The insurance company will not pay for any expenses as a result of any illness, disease, or other condition during the stated time period in the policy immediately prior to the date of coverage. The exclusion for Pre-Existing Conditions will be waived provided: (a) Your payment for the policy was within the time-sensitive period before your initial deposit date. (b) You insure all prepaid trip costs that are subject to cancellation penalties or restrictions. (c) You are not disabled at the time your premium is paid.
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