Comprehensive Visitors Insurance Plans
Travel medical insurance providing enhanced benefits and broader coverage for visitors and tourist visiting USA or internationally including Canada, Mexico or any other country. Comprehensive coverage policies cover Health, Accidents, hospitalization and travel emergencies while traveling outside of home country.
Below are some of the most popular comprehensive visitor insurance plans, offering best comprehensive coverage.
INFE
INF Elite
Comprehensive Coverage In network: After the deductible is met, plan pays 80% of eligible medical expenses up to policy maximum. 
(Out of network: After the deductible is met, plan pays 60% of eligible medical expenses up to the policy maximum.)
(Out of network: After the deductible is met, plan pays 60% of eligible medical expenses up to the policy maximum.)
- Pre-Existing Conditions
- Medical Coverage During Travel
- Renewable & Cancelable
- Coverage duration options between 90 and 360 days
- Up to $25,000 limit in coverage for pre-existing conditions
- $0 co-pay Telemedicine
- Dental & Vision Discount Coverage
- PPO network (See list of doctors and hospitals)
- Renewable and Cancelable
- 5 day waiting period after the effective date for medical coverage for those who purchase after arrival (accidents covered immediately).
- Administrator
- INF Visitor Care
- AM Best Rating
- Carrier
- Ace American Insurance Company
CA-G
CoverAmerica - Gold
Comprehensive Coverage In network: After the deductible is met, plan pays 100% of eligible medical expenses up to the policy maximum.
(Out of network: After the deductible is met, plan pays 80% of the first $1,000 of eligible medical expenses than 100% thereafter up to the policy maximum.)
(Out of network: After the deductible is met, plan pays 80% of the first $1,000 of eligible medical expenses than 100% thereafter up to the policy maximum.)
- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Renewable & Cancelable
- Coverage duration options between 5 days and 365 days
- Extensive PPO network (See list of doctors and hospitals)
- Public Health Emergency Screening (COVID-19 Test benefit)
- Urgent Care
- Cruise Coverage
- Border Entry Protection
- Not available for Citizens of: Botswana, Gambia, Ghana, Niger, Nigeria & Sierra Leone.
Not available if Home Country is: Cuba, Iran, North Korea, Syria, United States, and Venezuela.
- Administrator
- IMG
- AM Best Rating
- A (Excellent)
- Carrier
- Sirius International
PA+
Patriot America Plus
Comprehensive Coverage In network: After the deductible is met, plan pays 100% of eligible medical expenses up to the policy maximum.
(Out of network: After the deductible is met, plan pays 80% of the first $5,000, then 100% of eligible medical expenses up to the policy maximum.)
(Out of network: After the deductible is met, plan pays 80% of the first $5,000, then 100% of eligible medical expenses up to the policy maximum.)
- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Renewable & Cancelable
- Coverage duration options between 5 days and 365 days
- PPO network (See list of doctors and hospitals)
- Urgent Care
- Not available for Citizens of: Botswana, Gambia, Ghana, Niger, Nigeria & Sierra Leone.
Not available if Home Country is: Cuba, Iran, North Korea, Syria, United States, and Venezuela.
- Administrator
- IMG
- AM Best Rating
- A (Excellent)
- Carrier
- Sirius International
LTB
Liaison Travel Basic
Comprehensive Coverage In network: After the deductible is met, plan pays 80% of the first $5,000, then 100% of eligible medical expenses up to the policy maximum.
(Out of network: After the deductible is met, plan pays 70% of eligible medical expenses up to the policy maximum.)
(Out of network: After the deductible is met, plan pays 70% of eligible medical expenses up to the policy maximum.)
- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Renewable & Cancelable
- Coverage duration options between 5 days and 364 days
- PPO network (See list of doctors and hospitals)
- Urgent Care
- Not available to Residents of: Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria and Sierra Leone.
Not Available for Addresses from the Following US States: Colorado, Maryland, New York, South Dakota & Washington.
