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International Travel Insurance

International Travel Insurance

International Travel Insurance
What is it?

International travel insurance offers medical coverage for those traveling outside of their home country.

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International travel insurance, also known as international health insurance or travel medical insurance, is an essential protection for anyone planning to travel abroad. Unlike domestic health insurance, which typically doesn’t extend coverage beyond national borders, international travel insurance is designed specifically to cover a range of unexpected events such as illness or injury during your travels or emergency evacuation.

It can also provide assistance in the event of a natural disaster or other unexpected incidents that could disrupt your trip. With international travel insurance, you can enjoy peace of mind and protection against potential risks that could spoil your travel experience.

What Does International Travel Insurance Cover?

While domestic health insurance policies are often limited or invalid overseas, international travel insurance offers a range of medical benefits including coverage for hospitalization, emergency medical evacuation, and prescription medication for new illnesses or injuries that occur abroad.

VisitorsCoverage provides comprehensive foreign travel insurance plans that cover you in the event of unexpected medical emergencies.

What Are the Benefits of Insurance for Overseas Travel?

One of the biggest benefits of international travel insurance plans is coverage for medical services abroad should you need medical treatment at a hospital or medical facility. Travel insurance for international travel gives you peace of mind knowing that you'll receive the best care possible without having to worry about the cost.

International travel insurance also offers the following benefits:

Along with these benefits, travel medical insurance covers many scenarios and medically related financial situations that you may not have even thought of but are equally important when facing an emergency, such as trip interruption due to medical emergencies, border entry protection, etc.

With International travel medical insurance, you can journey to another country without worrying about your lack of protection should you need to seek medical care.

Is International Travel Insurance Required?

For many countries, international travel insurance isn’t just a recommendation, it’s a requirement. Destinations like the Schengen Area in Europe, Cuba, Russia, and parts of Southeast Asia require proof of coverage for visa issuance or entry.

Even if not mandatory, having insurance can be the difference between a manageable situation and a financial catastrophe. Emergency evacuation alone can cost tens of thousands of dollars without coverage.

Who Is Eligible for International Travel Insurance?

International travel insurance plans are available for individuals, families, and groups, and are designed to meet the unique needs of each traveler. We offer different plans with varying levels of coverage to fit any budget.

Anyone traveling outside of their home country for a short period of time, usually up to a year, is eligible for international travel insurance.

Is Travel Insurance Really Necessary for International Travel?

Depending on your destination, overseas travel insurance may be mandatory. For destinations where travel insurance isn’t required, having international insurance for travel is still highly recommended.

Traveling abroad can bring uncertainty, especially in the event that you become ill or injured unexpectedly during your travels. Especially for certain destinations, medical care without overseas travel insurance can be extremely expensive.

An international travel health insurance plan can offer you peace of mind knowing that you’ll be protected financially if a medical emergency occurs.

If it is the additional cost of travel insurance you are worried about, there is no need to worry. With travel insurance comparison tools, finding an affordable plan tailored to your needs is quick and easy.

Does My Domestic Health Insurance Cover International Travel?

Most domestic health insurance plans will not offer coverage when traveling internationally. This also includes universal health care plans, like those in Canada, and senior insurance plans, like Medicare in the US. This means that even basic medical treatment abroad could come out-of-pocket if you're not properly insured.

It’s always a good idea to check with your health insurance company to see if they offer coverage internationally. If not, it’s important to secure an international travel insurance plan so you can remain insured during your trip.

How Much Does International Travelers Insurance Cost?

Not all policies are created equal. The cost of international travelers insurance will depend upon a number of factors.

Cost can be affected by:

  • Trip destination
  • Length of trip
  • Traveler’s age
  • Policy maximum
  • Deductibles
  • Benefits
  • Pre-existing conditions coverage

These factors can change the cost of your international travel insurance plan. The good news is, with an insurance marketplace like VisitorsCoverage, you can compare and customized travel insurance for international trips to find a plan that offers the benefits you need while still being in your budget.

Learn more about how much travel medical insurance costs.

What Is the Best International Travel Health Insurance?

VisitorsCoverage offers a selection of international travel insurance plans from top-rated insurance companies that offer benefits and coverage that are best suited for traveling abroad.

The best international travel insurance should include a high policy maximum to give you the best protection as well as the benefits that you desire, such as coverage for pre-existing conditions. Be sure to compare your options and choose a plan that best fits your individual needs.

How to Get Health Insurance for International Travel

You can purchase medical insurance for international travel through VisitorsCoverage, the trusted online marketplace for travel insurance. Short-term medical insurance for international travel comes in all shapes and sizes, so it’s important to do your research and dive deeper into plans to find the policy that best fits your individual needs.

Protect Your Health and Finances with Insurance for International Travel

Traveling abroad is an exciting and rewarding experience. Whether you're exploring new cultures or visiting loved ones, there's always something new to discover. However, unforeseen accidents and illnesses can put a damper on your trip, and without the right coverage, they can also become a financial burden.

Don't let unexpected medical emergencies ruin your travel plans. With international travel insurance, you can enjoy your trip with peace of mind knowing that you're covered in case of any unforeseen medical situations.

Browse our different plans to compare and get a quote, or contact us today to learn more about our plans and find the right coverage for your next trip abroad.

Customer Support for International Travel Insurance

At VisitorsCoverage, we provide comprehensive customer support and assistance to help you navigate any issues that may arise during your trip. Our team of experienced travel insurance specialists is always ready to answer your questions and can even guide you in finding the right travel insurance for international travel.

See What Customers Have to Say

VisitorsCoverage let me get it done very painlessly and immediately sent all the documents including IDs by email. It was so great!

Jessica

Website was easy to navigate, and contained a lot of information so I could make an informed decision. Also I thought the rates were very reasonable considering the peace of mind the policy will give me.

Ginny

Very straightforward process, website navigation was excellent as well and can’t beat the price. Thanks!!

Brad

Very easy to compare between options and choose from. Was able to complete the purchase in 10 minutes.

Kavitha

Helpful articles

Find travel Insurance for US citizens and permanent residents making an international trip outside the US.
International travel medical insurance policies provides medical coverage for travelers to protect against unexpected injury or illness.
Learn more about the best international travel plans.
When traveling internationally, a health insurance plan can help to protect you from unexpected travel issues and medical care costs.

International Travel Insurance FAQs

We’ve got you covered.

At VisitorsCoverage, you can easily compare International Travel Medical Insurance plans and buy them online, quickly and without excessive paperwork. International Travel Medical Insurance plans can help protect you from unforeseen circumstances and let you travel with peace of mind.

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

Luna
VisitorsCoverage Support