Visitors Insurance

Visitors insurance is short-term health insurance that is designed to offer medical coverage for those who are visiting the United States from abroad.

Most health insurance plans won’t cover you abroad, which is why visitors insurance is so crucial. Medical expenses in the United States are notoriously high, and a US visitor insurance plan can keep you protected if you become ill or are injured during your stay.

Visitors insurance, or travel medical insurance, is meant for travelers visiting the U.S. for short stays, visiting family, or vacationing. There are many plans available for travelers from several providers who offer coverage for several age groups, travel requirements or restrictions, health concerns, and more. Be sure to compare to find the best policy to meet your individual needs.

Visitors insurance, also referred to as travel medical insurance, typically covers a range of medical expenses, including doctor visits, hospitalization, surgery, prescription medication, and emergency medical evacuation for new and unexpected illnesses or injuries that occur during one's travels abroad.

One of the key benefits of visitors or travel medical insurance is that it can help you avoid high out-of-pocket expenses if you require medical treatment while traveling. Many countries outside the United States have nationalized healthcare systems, which are not accepted in the U.S. and can result in high medical costs for travelers who require medical attention.

In addition to providing financial protection, visitors insurance can also help you access quality medical care while traveling. Many travel medical insurance policies include 24/7 assistance services that can help you locate and access medical care in the event of an emergency.

Visitors insurance is not mandatory, however it is highly recommended for all visitors to the USA.

The USA has some of the highest healthcare costs in the world, and an emergency medical situation in the United States can be financially devastating without insurance.

With visitor insurance, you can have peace of mind that you’ll have protection if an unexpected injury or illness were to occur during your visit.

The cost of US visitor insurance will depend upon a number of factors. This includes the traveler's age, the plan, the length of the trip, policy maximum amount, deductible amount, and more.

Since cost can vary greatly from person to person, it is best to get a quote using your individual trip details to compare prices and find a plan that best fits your needs and budget.

Visitors insurance is often divided into two types of plans: comprehensive visitors insurance and limited or fixed visitors insurance.

Comprehensive visitors insurance offers the best overall coverage for travelers, typically paying up to 100% of eligible medical expenses, depending on the plan.

Limited visitors insurance, while cheaper, only offers fixed benefits, meaning the plan only pays up to a certain amount per service or treatment. This type of coverage can eventually lead to hefty out-of-pocket costs.

Learn more about the differences between comprehensive and limited visitors insurance plans.

Yes! You can purchase US visitor insurance after your arrival in the United States. However, keep in mind that the soonest that most policies can become effective is the day after your make your purchase.

Additionally, it is important to note that your policy will only cover eligible expenses that occur after the effective date of your policy. For this reason, it is recommended to purchase your plan before your travels to ensure coverage for your entire stay.

At VisitorsCoverage, we offer a variety of travel medical insurance plans to meet the needs of travelers from all around the world. The plans provide comprehensive coverage for medical expenses, emergency medical services, and more. 

When visiting the United States, visitors insurance, or travel medical insurance, is an essential component of any international travel plan. Don't let unexpected medical expenses ruin your trip.

Have more questions? We have answers. Don't forget you can always contact our award-winning team of licensed insurance experts for help.

At VisitorsCoverage, you can easily compare U.S. Visitors Insurance plans and buy them online, quickly and without excessive paperwork. U.S. Visitors Insurance plans can help protect you from unforeseen circumstances and let you travel with peace of mind.