Not available if Home Country/Country of Residences are: Cuba, Gambia, Ghana, Iran, Nigeria, Sierra Leone, & Syria.
Not Available for the following Destination Countries: Antarctica, Cuba, Iran, & Syria. - This plan does not cover a claim in anyway by or resulting from:
Coronavirus disease (COVID-19);
Severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2);
Any mutation or variation of SARS-CoV-2; or
Any fear or threat of 1, 2, or 3
- Administrator
- Seven Corners
- AM Best Rating
- A (Excellent)
- Carrier
- Lloyd's of London and Tramont Insurance Company
LCH
Liaison Travel Choice
Comprehensive Coverage In network: After the deductible is met, plan pays 90% of the first $5,000, then 100% of eligible medical expenses up to the policy maximum.
(Out of network: After the deductible is met, plan pays 80% of the first $5,000, then 100% of eligible medical expenses up to the policy maximum.)
(Out of network: After the deductible is met, plan pays 80% of the first $5,000, then 100% of eligible medical expenses up to the policy maximum.)
- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Renewable & Cancelable
- Coverage duration options between 5 days and 364 days
- PPO network (See list of doctors and hospitals)
- Urgent Care
- Not available to residents of: Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria and Sierra Leone.
Cannot accept address from:Colorado, Maryland, New York, South Dakota & Washington. - This plan does not cover a claim in anyway by or resulting from:
Coronavirus disease (COVID-19);
Severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2);
Any mutation or variation of SARS-CoV-2; or
Any fear or threat of 1, 2, or 3
- Administrator
- Seven Corners
- AM Best Rating
- A (Excellent)
- Carrier
- Lloyd's of London and Tramont Insurance Company
LEL
Liaison Travel Elite
Comprehensive Coverage In network: After the deductible is met, plan pays 100% of eligible medical expenses up to policy maximum.
(Out of network: After the deductible is met, plan pays 90% of the first $5,000, then 100% of eligible medical expenses up to policy maxmium.)
(Out of network: After the deductible is met, plan pays 90% of the first $5,000, then 100% of eligible medical expenses up to policy maxmium.)
- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Renewable & Cancelable
- Coverage duration options between 5 days and a maximum of 3 years (1092 days)
- PPO network (See list of doctors and hospitals)
- Urgent Care
- Not available to Residents of: Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria and Sierra Leone.
Not Available for Addresses from the Following US States: Colorado, Maryland, New York, South Dakota & Washington.
Not Available for the following Destination Countries: Antarctica, Cuba, Iran, & Syria . - This plan does not cover a claim in anyway by or resulting from:
Coronavirus disease (COVID-19);
Severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2);
Any mutation or variation of SARS-CoV-2; or
Any fear or threat of 1, 2, or 3
- Administrator
- Seven Corners
- AM Best Rating
- A (Excellent)
- Carrier
- Lloyd's of London and Tramont Insurance Company
PA
Patriot America
Comprehensive Coverage In network: After the deductible is met, plan pays 100% of eligible medical expenses up to policy maximum.
(Out of network: After the deductible is met, plan pays 80% of the first $5,000, then 100% of eligible medical expenses up to the policy maximum.)
(Out of network: After the deductible is met, plan pays 80% of the first $5,000, then 100% of eligible medical expenses up to the policy maximum.)
- Medical Coverage During Travel
- Renewable & Cancelable
- Coverage duration options between 5 days and 365 days
- PPO network (See list of doctors and hospitals)
- Urgent Care
- Not available for Citizens of: Botswana, Gambia, Ghana, Niger, Nigeria & Sierra Leone.
Not available if Home Country is: Cuba, Iran, North Korea, Syria, United States, and Venezuela.
- Administrator
- IMG
- AM Best Rating
- A (Excellent)
- Carrier
- Sirius International
STU-CS
Safe Travels USA - Cost Saver
Comprehensive Coverage In network: Plan pays 100% of eligible medical expenses up to policy maximum.
