryland or New York
[ View Complete Details ]
Administrator
IMG
AM Best Rating
A- (Excellent)
Carrier
Sirius Specialty Insurance Corporation
BUY
PI

Patriot International

Comprehensive Coverage ,  Rated A- (Excellent) By: IMG,  UW: Sirius Speciality Sirius Specialty Insurance Corporation
  • COVID-19 Included
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Extendable & Cancelable
  • Coverage duration options between 5 days and 365 days
  • Urgent Care
  • Not available for Citizens of: Botswana, Gambia, Ghana, Niger, Nigeria & Sierra Leone.
    Not available if Home Country is: Botswana, Gambia, Ghana, Niger, Nigeria, Cuba, Iran, North Korea, Syria, Sierra Leone, and Venezuela.
    Not available for purchasing addresses in: Maryland or New York
[ View Complete Details ]
Administrator
IMG
AM Best Rating
A- (Excellent)
Carrier
Sirius Specialty Insurance Corporation
BUY
PA+

Patriot America Plus

Comprehensive Coverage ,  Rated A- (Excellent) By: IMG,  UW: Sirius Speciality Sirius Specialty Insurance Corporation
In network: After the deductible, plan pays 100% up to the policy maximum.
(Out of network: After the deductible, plan pays 80% of the first $5,000, then 100% up to the policy maximum.)
  • COVID-19 Included
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Extendable & Cancelable
  • Coverage duration options between 5 days and 365 days
  • PPO network (See list of doctors and hospitals)
  • Urgent Care
  • Not available for Citizens of: Botswana, Gambia, Ghana, Niger, Nigeria & Sierra Leone.
    Not available if Home Country is: Botswana, Gambia, Ghana, Niger, Nigeria, Cuba, Iran, Kosovo, North Korea, Syria, Sierra Leone, United States, U.S Virgin Islands and Venezuela.
    Not available for purchasing addresses in: Maryland or New York
[ View Complete Details ]
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PP

Patriot Platinum

Comprehensive Coverage ,  Rated A- (Excellent) By: IMG,  UW: Sirius Speciality Sirius Specialty Insurance Corporation
In network: After the deductible, plan pays 100% up to policy maximum .
(Out of network: After the deducitble, plan pays 90% of the first $5,000, then 100% up to the policy maximum.)
  • COVID-19 Included
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Extendable & Cancelable
  • Coverage duration options between 5 days and 365 days
  • PPO network (See list of doctors and hospitals)
  • Urgent Care
  • Not available for Citizens of: Botswana, Gambia, Ghana, Niger, Nigeria & Sierra Leone.
    Not available if Home Country is: Botswana, Gambia, Ghana, Niger, Nigeria, Cuba, Iran, North Korea, Syria, Sierra Leone, United States, U.S Virgin Islands and Venezuela.
    Not available for purchasing addresses in: Maryland or New York
[ View Complete Details ]
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STI-CS

Safe Travels International - Cost Saver

Comprehensive Coverage ,  Rated A (Excellent) By: Trawick,  UW: C&F C&F Crum & Forster
  • COVID-19 Included
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Extendable & Cancelable
  • Coverage duration options between 5 days and 2 years
  • Trip Delay Benefit: Up to $2,000 (accommodation and lodging coverage)
  • PPO network (See list of doctors and hospitals)
  • Not available if the home country is: Antarctica, Nigeria, United States, or U.S Virgin Islands
[ View Complete Details ]
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LTP

Liaison Travel Plus

Comprehensive Coverage ,  Rated A (Excellent) By: Seven Corners,  UW: Lloyd's and Tramont Lloyd's of London and Tramont Insurance Company
In network: After the deductible, plan pays 90% of the first $5,000, then 100% up to policy maximum.
(Out of network: After the deductible, plan pays 80% of the first $5,000, then 100% up to policy maximum.)
  • COVID-19 Included
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Extendable & Cancelable
  • Coverage duration options between 5 days and a maximum of 364 days
  • PPO network (See list of doctors and hospitals)
  • Urgent Care
  • Not available to Residents of: Islamic Republic of Iran, Syrian Arab Republic, Cuba, North Korea, Kosovo Gambia, Ghana, Nigeria, and Sierra Leone.
    Not Available for Residents of the Following US States: Colorado, Maryland, New York, South Dakota & Washington.
    Not Available for the following Destination Countries: Antarctica, Cuba, Iran, North Korea, Kosovo & Syria .
[ View Complete Details ]
Administrator
Seven Corners
AM Best Rating
A (Excellent)
Carrier
Lloyd's of London and Tramont Insurance Company
BUY
STU-CS

