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Travel Insurance for Europe and the Schengen Visa Requirements

Travel Insurance Plans for Europe

When embarking on your European adventure, it's crucial to have the right travel insurance coverage in place to protect yourself against unforeseen circumstances. Our comprehensive travel insurance plans for Europe are designed to provide you with peace of mind throughout your journey. Whether you're enjoying cultural experiences, or discovering natural wonders, our policies cover a range of benefits to ensure your trip is worry-free.


Travel Insurance Plans for the Schengen Area

If you're planning a visit to the Schengen Area, obtaining the appropriate travel insurance is a mandatory requirement. Our travel insurance plans for the Schengen Area offer the necessary coverage to meet the stringent visa requirements, allowing you to enter these countries with confidence. Whether you're exploring historic landmarks, or enjoying outdoor activities, our comprehensive travel medical and trip insurance policies provide you with the peace of mind you need. Travel with assurance and embrace the wonders of the Schengen Area with our reliable travel insurance plans, knowing that you're protected against medical emergencies, trip disruptions, and other unforeseen events.

Showing 7 of 7 plans

Europe Travel Plus

Comprehensive CoverageComprehensive Coverage A.M. Best Rating: A
Underwriter: SiriusPoint Speciality Insurance Corporation

Best for:
Travelers to EuropeSchengen Visa Requirement

100% up to policy maximum.

Direct Billing:Depends on provider. No PPO network.

100% up to policy maximum.

Direct Billing:Depends on provider. No PPO network.

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation and Repatriation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • Fulfills all Schengen Visa Requirements
  • Instant Visa Letter for Schengen Visa Application
  • Coverage for entry denial into Europe
  • Lost Checked Luggage
  • Lost or Stolen Passport
  • COVID-19 Coverage: Included
  • Pre-Existing Conditions: No Coverage
Atlas International

Comprehensive CoverageComprehensive Coverage A.M. Best Rating: A
Underwriter: Lloyd's of London

Best for:
Worldwide

100% up to policy maximum.

Direct Billing:Depends on provider. No PPO network.

100% up to policy maximum.

Direct Billing:Depends on provider. No PPO network.

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Eye Exam Coverage
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • COVID-19 Coverage: Included
  • Pre-Existing Conditions: No Coverage
Patriot International Lite

Comprehensive CoverageComprehensive Coverage A.M. Best Rating: A
Underwriter: SiriusPoint Speciality Insurance Corporation

Best for:
Worldwide

100% up to policy maximum.

Direct Billing:Depends on provider. No PPO network.

100% up to policy maximum.

Direct Billing:Depends on provider. No PPO network.

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • After the deductible, the plan pays 100% of eligible medical expenses
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Eye Exam Coverage
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • COVID-19 Coverage: Included
  • Pre-Existing Conditions: No Coverage
Patriot Platinum International

Comprehensive CoverageComprehensive Coverage A.M. Best Rating: A
Underwriter: SiriusPoint Speciality Insurance Corporation

Best for:
Worldwide

100% up to policy maximum.

Direct Billing:Depends on provider. No PPO network.

100% up to policy maximum.

Direct Billing:Depends on provider. No PPO network.

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • After the deductible, the plan pays 100% of eligible medical expenses
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Eye Exam Coverage
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • COVID-19 Coverage: Included
  • Pre-Existing Conditions: No Coverage
Safe Travels International - Cost Saver

Comprehensive CoverageComprehensive Coverage
Underwriter: Zurich Insurance Europe AG Belgian branch

Best for:
Worldwide

80% of first $5,000, 100% thereafter.

Direct Billing:Depends on provider. No PPO network.

80% of first $5,000, 100% thereafter.

Direct Billing:Depends on provider. No PPO network.

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • After the deductible, plan pays 80% of the first $5,000 then 100% thereafter for eligible medical expenses up to the policy maximum
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • Emergency Medical Treatment of Pregnancy
  • Trip Delay
  • No optional add-on benefits available
  • Pre-Existing Conditions: No Coverage
  • COVID-19 Coverage: Excluded
Atlas International Premium

Comprehensive CoverageComprehensive Coverage A.M. Best Rating: A
Underwriter: Lloyd's of London

Best for:
Worldwide

100% up to policy maximum.

Direct Billing:Depends on provider. No PPO network.

100% up to policy maximum.

Direct Billing:Depends on provider. No PPO network.

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Eye Exam
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • Quarantine Indemnity
  • Trip Interruption
  • Trip Delay
  • Lost Checked Luggage
  • COVID-19 Coverage: Included
  • No optional add-on benefits available
  • Pre-Existing Conditions: No Coverage
Atlas Essential International

Comprehensive CoverageComprehensive Coverage A.M. Best Rating: A
Underwriter: Lloyd's of London

Best for:
Worldwide

100% URC up to policy maximum.

Direct Billing:Depends on provider. No PPO network.

100% URC up to policy maximum.

Direct Billing:Depends on provider. No PPO network.

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • After the deductible, plan pays 100% of the URC of eligible medical expenses up to the policy maximum
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • COVID-19 Coverage: Included
  • No optional add-on benefits available
  • Pre-Existing Conditions: No Coverage

Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

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