(Out of network: After the deductible is met, plan pays 80% of the first $5,000, then100% of eligible medical expenses up to policy maximum.)
(Out of network: After the deductible is met, plan pays 80% of the first $5,000, then100% of eligible medical expenses up to policy maximum.)
- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Renewable & Cancelable
- Coverage duration options between 5 days and 2 years
- PPO network (See list of doctors and hospitals)
- Urgent Care
- Not available if home country is: Nigeria or Antartica
- Administrator
- Trawick International
- AM Best Rating
- B+
- Carrier
- C&F Crum & Forster
AA
Atlas America
Comprehensive Coverage In network: After the deductible is met, plan pays 100% of eligible medical expenses up to the policy maximum.
(Out of network: After the deductible is met, plan pays 100% of eligible medical expenses up to the policy maximum.)
(Out of network: After the deductible is met, plan pays 100% of eligible medical expenses up to the policy maximum.)
- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Extendable & Cancelable
- Coverage duration options between 5 days and 364 days
- PPO network (See list of doctors and hospitals)
- Urgent Care
- Not available to individuals who are physically located in: New York, Maryland,Washington or Canada at the time of purchase.
Not available if Home Country/Country of Residences is: Australia, Cuba, Iran, North Korea
Not Available for the following Destination Countries: Cuba, Iran & North Korea
- Administrator
- Tokio Marine HCC – MIS Group
- AM Best Rating
- A++ (Superior)
- Carrier
- Lloyd's of London
PP
Patriot Platinum
Comprehensive Coverage In network: After the deductible is met, plan pays 100% of eligible medical expenses up to policy maximum .
(Out of network: After the deducitble is met, plan pays 90% of the first $5,000, then 100% of eligible medical expenses up to the policy maximum.)
(Out of network: After the deducitble is met, plan pays 90% of the first $5,000, then 100% of eligible medical expenses up to the policy maximum.)
- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Renewable & Cancelable
- Coverage duration options between 5 days and 365 days
- PPO network (See list of doctors and hospitals)
- Urgent Care
- Not Available for Addresses from the Following US States: Maryland
Not available if Home Country/Country of Residences are: United States
Not available for Citizens of: Botswana, Gambia, Ghana, Niger, Nigeria & Sierra Leone. Not available if Home Country is: Cuba, Iran, North Korea, Syria, United States, and Venezuela.
- Administrator
- IMG
- AM Best Rating
- A (Excellent)
- Carrier
- Sirius International
STUC
Safe Travels USA Comprehensive
Comprehensive Coverage In network: Plan pays 100% of eligible medical expenses up to policy maximum.
(Out of network: After the deductible is met, plan pays 80% of the first $5,000, then 100% of eligible medical expenses up to policy maximum.)
(Out of network: After the deductible is met, plan pays 80% of the first $5,000, then 100% of eligible medical expenses up to policy maximum.)
- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Renewable & Cancelable
- Coverage duration options between 5 days and 2 years
- PPO network (See list of doctors and hospitals)
- Urgent Care
- Not available if home country is: Nigeria or Antartica
- Administrator
- Trawick International
- AM Best Rating
- B+
- Carrier
- C&F Crum & Forster
PPI
Patriot Platinum International
Comprehensive Coverage- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Renewable & Cancelable
- Coverage duration options between 5 days and 365 days
- Urgent Care
- Not Available for Addresses from the Following US States: Maryland
Not Available for the following Destination Countries: United States Not available if Home Country is: Cuba, Iran, North Korea, Syria, United States, and Venezuela.
