A trip to Europe can be a magical experience. The cities and countrysides are steeped in history and rich with modern culture that can change dramatically over just a few miles.

Whether you’re traveling to Europe from the U.S., India, Japan or elsewhere in the world, travel insurance should play a role in your trip planning. For those who need a Schengen Visa to enter their destination, travel insurance is a requirement.

Travel insurance for Europe can help:

checkmark Travelers to Europe
checkmark Schengen Visa Applicants
checkmark Those planning to live abroad in Europe
checkmark Travelers to Europe checkmark Schengen Visa Applicants checkmark Those planning to live abroad in Europe

The countries in Europe are packed into a relatively small continent. To make it easier for citizens and visitors to travel freely across borders, 26 European countries have come together under the Schengen Agreement. Under this treaty, travelers from some countries, including the United States, won’t require a visa to travel within the Schengen Area. The counties included in this area are:

  • Austria
  • Belgium
  • Czech Republic
  • Denmark
  • Estonia
  • Finland
  • France
  • Germany
  • Greece
  • Hungary
  • Iceland
  • Italy
  • Latvia
  • Liechtenstein
  • Lithuania
  • Luxembourg
  • Malta
  • Netherlands
  • Norway
  • Poland
  • Portugal
  • Slovakia
  • Slovenia
  • Spain
  • Sweden
  • Switzerland

If you’re a traveler from a country that does require a visa for the Schengen Area, the Schengen visa is the only one you’ll need to travel within all these countries.

The Schengen Visa also includes a travel insurance requirement. Although travel insurance is a good idea for any traveler, insurance for the Schengen visa must meet a few specific requirements.

Schengen Visa applicants are required to have a travel insurance policy that covers:

  • At least 30,000 Euro worth of Coverage
  • Policy must cover all countries in the Schengen Area
  • Any emergency medical expenses while traveling in Europe
  • Repatriation

VisitorsCoverage offers a variety of travel insurance plans underwritten by top-rated carriers that meet the travel insurance requirements for the European Schengen Visa. You can purchase a policy online on the same day as your embassy or consulate appointment, and VisitorsCoverage will provide the visa letter you’ll need to include in your Europe visa application as proof of travel insurance.



Traveling to Europe? We have all the relevant insurance plans organized here to save you some time. Take a look.