Worldwide
Voyager Choice
Comprehensive A.M. Best Rating: A
Comprehensive A.M. Best Rating: A
Voyager Choice is an A rated comprehensive Travel Medical insurance plan that provides medical coverage and other covered travel and emergency services for U.S residents traveling outside of the U.S. Coverage begins once the policyholder has left their home country and is in transit to or has entered one of the eligible destination countries. The coverage duration is available from 1 day to 182 days. After the deductible is satisfied, the plan will pay 100% of eligible medical expenses up to the policy maximum. Learn more about how Voyager Choice works.
Voyager Choice can cover COVID-19 like any other covered medical condition if the virus was contracted after the policy's effective date.
Voyager Choice requires the policyholder to have a primary health plan to be eligible for coverage and pre-existing conditions. Please review Voyager Choice policy documents for complete coverage and exclusions.
Voyager Choice can cover COVID-19 like any other covered medical condition if the virus was contracted after the policy's effective date.
Voyager Choice requires the policyholder to have a primary health plan to be eligible for coverage and pre-existing conditions. Please review Voyager Choice policy documents for complete coverage and exclusions.
How Voyager Choice Works
Out of Network
100%
After deductible, 100% up to policy maximum See How Voyager Choice Works.
PPO Network for Voyager Choice
Inside the USA
The Voyager Choice Insurance plan is an international plan that does not provide coverage in the U.S.
Outside the USA
There is no PPO network outside the United States. If your plan allows for coverage outside of the United States, you can view the international list of providers for Blue Cross Blue Shield Global Solutions .
Key Travel Medical Insurance Benefits
Here are some of the top benefits, for your convenience*
Emergency Room
100% up to policy maximum
Hospitalization
100% up to policy maximum
Medical Evacuation
Up to $500000
Urgent Care
100% up to Policy Maximum
Pre-Existing Condition
Coverage
Schengen Visa Requirement
Yes
Prescription Rx - Medicine
Up to $5000
Emergency Dental Coverage
Up to $500
Emergency Room
100% up to policy maximum
Pre-Existing Condition
Coverage
Hospitalization
100% up to policy maximum
Schengen Visa Requirement
Yes
Medical Evacuation
Up to $500000
Prescription Rx - Medicine
Up to $5000
Urgent Care
100% up to Policy Maximum
Emergency Dental Coverage
Up to $500
*Note: Benefit amounts shown are based on In-Network coverage. Please consult your specific policy documents for precise coverage benefits, exclusions and age limits. Optional add-on benefits are available for an additional charge.
Eligibility for Voyager Choice
- Must have a primary health insurance policy to be eligible for the plan
- For U.S residents traveling internationally, excluding the USA
- Coverage begins once the policyholder has left their home country and is in transit to or has entered one of the eligible destination countries
- For ages 14 days to 95 years
- Coverage for minimum 1 day to maximum up to 182 days
- Extendable for up to 182 days
- Must purchase policy before departing home country
Medical Coverage
Medical coverage details.
Eligible Medical Expenses
Out-Network
100% up to policy maximum
Available Policy Maximums
Available Policy Maximums
Limits may vary based on age or destination of traveler
Available Deductibles
Available Deductibles
Limits may vary based on age or destination of traveler
Pre-existing Conditions
Medical coverage for Pre-existing and Acute Onset of Pre-existing Conditions.
Pre-Existing Conditions
Pre-Existing Conditions
Plan requires the policyholder to have a primary health plan, to be eligible for coverage and pre-existing conditions.
Worsening of pre-existing conditions can be covered up to the policy maximum
Worsening of pre-existing conditions can be covered up to the policy maximum
Acute onset Pre-Existing Condition
Acute onset Pre-Existing Condition
Not covered
Out-Patient
Medical treatment that does not include an overnight stay at a hospital.
Prescription Drugs / Medicines
Prescription Drugs / Medicines
Up to $5,000
Dr. / Physician Visit
Out-Network
100% up to policy maximum
Urgent Care
Out-Network
100% up to Policy Maximum
Surgical Treatment
Out-Network
100% up to policy maximum
Lab & X-rays
Out-Network
100% up to policy maximum
In-Patient
Medical treatment that includes an overnight stay at a hospital.
