Atlas International Insurance does not provide coverage for USA. Travelers who need coverage for both inside and outside the US should consider purchasing Atlas America instead.
Outside the US, the PPO network for Atlas International is Equian International. If you are using Atlas International Insurance while traveling in a country outside the US, you may visit a doctor or hospital within the Equian International Provider Network, or you may visit any doctor or hospital of your choice.
However, by visiting a health service provider within the network, you are guaranteed the convenience of direct billing from the doctor or hospital to the insurance company since Tokio Marine HCC - MIS Group has coordinated with the healthcare providers within the PPO Network to ensure that direct billing arrangements are set.