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Visitors Insurance

Visitors Insurance

Visitors Insurance
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What is it?

Visitors insurance provides medical coverage for those visiting the U.S.

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Visitors insurance is a form of short-term travel health insurance for foreign visitors to the United States. In light of the pandemic, visitors insurance also offers coverage against Covid.Travel insurance can help protect you and your loved ones from high healthcare costs in the U.S. in case you need medical assistance for an injury, illness or accident.

Why Visitors Insurance matters

Travel insurance is particularly important for visitors to the U.S. because the country is known for some of the highest healthcare costs in the world and domestic health insurance won't cover you. A visitors insurance policy can cover illnesses, injuries on foreign soil, and accidents requiring medical attention.

Visitors insurance also offers specific coverage for Covid by providing renumeration towards the cost of testing in the event of a pandemic. Covid coverage will cover treatment for Covid like any other new illness and may include a benefit for those required to quarantine at their destination.

Visitors insurance offers the following benefits:

  • Medical coverage for new incidents including accidents, illnesses, and injuries
  • Emergency services including hospitalization and surgery
  • Emergency medical evacuation
  • COVID-19 coverage
  • PPO Network
  • Medical coverage during travel

Who is Visitors Insurance For?

Visitors medical insurance is meant for foreign traveler visiting the U.S.

Visitors insurance coverage can be beneficial for anybody visiting America, including parents visiting their children in the U.S, those on a business trip, leisure holiday or religious pilgrimage. These plans are available for travelers from countries outside of the U.S., including India, Japan, Mexico and Canada, on visitors visas or tourist visas (B2 visa), business visas (B1 visa) and other temporary visas.

How Much Does Visitors Insurance Cost?

While the cost of visitors insurance varies depending on criteria such as the insured's age and health needs, as well as the length of their trip to the U.S., the typical cost of visitors medical insurance is between $200 and $400.

Please keep in mind that these are simply estimates based on current data. The actual amount of your policy premium will be determined by your unique criteria. However, when you consider the larger financial risk of losing the money you've invested in visiting the U.S., not to mention the money you could spend on expensive medical costs should anything happen, visitors insurance becomes a worthwhile investment.

Should You Buy Visitors Insurance?

Visitors medical insurance is always a smart purchase. However, in some cases, it may actually be a requirement. Depending on whether you're visiting the U.S. on a specific visa, proof of travel insurance may actually be a requirement to obtaining the visa. Likewise, travelers from a number of countries are required to purchase travel insurance before visiting the United States, even if you coming to the country for tourism purposes.

If you aren't required to purchase visitors insurance, it's still a good idea. In the event that you become sick, ill, or injured, you could end up paying hundreds or thousands of dollars for one simple doctor's visit. By purchasing visitors medical insurance, you're ensuring that you're covered in case something unexpected happens.


Have more questions? We have answers. Don't forget you can always contact our award-winning team of licensed insurance experts for help

Customer Story

VisitorsCoverage let me get it done very painlessly and immediately sent all the documents including IDs by email. It was so great!

Jessica

author review

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Visitors Insurance FAQs

We’ve got you covered.

At VisitorsCoverage, you can easily compare Visitor Insurance plans and buy them online, quickly and without excessive paperwork. Visitor Insurance plans can help protect you from unforeseen circumstances and let you travel with peace of mind.

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.