Atlas International

Q1. Am I eligible for the Atlas Series Plan?

The Atlas Series plan is available for:

Q4. Can I renew the plan, if I plan to stay longer?

Yes, if you buy the plan initially for more than 5 days, you can renew the policy. You would need to renew the plan at least two days before the policy expires. There would be an extra $5 renewal charge. The policy can be renewed for up to a maximum of 364 days.

Q5. Can I cancel the plan, if I plan to go back earlier?

Yes, you can cancel and get a refund for the Atlas International/America Plan, if you need to go back earlier than planned. The following rules apply:

Q6. Are pre-existing conditions covered by the Atlas America/International Plan?

Pre-existing conditions are not covered by Atlas America/International Plan. However the Atlas Plan covers for an

acute onset

Q7. What is an acute onset of pre-existing condition?

An acute onset is a sudden unexpected outbreak or recurrence of a Pre-existing Condition which occurs spontaneously and without advance warning either in the form of Physician recommendations or symptoms, is of short duration. It has to be an acute medical condition that requires immediate medical attention. More conditions and restrictions apply. Please check the Description of Coverage to understand what is covered under acute onset of pre-existing condition.

Q8. What's the Rx Discount Card that comes with this plan?

This is a discount savings program available to every certificate holder of the Liaison plans. This program allows card members to purchase prescriptions at one of over 35,000 participating pharmacies in the U.S. and receive the lower of 1) Universal Rx contract price or 2) the pharmacy regular retail price.

This discount program is not insurance coverage. It is purely a discount program to purchasers of the Liaison Continent plans. Use of the discount card does not guarantee that prescribed medication is covered under the insurance benefit plan.

Q13. How do I use this insurance?

Please refer to the following article about the policy usage: How to use Visitor Insurance?

Q15. When I buy this plan, do I need to make the full payment at once or do I have the option of paying it on a monthly basis?

Based on the desired coverage length you have selected, you have to make the full payment at once.

Since this plan is renewable you can renew it anytime you would like to before the policy expires. There is a renewable fee of $5 that associated with the renewal.