Visitors Insurance

Visitors insurance, also known as travel medical insurance, is a short-term health insurance plan designed for international travelers visiting the United States.

Since most domestic health insurance plans do not provide international coverage, visitors insurance ensures that travelers are financially protected against unexpected medical expenses, hospital visits, emergency medical services, and more while in the U.S.

Healthcare costs in the United States are among the highest in the world, making visitors insurance an essential safeguard for any traveler. Even a minor medical issue could lead to substantial out-of-pocket expenses without adequate coverage.

Whether you’re staying for a few weeks or several months, there are various different plans designed specifically for all types of visitors to the USA, ensuring financial protection and access to quality healthcare should an emergency arise.

Make sure to compare and contrast different plans to find the best policy to meet your individual needs.

Visitors insurance, also referred to as travel medical insurance, typically covers a range of medical expenses, including doctor visits, hospitalization, surgery, prescription medication, and emergency medical evacuation for new and unexpected illnesses or injuries that occur during one's travels abroad.

One of the key benefits of visitors or travel medical insurance is that it can help you avoid high out-of-pocket expenses if you require medical treatment while traveling. Many countries outside the United States have nationalized healthcare systems, which are not accepted in the U.S. and can result in high medical costs for travelers who require medical attention.

There are many other benefits that travel medical insurance policies can offer. Different plans from different providers can offer unique benefits. Make sure to read the details of your plan carefully; you can find a full explanation of benefits included with your plan there.

In addition to providing financial protection, visitors insurance can also help you access quality medical care while traveling. Many travel medical insurance policies include 24/7 assistance services that can help you locate and access medical care in the event of an emergency.

Some plans even partner with a Preferred Provider Organization (PPO), which is a network of doctors, hospitals, and healthcare facilities that have agreed to provide services at negotiated rates that you might otherwise not get if you don’t have an insurance policy.

Visitors insurance is not mandatory to come to the US, however it is highly recommended for all visitors to the USA.

The USA has some of the highest healthcare costs in the world, and an emergency medical situation in the United States can be financially devastating without insurance.

With visitor insurance, you can have peace of mind that you’ll have protection if an unexpected injury or illness were to occur during your visit.

Since cost can vary greatly from person to person, it is best to get a quote using your individual trip details to compare prices and find a plan that best fits your needs and budget.

Visitors insurance is often divided into two types of plans: comprehensive visitors insurance and limited visitors insurance.

Comprehensive visitors insurance offers the best overall coverage for travelers, typically paying up to 100% of eligible medical expenses, depending on the plan.

Limited visitors insurance, also referred to as fixed visitors insurance, while cheaper, only offers fixed benefits, meaning the plan only pays up to a certain amount per service or treatment. This type of coverage can eventually lead to hefty out-of-pocket costs. Alternatively, comprehensive plans operate on percentages, so the cost of coverage you receive is not predetermined.

Learn more about the differences between comprehensive and limited visitors insurance plans.

Yes! You can purchase US visitor insurance after your arrival in the United States. However, keep in mind that the soonest that most policies can become effective is the day after your make your purchase.

Additionally, it is important to note that your policy will only cover eligible expenses that occur after the effective date of your policy. For this reason, it is recommended to purchase your plan before your travels to ensure coverage for your entire stay.

At VisitorsCoverage, we offer a variety of travel medical insurance plans to meet the needs of travelers from all around the world. The plans provide comprehensive coverage for medical expenses, emergency medical services, and more.

When visiting the United States, visitors insurance, or travel medical insurance, is an essential component of any international travel plan. Don't let unexpected medical expenses ruin your trip.

Have more questions? Don’t worry, We have answers to all of your questions about visitors insurance. Don't forget you can always contact our award-winning team of licensed insurance experts for help.

At VisitorsCoverage, you can easily compare U.S. Visitors Insurance plans and buy them online, quickly and without excessive paperwork. U.S. Visitors Insurance plans can help protect you from unforeseen circumstances and let you travel with peace of mind.