Travel Insurance for France

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to France!

A country that has captivated the hearts of travelers for centuries, France is a land of stunning landscapes, rich history, art, and gastronomy. From the romantic streets of Paris to the picturesque countryside of Provence, France offers an enchanting blend of vibrant city life and idyllic rural charm.

When planning a trip to France, consider getting travel insurance to protect you against the unexpected while abroad.

Traveling to Paris, France for the 2024 Paris Summer Olympics? Check out our Paris Olympics travel tips and tricks.

What Is Travel Insurance for France?

Travel insurance provides peace of mind while traveling whether it's travel medical insurance or trip insurance, it minimizes unexpected expenses such as medical emergencies, lost baggage, flight cancellations, or trip interruption, allowing you to fully enjoy your journey through the splendors of France.

Travel Medical Insurance for France

Travel health insurance for France is a crucial consideration when planning your trip. While access to healthcare in France is readily available and is provided to anyone, regardless of insurance or nationality, you will still be billed for any medical care you receive.

Hospital costs can be high in France, especially if you need inpatient treatment or surgery. Foreign visitors will typically be required to pay for their medical services upfront and out-of-pocket.

A travel medical insurance plan for France can help protect you if you become ill or injured unexpectedly during your travels and need to seek medical care. You may still need to pay upfront for your bill, however, you can file a claim for reimbursement later on with the travel insurance provider.

France travel medical insurance can offer coverage for:

  • Hospitalization
  • Surgery
  • Urgent care
  • Prescriptions/medications
  • Emergency medical evacuation
  • Repatriation of remains

Trip Insurance for France

You may also consider trip insurance, which offers trip protection for prepaid and nonrefundable expenses. With this type of travel insurance, you will insure the total prepaid and nonrefundable cost of your trip including, but not limited to, your flight, accommodations, and transportation.

With trip insurance, in the event that your travels are interrupted, delayed, or canceled for a covered reason, you can be reimbursed up to a stated percentage for your expenses. Additionally, trip insurance also offers a benefit to cover emergency medical expenses abroad.

France trip insurance can offer coverage for:

  • Trip cancellation
  • Trip interruption
  • Trip delay
  • Baggage loss, delay, or damage
  • Emergency medical evacuation
  • Missed connections
  • Rental car collision coverage
  • Accident and sickness

Since both travel medical insurance and trip insurance offer medical coverage, it may be difficult to choose between the two.

If you have multiple prepaid, nonrefundable trip expenses that you are worried about losing in the event of the unexpected, you may consider trip insurance. If you are mainly worried about medical coverage abroad, travel medical insurance may be the better option for you.

Frequently Asked Questions About Travel Insurance for France

Q: Do I need health insurance to travel to France?

If you do not require a Schengen visa to travel to France, you likely won't be required to obtain travel insurance. However, travel insurance is highly recommended for trips to France as medical costs can be high, especially for emergencies.

Q: Do I need travel insurance for France?

Travel insurance for France is highly recommended as it can help cover medical expenses abroad if you are unexpectedly injured or become ill during your travels and need to seek medical attention.

Q: How much is travel insurance for France?

France travel insurance costs can vary depending on the type of plan you choose, the length of your trip, your age, and your coverage limit and deductible amounts. You can find a plan that fits your needs and budget with our get a quote tool.

Q: Does France require travel insurance?

France does not specifically require travel insurance for visitors. However, those who need a Schengen visa to enter France are required to have a travel medical insurance policy that meets the Schengen visa requirements. France visa travel insurance can be purchased through VisitorsCoverage.

Q: Can I travel to France without travel insurance?

If you don't need a visa that requires travel insurance, you can travel to France without travel insurance. However, health insurance for France travel can give you peace of mind knowing that if the unexpected happens, you may be covered.

Q: What is the best travel insurance for France?

The best travel medical insurance for France depends on your individual needs and travel plans. Compare international travel health insurance plans to find a policy that works for you.

Q: Can I use my US health insurance in France?

Most U.S. domestic health insurance plans do not offer medical coverage outside of the United States. Travel medical insurance can help fill this coverage gap while you are traveling abroad.

France Travel Insurance Requirements

If you are a U.S. citizen visiting France for up to 90 days, you aren't required to obtain a visa or travel insurance for your trip.

However, if you have citizenship in a certain country where a Schengen visa is required to visit France, you will need to apply for a Schengen visa, which does require proof of purchase of travel insurance that meets certain Schengen visa travel insurance requirements.

How Much Does It Cost to Travel to France?

The average trip cost to France for a week can range from $1,000 to $8,000, depending on the destination, activities, number of travelers, season, and your travel style.

The cheapest time to travel to France is during their off-season in winter, from January through early March. Prepare for some occasional snow in areas, or opt for Southern France where you can find warmer temperatures during these months.

Round-trip flights to France from the United States can be several hundred dollars cheaper during the off-season. Accommodations also are often 30-50% cheaper, and attractions will be less crowded.

