Visitors to the USACOVID-19 Coverage
Emergency Medical Evacuation Insurance
Emergency medical evacuation refers to the transport of an individual to a medical facility that is properly equipped to treat an illness or injury in the event of an emergency medical situation during oneâÃÂÃÂs travels. Emergency medical evacuation insurance can offer coverage for this type of event and is included in many travel insurance plans.
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Best Seller
CoverAmerica - Goldî
Comprehensive Coverage
Underwriter: Sirius Specialty Insurance Corporation
Best for:
In Network:100% up to policy maximum.
Out of Network:80% of first $5000, 100% thereafter.
In Network:100% up to policy maximum.
Out of Network:80% of first $5000, 100% thereafter.
- COVID-19 Coverage: Included
- After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to $5,000, then 100% thereafter.
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam Coverage
- Emergency Dental Coverage
- Prescriptions/Medication
- COVID-19 Test Benefit: At least 30 days of coverage must be purchased prior to departing the home country
- Quarantine Indemnity
- Influenza (flu) shot
- No Cancellation Fee
- No Extension Fee
- Pre-Existing Conditions: No Coverage
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Preferred rate available.Learn more
Why CoverAmerica-Gold?Learn more
Preferred rate available.Learn moreWhy CoverAmerica-Gold?Learn more
Additional Coverage Options
Add more protection to your trip for peace of mind. You will be able to select these additional coverage options during the checkout process.
Adventure Sports Rider
The Adventure Sports Rider is available for those up to the age of 65. The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes:any Illness or Injury sustained while taking part in activities designated as Adventure Sports, which are limited to the following: abseiling; amusement/theme park activities; BMX; bobsledding; bungee jumping; canyoning; caving; hot air ballooning; jungle zip lining; parachuting; paragliding; parascending; rappelling; skydiving; spelunking; wakeboarding; water skiing; wildlife safaris; and windsurfing.
| Age | Lifetime Maximum |
| 0-49 | $50,000 |
| 50-59 | $30,000 |
| 60-64 | $15,000 |
Disclaimer:
Additional coverage options available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
Patriot America Plus
Comprehensive Coverage
Underwriter: SiriusPoint Speciality Insurance Corporation
Best for:
U.S citizens visiting the USAGreencard holders visiting the USA
In Network:100% up to policy maximum.
Out of Network:80% of first $5000, 100% thereafter.
In Network:100% up to policy maximum.
Out of Network:80% of first $5000, 100% thereafter.
- COVID-19 Coverage: Included
- After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to $5,000, then 100% thereafter
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam Coverage
- Emergency Dental Coverage
- Prescriptions/Medication
- Pre-Existing Conditions: No Coverage
Additional Coverage Options
Add more protection to your trip for peace of mind. You will be able to select these additional coverage options during the checkout process.
Adventure Sports Rider
The Adventure Sports Rider is available for those up to the age of 65. The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes:any Illness or Injury sustained while taking part in activities designated as Adventure Sports, which are limited to the following: abseiling; BMX; bobsledding; bungee jumping; canyoning; caving; hot air ballooning; jungle zip lining; parachuting; paragliding; parascending; rappelling; skydiving; spelunking; whitewater kayaking or whitewater rafting in water less than Class V difficulty; wildlife safaris; and windsurfing.
| Age | Lifetime Maximum |
| 0-49 | $50,000 |
| 50-59 | $30,000 |
| 60-64 | $15,000 |
Accidental Death and Dismemberment
This optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. Coverage must be purchased for a minimum of three months.
Device Protection Rider
Provides coverage for repair or replacement of your cell phone if it is lost, stolen, or accidentally damaged during your trip.
Unlike most riders, Device Protection Coverage is sold for each Traveler independently.
Unlike most riders, Device Protection Coverage is sold for each Traveler independently.
Disclaimer:
Additional coverage options available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
Atlas America
Comprehensive Coverage
Underwriter: Lloyd's of London
Best for:
COVID-19 CoverageVisitors to the USA
In Network:100% up to policy maximum.
Out of Network:100% up to policy maximum.
In Network:100% up to policy maximum.
Out of Network:100% up to policy maximum.
- COVID-19 Coverage: Included
- After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 100% of eligible medical expenses up to the policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Emergency Eye Exam Coverage
- Prescriptions/Medication
- Pre-Existing Conditions: No Coverage
Additional Coverage Options
Add more protection to your trip for peace of mind. You will be able to select these additional coverage options during the checkout process.
Accidental Death and Dismemberment Coverage
This rider, available to Members age 18 to 69, allows purchase of additional Accidental Death and Dismemberment (AD&D) coverage. Coverage may be increased to equal the medical maximum coverage amount. The AD&D benefit is not subject to the overall policy maximum. Accidental Death and Dismemberment coverage provides benefits in the event of your death or loss of limb due to an accident. It does not cover certain activities and conditions, as listed in the policy. As Atlas Travel provides $25,000 in AD&D coverage to Members age 18 to 69 in the base plan, this rider would increase the total AD&D benefit to $50,000 for only $0.35 / person / day.
| Base AD&D Coverage | Additional AD&D Coverage Available | Total AD&D Coverage Amount |
|---|---|---|
| $25,000 | $25,000 | $50,000 |
Crisis Response Benefit Rider
This rider allows you to purchase an additional $90,000 in Crisis Response coverage. As Atlas Travel provides $10,000 in Crisis Response coverage in the base plan, purchasing this rider would increase the total Crisis Response benefit to $100,000 for only $1.40 / person / day.
| Base CR Coverage | Additional CR Coverage Available | Total CR Coverage Amount |
|---|---|---|
| $10,000 | $90,000 | $100,000 |
Personal Liability Benefit Rider
This rider allows you to purchase an additional $90,000 in Personal Liability coverage. As Atlas Travel provides $10,000 in Personal Liability coverage in the base plan, purchasing this rider would increase the total Personal Liability benefit to $100,000 for only $0.35 / person / day.
| Base PL Coverage | Additional PL Coverage Available | Total PL Coverage Amount |
|---|---|---|
| $10,000 | $90,000 | $100,000 |
Disclaimer:
Additional coverage options available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
Safe Travels USA Comprehensive
Comprehensive Coverage
Underwriter: C&F Crum & Forster
Best for:
Travelers ages 80+ to the USA
In Network:100% up to policy maximum.
Out of Network:100% up to policy maximum.
In Network:100% up to policy maximum.
Out of Network:100% up to policy maximum.
- COVID-19 Coverage: Included
- After the deductible, plan pays 100% of eligible medical expenses within the First Health PPO network.
Outside of the PPO network, after the deductible, plan pays 100% of eligible medical expenses - Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- Emergency Medical Treatment of Pregnancy
- Pre-Existing Conditions: No Coverage
Additional Coverage Options
Add more protection to your trip for peace of mind. You will be able to select these additional coverage options during the checkout process.
Accidental Death and Disability Upgrade
Basic AD&D coverage is already included in your policy. Choose an option here if you'd like to upgrade your AD&D coverage limits.
Return to Home Country Coverage
Consider this option if you would like coverage for injury or sickness that occur during an Incidental Trip to your Home Country during your Period of Coverage.
Sports Activity Coverage
Consider this option if you are participating in any non-recreational sports
Class 1 includes Tennis, Swimming, Cross Country, Track, Volleyball, Golf
Class 2 includes Archery, Ballet, Cheerleading and all Class 1
Class 1 includes Tennis, Swimming, Cross Country, Track, Volleyball, Golf
Class 2 includes Archery, Ballet, Cheerleading and all Class 1
Disclaimer:
Additional coverage options available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
