The Schengen visa is a tourist visa that allows international travelers to enter and freely move within the 26 Schengen countries of Europe. Schengen visas have made traveling to Europe much easier for travelers who are visiting multiple European countries in the same trip, since they are no longer required to obtain multiple tourist visas to do so. International travelers who are visiting Schengen countries in Europe may be required to obtain a Schengen visa, depending on the country of their citizenship.

The Schengen Area includes the following 26 European countries:

  • Austria
  • Belgium
  • Czech Republic
  • Denmark
  • Estonia
  • Finland
  • France
  • Germany
  • Greece
  • Hungary
  • Iceland
  • Italy
  • Latvia
  • Liechtenstein
  • Lithuania
  • Luxembourg
  • Malta
  • Nertherlands
  • Norway
  • Poland
  • Portugal
  • Slovakia
  • Slovenia
  • Spain
  • Sweden
  • Switzerland

Schengen Visa Travel Insurance

Anyone traveling to Europe and applying for a Schengen visa must fulfill the Schengen visa application requirements. One of these requirements is proof of an adequate travel medical insurance policy that follows certain requirements. Adequate Schengen visa travel insurance must:

  • Cover the period of the traveler's stay or transit in the Schengen area (up to 90 days within a 180-day period)
  • Be valid in all Schengen countries
  • Have a minimum coverage amount of EUR 30,000
  • Have a $0 deductible

The travel insurance policy also must cover the following in order to meet the Schengen visa insurance requirement:

  • Emergency medical evacuation
  • Urgent medical attention
  • Return of mortal remains
  • Emergency hospital treatment

You may also be required to include a letter from the insurance company with your Schengen visa application mentioning that your insurance policy meets these requirements. The company from which you buy your plan can provide this letter.

Having travel medical insurance is not only important because it is a requirement for some visas and countries, but also because with international travel comes additional risks that you may not typically be faced with at home. Experiencing new and unknown foods, culture and environments can increase your risk of food poisoning and unexpected accidents. Take the risk out of your trip abroad by knowing you're covered with travel medical insurance.

One of the best plans available for travelers to Schengen countries is EuropeTravel Plus Insurance. This plan satisfies all necessarily insurance requirements for the Schengen visa and provides your visa letter directly to your inbox, saving you time and stress.


Europe Travel Plus

Underwriters: Sirius International
Plan Highlights
  • Covers anywhere in Europe
  • Plan pays 100% after deductible
  • Fulfills all Schengen visa insurance requirements
  • Provides instant Schengen visa letter
  • Coverage for medical evacuation and repatriation
  • Up to $35,000 for acute onset of pre-existing conditions

You can purchase Schengen visa insurance that meets requirements by clicking the link below .

For a list of visitors insurance plans that meet the Schengen visa application requirements, read about our Schengen Visa Travel Insurance Plans. If you are also interested in trip insurance for your travel between two countries that do not include the U.S., check out our Multinational trip insurance options.
To get a quote about travel insurance for Europe, go to Europe Travel Insurance.


Information provided here is high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.