The generic definition of a pre-existing condition is any medical condition the person might have been diagnosed with, or had any treatment for, or is taking any medication for prior to the start date of the insurance. While no visitor medical insurance plan covers pre-existing conditions, there are some plans that provide coverage for acute onset of pre-existing medical conditions up to a certain limit.
Please read the policy-specific brochure and description of coverage (policy document) for complete details about the coverage limitations and exclusions.
Below are some of the best options for plans that may offer coverage for acute onset of pre-existing conditions.
While pre-existing conditions are not generally covered by most travel medical insurance plans, and many policies offer Acute on-set of Pre-existing Conditions coverage, there is now a plan that offers limited pre-existing condition coverage without any acute onset limitations. ChoiceAmerica offers an optional pre-existing condition rider that provides limited and basic coverage for eligible pre-existing conditions. While ChoiceAmerica Insurance is a limited coverage plan, it is top in its class of insurance in providing travelers with essential benefits for all of their travel and health related needs. For more information on this one-of-a kind plan, visit ChoiceAmerica Insurance.
More Insurance Plans for Acute Onset of Pre-Existing Medical Conditions Coverage for USA Visitors
For non US Citizens, If you are under age 70, you are covered for an Acute Onset of a Pre-existing Medical Condition. Coverage is available up to $15,000
Please read the policy brochure for complete details about the coverage limitations and exclusions.
up to $100,000
For visitors under age 70, the plan provides coverage for an Acute Onset of a Pre-existing Condition. Coverage up to $100,000 Maximum for eligible medical expenses and up to $25,000 for Emergency Medical Evacuation.
An Acute Onset of a Pre-existing Condition is a sudden and unexpected outbreak or recurrence of a pre-existing medical condition which occurs spontaneously and without advance warning either in the form of physician recommendations or symptoms. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence. To learn more, read more on Acute Onset of Pre-Existing Conditions.