Can you use Visitors Insurance for regular check-ups, eye exams and dentist…

Unfortunately no, visitors insurance only covers for any new and unexpected illness and injuries. Examples of such would include; a broken arm because of a fall, injuries due to a car accident, a visit to…

Can you purchase a plan after your departure date?

Yes, you can purchase travel insurance after your departure date, but the sooner you purchase, the better, as you want to make sure your insurance will cover you for any unexpected illness or injury that…

Can you extend a policy during your trip after your existing policy…

Once a policy expires, you cannot extend the same policy and you will have to purchase a new plan. We always recommend extending your policy at least two days prior to expiration, to ensure you…

Can travel insurance cover US citizens in the US?

It is important to note that many travel insurance policies are not available to individuals going back to their home country or country of citizenship for long periods of time. However, the Patriot America Plus…

Can international travelers to the USA visit a doctor and get treatment…

Travel medical insurance covers only new and unexpected medical situations. Insurance does not offer any preventative care or planned consultation for already existing conditions. Read this to learn more: Pre-Existing Conditions for Visitors Insurance

Can I renew an insurance policy after it has expired?

Generally once a policy has expired, you cannot renew it and will need to purchase a new plan. We recommend renewing a policy at least two days before it expires to ensure you are fully…

Can I purchase another visitors insurance to cover my bills exceeding policy…

Because travel medical insurance does not typically cover for pre-existing conditions, it is unlikely that a new policy would cover for a procedure that has already taken place. You may try to negotiate with the…

Can I make changes to travel dates after I've already purchased a…

Yes, you can adjust travel dates for most travel insurance plans. If the policy has not yet gone into effect, you can change the date without any administration fees and may also be able to…

Can I have 2 different travel insurance policies for the same traveler?

You may have more than one policy. However, the same claim cannot be submitted to both insurance companies. You may want to consider keeping just one policy with higher policy limits. You can see list…

Can I change my policy details after purchase?

You can change certain policy details, such as traveler information, policy maximum and deductible amount, after purchase if the policy has not yet gone into effect. The easiest way to do this is to sign…

Can I buy travel insurance if I'm already in the US?

Yes, you can purchase travel insurance if you are already in the US, but the sooner you purchase, the better, as you want to make sure your insurance will cover you for any expected illness…

Can I be covered for trips outside the US with visitors insurance?

Coverage for trips outside of the United States differs based on where the traveler is coming from. If you are a non-US citizen and want coverage for both inside and outside the US, both the…

Can I add a new member to my policy after purchase?

If you have already purchased a travel insurance policy, you cannot add a new member to the plan. However, you can certainly purchase a new policy for the additional member. For help or recommendations, feel…

Can a US citizen living abroad and traveling back to the US…

As a U.S. citizen returning to the U.S. temporarily, you can consider the Patriot America Plus Plan. This is available for a minimum of 5 days up to a maximum of 365 days, and will…

What are the best travel medical insurance for senior over the age…

For visitors to the US who are 70 years of age and older, consider the CoverAmerica - Gold policy. It provides comprehensive coverage and can offer up to $30,000 in acute onset of pre-existing conditions…

Disclaimer

Information provided here in the form of Questions and Answers is for general purpose only and may not be current and accurate at all times. Insurance terms and conditions, benefits, and coverage are subject to change at any time. For this reason, it is possible that the information given here could be outdated or incorrect. VisitorsCoverage inc. assumes no responsibility or liability for the accuracy of these answers. Any use of the information on our website is subject to our terms and conditions and user agreement. It is recommend that you review the latest Evidence of Coverage and Plan Contract (Policy) for a detailed description of coverage benefits, limitations, and exclusions. Please read the Policy Brochure and Plan Details for complete and accurate information. Only the Terms and Conditions of Coverage listed in a particular policy are binding.