COVID-19 CoverageVisitors to the USA
CoverAmerica - Gold®
Comprehensive Coverage,
Sirius Specialty Insurance Corporation
Best for:
Preferred rate available.Learn more
Why CoverAmerica-Gold? Best Seller
CoverAmerica-Gold is an A- rated comprehensive Travel Medical insurance plan that provides medical coverage and other covered travel and emergency services for visitors to the U.S during their travel and temporary stay outside of their home country. The coverage duration available is from 5 days to 365 days. While in the U.S, after the deductible is satisfied within the United Healthcare PPO network, the plan will pay 100% of eligible medical expenses up to the policy maximum. Outside of the PPO network, the plan will pay 80% of the first $5,000 in eligible medical expenses then 100% thereafter. Learn more about how CoverAmerica-Gold works.
CoverAmerica-Gold can cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date The plan offers a Public Health Emergency Screening benefit, along with Quarantine Indemnity coverage if a policyholder is ordered to quarantine by an authorized attending physician.
CoverAmerica-Gold does not cover Pre-Existing medical conditions. Please review CoverAmerica-GoldâÂÂs policy documents for complete coverage and exclusions.
How CoverAmerica - Gold® Works
100%
In Network
100% up to policy maximum See How CoverAmerica - Gold® Works.
80%
Out of Network
80% of first $5000, 100% thereafter
Key Travel Medical Insurance Benefits
COVID-19 Included
Acute onset of Pre-Existing Conditions
Extendable & Cancelable
PPO 
Medical Evacuation
Urgent Care
Medical Coverage During Travel
Comprehensive Coverage Plan
Coverage from 5 days to 365 days
How COVID-19 is Covered Under CoverAmerica - Gold®
COVID-19 Medical Expenses
Medical treatment and services related to COVID-19 can be covered in the event that the virus was contracted after the policy effective date.
COVID-19 Testing
Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date.
Public Health Emergency Screening (COVID-19 Test)
One-time benefit to cover the cost of a COVID-19 test up to $150. The policyholder does not need to have symptoms or a physician order to utilize the benefit.
COVID-19 Vaccination/Booster
COVID-19 vaccination/booster is not covered under the policy.
Quarantine Benefit
A quarantine indemnity benefit of up to $50/day for 10 days.
Emergency Medical Evacuation
Emergency Medical Evacuation for COVID-19 treatment can be covered if the virus is contracted after the policy effective date.
Why CoverAmerica-Gold?
CoverAmerica-Gold is one of the most popular travel medical insurance policies for U.S. visitors. The benefits of this plan are designed to meet the unique needs of those traveling to the United States. Here are some of the benefits that make it superior:
- Bestseller comprehensive coverage Plan for U.S. Visitors.
- Rated "A" plan
- Most popular and widely accepted United Healthcare PPO Network
- Covers 100% in PPO network with Cashless Payment.
- COVID-19/Coronavirus covered as any other covered medical condition
- COVID-19 Screening benefit.
- COVID-19 Quarantine benefit.
- Covers Cruise, theme parks and trips to Mexico, Bahamas, Canada
CoverAmerica-GoldâÂÂs Advantages
| Outstanding Benefits | CoverAmerica-Gold® | Most other plans in the same category |
|---|---|---|
| Extension/Renewal Fee | No Fee | Most other plans charge a renewal or extension fee |
| Cancellation Fee | No Fee | Most plans charge $20-$50 cancellation fee |
| Flu Shot Benefit |
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| COVID-19/Coronavirus Screening Benefit |
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| COVID Quarantine Benefit |
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| Lost or Stolen Passport or Travel Document |
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| Travel Delay |
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| Border Entry Protection Benefit- In case a valid visa holder is denied entry into the U.S |
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Eligibility
- For non U.S. residents and non U.S. citizens, while traveling to the United States and for incidental trips to Canada, Mexico, Latin America, Bahamas and South America
- For Ages 14 days to 79 years
- Coverage for minimum of 5 days up to 365 days
- Extendable for up to 365 days
- Must purchase a minimum of 30 days of coverage prior to leaving the country of residence to be eligible for the Public Health Emergency Screening (COVID-19 Test) benefit.
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Additional Coverage Options
Add more protection to your trip for peace of mind. You will be able to select these additional coverage options during the checkout process.
Disclaimer:
All additional coverage options may not be available to all travelers and are applicable based on eligibility. Additional coverage options eligibility can be viewed during the checkout process when given the option to add more coverage options to the policy. Also, check the plan brochure for full list of additional coverage options eligibility.
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Additional Coverage Options
Add more protection to your trip for peace of mind. You will be able to select these additional coverage options during the checkout process.
Disclaimer:
All additional coverage options may not be available to all travelers and are applicable based on eligibility. Additional coverage options eligibility can be viewed during the checkout process when given the option to add more coverage options to the policy. Also, check the plan brochure for full list of additional coverage options eligibility.
Patriot Platinum
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- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
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- Emergency Dental Coverage
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- Pre-Existing Conditions: No Coverage
- No Additional Coverage Options Available
Additional Coverage Options
Add more protection to your trip for peace of mind. You will be able to select these additional coverage options during the checkout process.
Disclaimer:
All additional coverage options may not be available to all travelers and are applicable based on eligibility. Additional coverage options eligibility can be viewed during the checkout process when given the option to add more coverage options to the policy. Also, check the plan brochure for