Safe Travels USA - Cost Saver

Comprehensive Coverage ,  Rated A (Excellent) By: Trawick,  UW: C&F C&F Crum & Forster
In network: After the deductible, plan pays 100% up to policy maximum.
(Out of network: After the deductible, plan pays 80% of the first $5,000, then 100% up to policy maximum.)
  • COVID-19 Included
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Extendable & Cancelable
[ View Complete Details ]
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AA

Atlas America

Comprehensive Coverage ,  Rated A (Excellent) By: WorldTrips,  UW: Lloyd's Lloyd's of London
In network: After the deductible, plan pays 100% up to the policy maximum.
(Out of network: After the deductible, plan pays 100% of up to the policy maximum)
  • COVID-19 Included
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Extendable & Cancelable
  • Coverage duration options between 5 days and 364 days
  • PPO network (See list of doctors and hospitals)
  • Urgent Care
  • Not available to individuals who are physically located in: New York, Maryland, Washington, Australia or Canada at the time of purchase.
    Not available if Home Country/Country of Residences is: Australia, Cuba, Iran, North Korea, United States, U.S Virgin Islands or Syria
    Not Available for the following Destination Countries: Cuba, Iran, North Korea, or Syria
[ View Complete Details ]
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STUC

Safe Travels USA Comprehensive

Comprehensive Coverage ,  Rated A (Excellent) By: Trawick,  UW: C&F C&F Crum & Forster
In network: After the deductible, plan pays 100% up to policy maximum.
(Out of network: After the deductible, plan pays 80% of the first $5,000, then 100% up to policy maximum.)
  • COVID-19 Included
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Extendable & Cancelable
[ View Complete Details ]
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DA

Diplomat America

Comprehensive Coverage ,  Rated A (Excellent) By: Global,  UW: C&F Cayman C&F Cayman SPC for and on behalf of ITI SP
  • COVID-19 Included
  • Medical Coverage During Travel
  • Cancelable
  • Coverage duration options between 15 days and 12 months
  • Not available for residents of: Australia, Iran, United States, & U.S Virgin Islands
[ View Complete Details ]
Administrator
Global Underwriters
AM Best Rating
A (Excellent)
Carrier
C&F Cayman SPC for and on behalf of ITI SP
BUY
WI

WorldMed Inbound

Comprehensive Coverage ,  Rated A (Excellent) By: TIS,  UW: Lloyd's Lloyd's of London
In network: After the deductible, plan pays 100% up to the policy maximum.
(Out of network: After the deductible, plan pays URC up to the policy maximum.)
  • COVID-19 Included
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Extendable & Cancelable
[ View Complete Details ]
BUY
AI

Atlas International

Comprehensive Coverage ,  Rated A (Excellent) By: WorldTrips,  UW: Lloyd's Lloyd's of London
  • COVID-19 Included
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Extendable & Cancelable
  • Coverage duration options between 5 days and 364 days
  • Urgent Care
  • IDD Important Notices
  • Cannot be physically located in: Maryland, New York, Washington, Canada or Australia at time of purchase
  • Not available to individuals who are physically located in: New York, Maryland, Washington, Australia, or Canada at the time of purchase.
    Not available if Home Country/Country of Residences is: Australia, Cuba, Iran, North Korea. or Syria
    Not Available for the following Destination Countries: Cuba, Iran, North Korea, Syria, US Virgin Islands & United States
[ View Complete Details ]
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PA

Patriot America

Comprehensive Coverage ,  Rated A- (Excellent) By: IMG,  UW: Sirius Speciality Sirius Specialty Insurance Corporation
In network: After the deductible, plan pays 100% up to policy maximum.
(Out of network: After the deductible, plan pays 80% of the first $5,000, then 100% up to the policy maximum.)
  • COVID-19 Excluded
  • Medical Coverage During Travel
  • Extendable & Cancelable
  • Coverage duration options between 5 days and 365 days
  • PPO network (See list of doctors and hospitals)
  • Urgent Care
  • Not available for Citizens of: Botswana, Gambia, Ghana, Niger, Nigeria & Sierra Leone.
    Not available if Home Country is: Botswana, Gambia, Ghana, Niger, Nigeria, Cuba, Iran, Kosovo, North Korea, Syria, Sierra Leone, United States, U.S Virgin Islands and Venezuela.
    Not available for purchasing addresses in: Maryland or New York
[ View Complete Details ]
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LTB