Hospital Room and Board
Out-Network
100% up to policy maximum
Surgical Treatment
Out-Network
100% up to policy maximum
Emergency Services
Hospital emergency services (certain limits may apply).
Ambulance Expenses
Out-Network
Up to policy maximum
Emergency Room
Out-Network
100% up to policy maximum
Dental Coverage
Treatment for injury to or acute and spontaneous pain in sound natural teeth.
Dental Emergency
Dental Emergency
Up to $500
Travel Coverage
Travel-related coverage
Emergency Medical Evacuation / Repatriation
Emergency Medical Evacuation / Repatriation
Up to $500,000
Return of Mortal Remains
Return of Mortal Remains
Up to $25,000
Trip Interruption
Trip Interruption
Up to $1,000
Trip Delay
Trip Delay
Not covered
Lost Luggage
Lost Luggage
Up to $500 and limited to $100 per bag
Terrorism
Terrorism
Not covered
Personal Liability
Personal Liability
Not covered
Identity Theft
Identity Theft
Not covered
Legal Fees
Legal Fees
Not covered
Lost or Stolen Passport
Lost or Stolen Passport
Not covered
Missed Connection
Missed Connection
Not covered
Other
Other types of coverage not mentioned above.
Doctor Wellness Visit
Doctor Wellness Visit
Not covered
Preferred Rates
Preferred Rates
Not covered
Voyager Choice Exclusions
What is not covered
Manage Your Policy Online
Active policy holders are encouraged to submit all policy renewals, corrections, or cancellations online through your account for timely processing.
Sign in to your accountHelpful Links
The Voyager Choice plan covers U.S residents traveling internationally for leisure, educational, missionary, business purposes and more. Since many domestic plans don’t fully protect your health and financial needs, Voyager Choice provides protection and peace of mind for all international travelers.
You can go to any doctor or hospital of your choice and be covered 100% for eligible medical expenses.
The GeoBlue Voyager Choice is available to those who have primary medical insurance (a Primary Plan) inside the U.S. and will cover medical treatments for pre-existing conditions up to the policy maximum selected
Please refer to the following article about the policy usage:
How to Use Your Visitor Insurance
Please refer to the following article concerning the claim process:
Visitor Insurance Claim Process
The cost of Voyager Choice varies based on several qualifying criteria, such as traveler’s age, duration or length of trip, and selected coverage benefit limits,
Yes, you can extend the Voyager Choice policy. You would need to extend the plan at least two days before the policy expires. There may be an extra $5 extension charge.
No, the Voyager Choice plan can only be cancelled before the policy effective date
You cannot remove one person from the policy if other travelers are included. We recommend letting the current policy lapse with all travelers or canceling and repurchasing for the remaining travelers as per the policy terms.
You will need names, coverage duration, date(s) of birth, home country address, and a valid credit card.
An email confirmation will be sent after purchase. The email will include links and instructions on how to access and print out your ID card.
Coverage will be provided in all eligible countries visited with the exception of your Home Country and any restricted countries listed in the policy documentation. Coverage will only be offered within the policy start and end dates.
Voyager Choice can cover for COVID-19 and will be treated the same as any other eligible medical condition so long as the virus is contracted after the policy effective date and you have departed from the country of residence. For more in-depth information regarding the impact of the coronavirus on travel insurance, please go to our information hub.
Coverage on a travel medical insurance plan will begin on the date of departure and once the traveler has left their home country. Coverage areas are anywhere outside ones' home country as long as the policy is active. The coverage will end immediately once the traveler has entered back into their home country.
Learn more from informative articles at the Visitor Insurance Information section.
Note: Information provided here is general in nature and may change from time to time. Your best course of action would be to refer to your policy papers/guidelines and contact the Provider for up-to-date information
Have specific questions about this plan?
AI Assistant Voyager ChoiceAI assistant can help you find specific terms and details in the policy document.
Need more assistance?
Chat with LunaOur smart travel assistant, Luna, is ready to assist you 24/7. Get instant answers to your questions.
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
