Which Doctor of hospital you can go to?
Atlas International Insurance has a PPO network and provider is FirstHealth / Coventry. Iit is recommended to go to a doctor or medical facilty within the providers network to take the advantage of plan benefits and for easier claims process or negotiated rates.
How much is covered and what are the benefits?
Read your policy document [Description of Coverage] carefully to know the limits, benefits, and exclusions. In some cases a Pre certification may be required.
Payment and Claim process?
Direct billing is not promised, depending on the service provider's billing practice, bill can either be sent to directly to the insurance company, HCC Medical Insurance Services (HCCMIS), or may come to you. Irrespective of billing process, you are required to report and file claims in a specific claims reporting form. Claims must be reported and submitted to the insurance administrator, HCCMIS, within 90 days from the date of service received.
Reporting and filing the claim:
All claims must be submitted in writing along with supporting documents and receipts.
Supporting documents include the ID of insured, copy of insured's passport, and copies of all receipts, bills, itemized services, and a cover letter.
Download the Claim Form: Download Atlas International Insurance Claims Form
Complete and Submit Claims Form to:
Att. Claims Department
HCC Medical Insurance Plans, P.O. Box 2005, Farmington Hills, MI 48333-2005
Check the Status of Your Claims:
To learn about the claims process, please visit our support section - Visitors Insurance Claims Procedure