Pre-existing conditions are generally not covered by most travel insurance plans. This means the insurance company will not pay for expenses related to any illness, disease, or condition that occurred during the specified time period before your coverage starts. However, for certain plans, the exclusion for pre-existing conditions can be waived if the following conditions are met:
(1) Your payment for the policy was made within the time-sensitive period before your initial deposit date.
(2) You insure all prepaid trip costs that are subject to cancellation penalties or restrictions.
(3) You are not disabled at the time your premium is paid.
To find plans that offer coverage for pre-existing conditions or to discuss your specific situation, feel free to contact us at support@visitorscoverage.com or call 1-866-384-9104.
Are pre-existing conditions covered by the plan?
Answer provided by a licensed Insurance advisorLicensed U.S. Insurance Specialist at VisitorsCoverage
Disclaimer: Information is for general purposes and updated regularly based on provider guidelines. For binding terms, review your specific Policy Brochure.
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