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The insurance company will not pay for any expenses as a result of any illness, disease, or other condition during the stated time period in the policy immediately prior to the date of coverage. The exclusion for Pre-Existing Conditions will be waived provided: (a) Your payment for the policy was within the time-sensitive period before your initial deposit date. (b) You insure all prepaid trip costs that are subject to cancellation penalties or restrictions. (c) You are not disabled at the time your premium is paid.

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Information provided here in the form of Questions and Answers is for general purpose only and may not be current and accurate at all times. Insurance terms and conditions, benefits, and coverage are subject to change at any time. For this reason, it is possible that the information given here could be outdated or incorrect. VisitorsCoverage inc. assumes no responsibility or liability for the accuracy of these answers. Any use of the information on our website is subject to our Terms and Conditions and User Agreement. It is recommend that you review the latest Evidence of Coverage and Plan Contract (Policy) for a detailed description of coverage benefits, limitations, and exclusions. Please read the Policy Brochure and Plan Details for complete and accurate information. Only the Terms and Conditions of Coverage listed in a particular policy are binding.