Comprehensive Visitors Insurance Plans

Travel medical insurance providing enhanced benefits and broader coverage for visitors and tourist visiting USA or internationally including Canada, Mexico or any other country. Comprehensive coverage policies cover Health, Accidents, hospitalization and travel emergencies while traveling outside of home country.

Below are some of the most popular comprehensive visitor insurance plans, offering best comprehensive coverage.

INFE

INF Elite

Comprehensive Coverage,  Rated A++ (Superior)Ace American Insurance Company
In network: After the deductible, plan pays 80% up to the policy maximum.
(Out of network: After the deductible, plan pays 60% up to the policy maximum.)
  • Pre-Existing Conditions
  • Medical Coverage During Travel
  • Renewable & Cancelable
Administrator
INF Visitor Care
AM Best Rating
A++ (Superior)
Carrier
Ace American Insurance Company
BUY
CA-G

CoverAmerica - Gold

Comprehensive Coverage,  Rated A (Excellent)Sirius International
In network: After the deductible, plan pays 100% up to the policy maximum.
(Out of network: After the deductible, plan pays 80% of the first $5,000 than 100% up to the policy maximum.)
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Renewable & Cancelable
BUY
LTP

Liaison Travel Plus

Comprehensive Coverage,  Rated A (Excellent)Lloyd's of London and Tramont Insurance Company
In network: After the deductible, plan pays 90% of the first $5,000, then 100% up to policy maximum.
(Out of network: After the deductible, plan pays 80% of the first $5,000, then 100% up to policy maximum.)
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Renewable & Cancelable
  • Coverage duration options between 5 days and a maximum of 364 days
  • PPO network (See list of doctors and hospitals)
  • Urgent Care
  • Not available to Residents of: Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria and Sierra Leone.
    Not Available for Addresses from the Following US States: Colorado, Maryland, New York, South Dakota & Washington.
    Not Available for the following Destination Countries: Antarctica, Cuba, Iran, & Syria .
Administrator
Seven Corners
AM Best Rating
A (Excellent)
Carrier
Lloyd's of London and Tramont Insurance Company
BUY
PA+

Patriot America Plus

Comprehensive Coverage,  Rated A- (Excellent)Sirius Specialty Insurance Corporation
In network: After the deductible, plan pays 100% up to the policy maximum.
(Out of network: After the deductible, plan pays 80% of the first $5,000, then 100% up to the policy maximum.)
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Renewable & Cancelable
  • Coverage duration options between 5 days and 365 days
  • PPO network (See list of doctors and hospitals)
  • Urgent Care
  • Not available for Citizens of: Botswana, Gambia, Ghana, Niger, Nigeria & Sierra Leone.
    Not available if Home Country is: Cuba, Iran, North Korea, Syria, United States, and Venezuela.
    Not available for purchasing addresses in: Maryland or New York
Administrator
IMG
AM Best Rating
A- (Excellent)
Carrier
Sirius Specialty Insurance Corporation
BUY
LTB

Liaison Travel Basic

Comprehensive Coverage,  Rated A (Excellent)Lloyd's of London and Tramont Insurance Company
In network: After the deductible, plan pays 80% of the first $5,000, then 100% up to the policy maximum.
(Out of network: After the deductible, plan pays 70% up to the policy maximum.)
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Renewable & Cancelable
  • Coverage duration options between 5 days and 364 days
  • PPO network (See list of doctors and hospitals)
  • Urgent Care
  • Not available to Residents of: Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria and Sierra Leone.
    Not Available for Addresses from the Following US States: Colorado, Maryland, New York, South Dakota & Washington.
    Not available if Home Country/Country of Residences are: Cuba, Gambia, Ghana, Iran, Nigeria, Sierra Leone, & Syria.
    Not Available for the following Destination Countries: Antarctica, Cuba, Iran, & Syria.
  • This plan does not cover a claim in anyway by or resulting from:
    Coronavirus disease (COVID-19);
    Severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2);
    Any mutation or variation of SARS-CoV-2; or
    Any fear or threat of 1, 2, or 3
Administrator
Seven Corners
AM Best Rating
A (Excellent)
Carrier
Lloyd's of London and Tramont Insurance Company
BUY
LCH