Liaison Travel Basic

Comprehensive Coverage ,  Rated A (Excellent) By: Seven Corners,  UW: Lloyd's and Tramont Lloyd's of London and Tramont Insurance Company
In network: After the deductible, plan pays 80% of the first $5,000, then 100% up to the policy maximum.
(Out of network: After the deductible, plan pays 70% of the first $5,000, then 100% up to the policy maximum.)
  • COVID-19 Excluded
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Extendable & Cancelable
  • Coverage duration options between 5 days and 364 days
  • PPO network (See list of doctors and hospitals)
  • Urgent Care
  • Not available to Residents of: Islamic Republic of Iran, Syrian Arab Republic, Cuba, North Korea, Kosovo, Gambia, Ghana, Nigeria, and Sierra Leone.
    Not Available for Residents of the Following US States: Colorado, Maryland, New York, South Dakota & Washington.
    Not Available for the following Destination Countries: Antarctica, Cuba, Iran, North Korea, Kosovo & Syria.
  • This plan does not cover a claim in anyway by or resulting from:
    Coronavirus disease (COVID-19);
    Severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2);
    Any mutation or variation of SARS-CoV-2; or
    Any fear or threat of 1, 2, or 3
[ View Complete Details ]
Administrator
Seven Corners
AM Best Rating
A (Excellent)
Carrier
Lloyd's of London and Tramont Insurance Company
BUY
LCH

Liaison Travel Choice

Comprehensive Coverage ,  Rated A (Excellent) By: Seven Corners,  UW: Lloyd's and Tramont Lloyd's of London and Tramont Insurance Company
In network: After the deductible, plan pays 90% of the first $5,000, then 100% up to the policy maximum.
(Out of network: After the deductible, plan pays 80% of the first $5,000, then 100% up to the policy maximum.)
  • COVID-19 Excluded
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Extendable & Cancelable
  • Coverage duration options between 5 days and 364 days
  • PPO network (See list of doctors and hospitals)
  • Urgent Care
  • Not available to residents of: Islamic Republic of Iran, Syrian Arab Republic, Cuba, North Korea, Kosovo, Gambia, Ghana, Nigeria, and Sierra Leone.
    Not available for Residents of the following US States:Colorado, Maryland, New York, South Dakota & Washington.
    Not available for the following Destination Countries: Antartica, Cuba, Iran, North Korea, Kosovo, & Syria
  • This plan does not cover a claim in anyway by or resulting from:
    Coronavirus disease (COVID-19);
    Severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2);
    Any mutation or variation of SARS-CoV-2; or
    Any fear or threat of 1, 2, or 3
[ View Complete Details ]
Administrator
Seven Corners
AM Best Rating
A (Excellent)
Carrier
Lloyd's of London and Tramont Insurance Company
BUY
GHS

GlobeHopper Senior

Comprehensive Coverage ,  Rated A- (Excellent) By: IMG,  UW: Sirius Speciality Sirius Specialty Insurance Corporation
  • COVID-19 Excluded
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Extendable & Cancelable
  • Available for U.S. Citizens 65 and older
  • Coverage duration options between 5 days and 365 days
  • Be enrolled into Medicare and Medicare Advantage or Medicare Supplement Plan
  • Not available to residents of: Maryland and New York
[ View Complete Details ]
Administrator
IMG
AM Best Rating
A- (Excellent)
Carrier
Sirius Specialty Insurance Corporation
BUY
IMMP

International Major Medical PIU

Comprehensive Coverage ,  Rated A (Excellent) By: Peterson,  UW: Lloyd's Lloyd's of London
In network: After the deductible, plan pays 100% up to policy maximum.
(Out of network: After the deductible, plan pays URC up to the policy maximum.)
  • COVID-19 Excluded
  • Medical Coverage During Travel
  • Coverage duration options up to 11 months
  • Not available for address in these U.S states/territories: Guam, Maryland, New York, South Dakota
[ View Complete Details ]
BUY
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.