- Administrator
- IMG
- AM Best Rating
- A (Excellent)
- Carrier
- Sirius International
GHS
GlobeHopper Senior
Comprehensive Coverage- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Renewable & Cancelable
- Available for U.S. Citizens 65 and older
- Coverage duration options between 5 days and 365 days
- Be enrolled into Medicare and Medicare Advantage or Medicare Supplement Plan
- Not available to residents of: Maryland
- Administrator
- IMG
- AM Best Rating
- A (Excellent)
- Carrier
- Sirius International
DA
Diplomat America
Comprehensive Coverage- Medical Coverage During Travel
- Cancelable
- Coverage duration options between 15 days and 12 months
- Not available for citizens of: Australia and Iran
- Administrator
- Global Underwriters
- AM Best Rating
- A+ (Excellent)
- Carrier
- Allied World Assurance Company (Europe) dac.
WI
WorldMed Inbound
Comprehensive Coverage In network: After the deductible is met, plan pays 100% of eligible medical expenses up to the policy maximum.
(Out of network: After the deductible is met, plan pays URC of eligible medical expenses up to the policy maximum.)
(Out of network: After the deductible is met, plan pays URC of eligible medical expenses up to the policy maximum.)
- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Renewable & Cancelable
- Coverage duration options from 5 days to 364 days
- PPO network (See list of doctors and hospitals)
- Urgent Care
- Cannot physically be located at the time of purchase: Maryland, New York, Washington, Canada or Australia
- Administrator
- TIS
- AM Best Rating
- A (Excellent)
- Carrier
- Lloyd's of London
IMMP
International Major Medical PIU
Comprehensive Coverage In network: After the deductible is met, plan pays 100% of eligible medical expenses up to policy maximum.
(Out of network: After the deductible is met, plan pays URC of eligible medical expenses up to the policy maximum.)
(Out of network: After the deductible is met, plan pays URC of eligible medical expenses up to the policy maximum.)
- Medical Coverage During Travel
- Coverage duration options up to 11 months
- Not available for address in these U.S states/territories: Guam, Maryland, New York, South Dakota
- Administrator
- PIU
- AM Best Rating
- A(Excellent)
- Carrier
- Lloyd's of London
PI
Patriot International
Comprehensive Coverage- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Renewable & Cancelable
- Coverage duration options between 5 days and 365 days
- Urgent Care
- Not Available for Addresses from the Following US States: Maryland
Not Available for the following Destination Countries: United States Not available if Home Country is: Cuba, Iran, North Korea, Syria, United States, and Venezuela.
- Administrator
- IMG
- AM Best Rating
- A (Excellent)
- Carrier
- Sirius International
AI
Atlas International
Comprehensive Coverage- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Extendable & Cancelable
- Coverage duration options between 5 days and 364 days
- Urgent Care
- Cannot be physically located in: Maryland, New York, Washington, Canada or Australia at time of purchase
- Not available to individuals who are physically located in: New York, Maryland,Washington or Canada at the time of purchase.
Not available if Home Country/Country of Residences is: Australia, Cuba, Iran, North Korea
Not Available for the following Destination Countries: Cuba, Iran, North Korea, & United States
- Administrator
- Tokio Marine HCC – MIS Group
- AM Best Rating
- A++ (Superior)
- Carrier
- Lloyd's of London
STI-CS
Safe Travels International - Cost Saver
Comprehensive Coverage- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Renewable & Cancelable
- Coverage duration options between 5 days and 2 years
- PPO network (See list of doctors and hospitals)
- Not available if home country is: Nigeria or Antartica
- Administrator
- Trawick International
- AM Best Rating
- B+
- Carrier
- GBG Insurance Limited
STUT-PP
Safe Travel USA Trip Protection Plan
Comprehensive Coverage- Acute onset of Pre-Existing Conditions
- Medical Coverage During Travel
- Cancelable
- Comprehensive coverage plan
- Covers Medical, Trip Cancellation, Trip Interruption and Travel Delay
- Coverage duration options between 5 days and 180 days
- Cancelable
- PPO network (See list of doctors and hospitals)
- Coverage for International Travel
- Unexpected recurrence of a pre-existing condition up to the first $1,000 of Covered Expenses
- Administrator
- Trawick International
- AM Best Rating
- 'A' (Excellent) by A.M. Best
- Carrier
- GBG Insurance Limited
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