Liaison Travel Choice

Comprehensive Coverage,  Rated A (Excellent)Lloyd's of London and Tramont Insurance Company
In network: After the deductible, plan pays 90% of the first $5,000, then 100% up to the policy maximum.
(Out of network: After the deductible, plan pays 80% of the first $5,000, then 100% up to the policy maximum.)
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Renewable & Cancelable
  • Coverage duration options between 5 days and 364 days
  • PPO network (See list of doctors and hospitals)
  • Urgent Care
  • Not available to residents of: Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria and Sierra Leone.
    Cannot accept address from:Colorado, Maryland, New York, South Dakota & Washington.
  • This plan does not cover a claim in anyway by or resulting from:
    Coronavirus disease (COVID-19);
    Severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2);
    Any mutation or variation of SARS-CoV-2; or
    Any fear or threat of 1, 2, or 3
Administrator
Seven Corners
AM Best Rating
A (Excellent)
Carrier
Lloyd's of London and Tramont Insurance Company
BUY
LEL

Liaison Travel Elite

Comprehensive Coverage,  Rated A (Excellent)Lloyd's of London and Tramont Insurance Company
In network: After the deductible, plan pays 100% up to policy maximum.
(Out of network: After the deductible, plan pays 90% of the first $5,000, then 100% up to policy maximum.)
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Renewable & Cancelable
  • Coverage duration options between 5 days and a maximum of 3 years (1092 days)
  • PPO network (See list of doctors and hospitals)
  • Urgent Care
  • Not available to Residents of: Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria and Sierra Leone.
    Not Available for Addresses from the Following US States: Colorado, Maryland, New York, South Dakota & Washington.
    Not Available for the following Destination Countries: Antarctica, Cuba, Iran, & Syria .
  • This plan does not cover a claim in anyway by or resulting from:
    Coronavirus disease (COVID-19);
    Severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2);
    Any mutation or variation of SARS-CoV-2; or
    Any fear or threat of 1, 2, or 3
Administrator
Seven Corners
AM Best Rating
A (Excellent)
Carrier
Lloyd's of London and Tramont Insurance Company
BUY
PA

Patriot America

Comprehensive Coverage,  Rated A- (Excellent)Sirius Specialty Insurance Corporation
In network: After the deductible, plan pays 100% up to policy maximum.
(Out of network: After the deductible, plan pays 80% of the first $5,000, then 100% up to the policy maximum.)
  • Medical Coverage During Travel
  • Renewable & Cancelable
  • Coverage duration options between 5 days and 365 days
  • PPO network (See list of doctors and hospitals)
  • Urgent Care
  • Not available for Citizens of: Botswana, Gambia, Ghana, Niger, Nigeria & Sierra Leone.
    Not available if Home Country is: Cuba, Iran, North Korea, Syria, United States, and Venezuela.
    Not available for purchasing addresses in: Maryland or New York
Administrator
IMG
AM Best Rating
A- (Excellent)
Carrier
Sirius Specialty Insurance Corporation
BUY
STU-CS

Safe Travels USA - Cost Saver

Comprehensive Coverage,  Rated A (Excellent) C&F Crum & Forster
In network: After the deductible, plan pays 100% up to policy maximum.
(Out of network: After the deductible, plan pays 80% of the first $5,000, then 100% up to policy maximum.)
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Renewable & Cancelable
Administrator
Trawick International
AM Best Rating
A (Excellent)
Carrier
C&F Crum & Forster
BUY
AA

Atlas America

Comprehensive Coverage,  Rated A (Excellent)Lloyd's of London
In network: After the deductible, plan pays 100% up to the policy maximum.
(Out of network: After the deductible, plan pays 100% of up to the policy maximum.)
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Extendable & Cancelable
  • Coverage duration options between 5 days and 364 days
  • PPO network (See list of doctors and hospitals)
  • Urgent Care
  • Not available to individuals who are physically located in: New York, Maryland, Washington, Australia or Canada at the time of purchase.
    Not available if Home Country/Country of Residences is: Australia, Cuba, Iran, North Korea, or Syria
    Not Available for the following Destination Countries: Cuba, Iran, North Korea, or Syria
BUY
PP

Patriot Platinum

Comprehensive Coverage,  Rated A- (Excellent)Sirius Specialty Insurance Corporation
In network: After the deductible, plan pays 100% up to policy maximum .
(Out of network: After the deducitble, plan pays 90% of the first $5,000, then 100% up to the policy maximum.)
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Renewable & Cancelable
  • Coverage duration options between 5 days and 365 days
  • PPO network (See list of doctors and hospitals)
  • Urgent Care