According to the Statista Research Department, more than 100 million international tourists visited France in 2023. This equated to over 63 billion euros of revenue for France tourism. France reached the highest number of international tourists worldwide among all countries in 2023.

What to Know Before Your Trip to France

Before embarking on your French trip, ensure that you are well prepared for your journey. Here are some important things to remember:

  • Make sure your passport is valid for at least 3 months beyond your planned return from France.

  • Check visa requirements - U.S. citizens can enter France for tourism or business for stays of up to 90 days within a 180-day period without a visa. Stays longer than 90 days will require a visa.

  • France uses the Euro as its currency. Make sure to let your bank know that you are traveling to avoid issues with your credit cards, and be aware of any foreign transaction fees. You may also want to carry around Euros in cash for tips or places that don't accept cards.

  • France uses Type C and Type E plugs, with a standard voltage of 230V, so you may need to bring plug adapters and voltage converters for your electronics.

Visa and Travel Information

Health and Safety

Here is some important information about healthcare facilities, insurance, and general safety precautions in France:

  • France has a well-established healthcare system, with excellent medical facilities available throughout the country.
  • It is advisable for travelers to have comprehensive travel insurance that covers unexpected medical expenses or emergency evacuation.
  • Pharmacies, known as "Pharmacies de Garde," can provide over-the-counter medications and healthcare advice.
  • In case of emergencies, dial 112 to reach emergency services in France.
  • If you need assistance at any time, you can visit the U.S. Embassy Paris for information.


Tips and advice for staying safe and protecting personal belongings while traveling in France:

  • France is generally a safe country, but it is always prudent to take standard safety precautions.
  • Be cautious of pickpocketing and bag snatching, particularly in busy urban centers or popular tourist destinations.
  • If you encounter any emergencies or need assistance, contact the local police by dialing 17.
  • Stay informed about the current safety situation and the areas you plan to visit.
  • Consult the U.S. Department of State for current travel advisories.

Transportation Security

Here are some details about strict security measures maintained at transportation hubs, including airports, train stations, and public transport in France:

  • Be prepared for security checks, such as baggage screening and personal searches, when traveling.
  • Use reputable and licensed transportation providers.
  • Utilize well-lit and secure areas when waiting for transportation and do not get into any unmarked vehicles.
  • Follow the instructions of security personnel and cooperate during the screening process to ensure a smooth travel experience.
  • Report any suspicious activities or unattended baggage to the appropriate authorities.

Road Safety

Guidelines for safe driving and cycling in France, including traffic rules, speed limits, and precautions for various road conditions:

  • France has an extensive road network, and driving is a popular way to explore the country.
  • Observe traffic rules, speed limits, and parking regulations while driving.
  • It is mandatory to wear seatbelts, and children must be secured in appropriate child safety seats.
  • Be cautious of cyclists and pedestrians, as they have priority in many areas.
  • Be cautious of changing weather conditions, especially in mountainous areas or during winter.

Wildlife and Nature

Information on responsibly enjoying France's wildlife and natural landscapes, including hiking guidelines and safety tips:

  • France offers diverse natural landscapes, from majestic mountains to scenic coastlines and charming countryside.
  • Respect wildlife and maintain a safe distance while observing animals in their natural habitats.
  • Follow designated hiking trails and respect any guidelines or restrictions set by local authorities.
  • Be aware of any potential risks in outdoor activities and take necessary precautions, such as checking for hunting seasons in forested areas.

Natural Disasters

Awareness about potential severe weather events in France and how to stay informed and prepared:

  • France experiences occasional natural disasters, such as floods, storms, and wildfires.
  • Stay informed about weather conditions and follow local weather forecasts or warnings provided by authorities.
  • Just in case of severe weather, follow safety instructions and seek shelter as advised.
Please note that the content provided above is intended as a general overview, and it is always recommended to stay updated on the latest information and follow local guidelines and regulations during your visit.

What to Do If You Get Injured or Become Ill in France

If you are injured or become ill in France, you should first assess your health to determine whether or not your condition is an emergency or is life-threatening.

If the injury or illness is serious, go to the nearest hospital or call emergency services. Dial 112 for medical emergencies.

If the illness or injury is minor, consider making an appointment with a local doctor. If you have a travel insurance plan, you can typically call the travel assistance phone number on your policy ID card and they can assist you in finding medical care.

Be prepared to pay for your medical care upfront, out-of-pocket. If you have a travel insurance policy, be sure to ask your provider for itemized receipts of your treatment, any proof of payment, doctor's notes or your diagnosis, and prescriptions - you will need this information later when you file a claim for reimbursement.

Travel Resources for France

For more detailed and up-to-date information on travel in France, including visa requirements, local customs, and current travel advisories, please visit the official website of the France Tourism.

Enjoy your time in France, and may your journey be filled with unforgettable moments and the joie de vivre of the French way of life!