  • Not available if Home Country/Country of Residences are: United States
    Not available for Citizens of: Botswana, Gambia, Ghana, Niger, Nigeria & Sierra Leone.
    Not available if Home Country is: Cuba, Iran, North Korea, Syria, United States, and Venezuela.
    Not available for purchasing addresses in: Maryland or New York
Administrator
IMG
AM Best Rating
A- (Excellent)
Carrier
Sirius Specialty Insurance Corporation
BUY
STUC

Safe Travels USA Comprehensive

Comprehensive Coverage,  Rated A (Excellent) C&F Crum & Forster
In network: After the deductible, plan pays 100% up to policy maximum.
(Out of network: After the deductible, plan pays 80% of the first $5,000, then 100% up to policy maximum.)
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Renewable & Cancelable
Administrator
Trawick International
AM Best Rating
A (Excellent)
Carrier
C&F Crum & Forster
BUY
PPI

Patriot Platinum International

Comprehensive Coverage,  Rated A- (Excellent)Sirius Specialty Insurance Corporation
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Renewable & Cancelable
  • Coverage duration options between 5 days and 365 days
  • Urgent Care
  • Not Available for the following Destination Countries: United States
    Not available if Home Country is: Cuba, Iran, North Korea, Syria, United States, and Venezuela.
    Not available for purchasing addresses in: Maryland or New York
Administrator
IMG
AM Best Rating
A- (Excellent)
Carrier
Sirius Specialty Insurance Corporation
BUY
GHS

GlobeHopper Senior

Comprehensive Coverage,  Rated A- (Excellent)Sirius Specialty Insurance Corporation
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Renewable & Cancelable
  • Available for U.S. Citizens 65 and older
  • Coverage duration options between 5 days and 365 days
  • Be enrolled into Medicare and Medicare Advantage or Medicare Supplement Plan
  • Not available to residents of: Maryland and New York
Administrator
IMG
AM Best Rating
A- (Excellent)
Carrier
Sirius Specialty Insurance Corporation
BUY
DA

Diplomat America

Comprehensive Coverage,  Rated A (Excellent)Allied World Assurance Company (Europe) dac.
  • Medical Coverage During Travel
  • Cancelable
  • Coverage duration options between 15 days and 12 months
  • Not available for residents of: Australia and Iran
Administrator
Global Underwriters
AM Best Rating
A (Excellent)
Carrier
Allied World Assurance Company (Europe) dac.
BUY
WI

WorldMed Inbound

Comprehensive Coverage,  Rated A (Excellent)Lloyd's of London
In network: After the deductible, plan pays 100% up to the policy maximum.
(Out of network: After the deductible, plan pays URC up to the policy maximum.)
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Renewable & Cancelable
BUY
IMMP

International Major Medical PIU

Comprehensive Coverage,  Rated A (Excellent)Lloyd's of London
In network: After the deductible, plan pays 100% up to policy maximum.
(Out of network: After the deductible, plan pays URC up to the policy maximum.)
  • Medical Coverage During Travel
  • Coverage duration options up to 11 months
  • Not available for address in these U.S states/territories: Guam, Maryland, New York, South Dakota
BUY
PI

Patriot International

Comprehensive Coverage,  Rated A- (Excellent)Sirius Specialty Insurance Corporation
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Renewable & Cancelable
  • Coverage duration options between 5 days and 365 days
  • Urgent Care
  • Not Available for the following Destination Countries: United States
    Not available if Home Country is: Cuba, Iran, North Korea, Syria, United States, and Venezuela.
    Not available for purchasing addresses in: Maryland or New York
Administrator
IMG
AM Best Rating
A- (Excellent)
Carrier
Sirius Specialty Insurance Corporation
BUY
AI

Atlas International

Comprehensive Coverage,  Rated A (Excellent)Lloyd's of London
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Extendable & Cancelable
  • Coverage duration options between 5 days and 364 days
  • Urgent Care
  • Cannot be physically located in: Maryland, New York, Washington, Canada or Australia at time of purchase
  • Not available to individuals who are physically located in: New York, Maryland, Washington, Australia, or Canada at the time of purchase.
    Not available if Home Country/Country of Residences is: Australia, Cuba, Iran, North Korea. or Syria
    Not Available for the following Destination Countries: Cuba, Iran, North Korea, Syria & United States
BUY
STI-CS

Safe Travels International - Cost Saver

Comprehensive Coverage,  Rated B++ (Good)GBG Insurance Limited
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Renewable & Cancelable
Administrator
Trawick International
AM Best Rating
B++ (Good)
Carrier
GBG Insurance Limited
BUY
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.