-
Visitors Insurance
-
Green Card Insurance
- Knowledge Center
- Support
-
1-866-384-9104
Mon-Thu : 8:00AM - 7:00PM PTFri : 8:00AM - 6:00PM PT
Sat-Sun : 10:00AM - 4:00PM PT
CoverAmerica - Gold
Plan pays 100% up to policy maximum 
(Out of network pays 80% for the first $5,000 and then 100%)
- Comprehensive coverage plan
- Coverage from 5 days to 364 days
- Urgent Care consultation copay $20-$25
- Up to $125,000 coverage available for acute onset of pre-existing conditions
- Most Extensive PPO network (See list of doctors and hospitals)
- Free Wellness Discount Card from VisitorsCoverage
-
Unique Features and Benefits
Amusement Park Coverage | Cruise Coverage | Loss of passport | Border Entry Protection| International Missed Connection - Renewable and Cancelable
- Covers during international travel
- Not available to Residents of: Islamic Republic of Iran, Syrian Arab Republic, U.S. Virgin Islands, Gambia, Ghana, Nigeria and Sierra Leone
Policy info
CoverAmerica - Gold is a visitor insurance plan that provides medical insurance coverage and emergency services for Non US citizens and Non US residents traveling to the USA. It also covers for trips to Canada, Mexico, Bahamas, Latin America and South America, while visiting the USA. After the deductible is satisfied, in the USA, within the PPO Network , the plan pays 100% up to the policy maximum. Outside the PPO network, the plan pays 80% for the first $5,000 and 100% thereafter towards eligible covered expenses for each sickness or injury. Outside the USA, after the deductible is met, the plan pays 100% up to the chosen policy maximum.
Please review CoverAmerica- Gold Brochure 
or Description of Coverage (policy document) for complete and accurate coverage information.
CoverAmerica - Gold Insurance plan requires pre-certification for certain services and treatments. Read more on Pre-Certification Requirements for CoverAmerica - Gold
After deductible is met:
Within PPO Network
100% covered up to policy maximum
Outside PPO Network
80% covered for first $5,000, 100% covered thereafter, up to policy maximum
- $25 copay for policy max of $50,000
- $20 copay for policy max $100,000 or more
For all other services after deductible is met:
Within PPO network
100% covered up to policy maximum
Outside PPO Network
80% covered for first $5,000, 100% covered thereafter, up to policy maximum
After deductible is met:
Within PPO Network
100% covered up to policy maximum
Outside PPO Network
80% covered for first $5,000, 100% covered thereafter, up to policy maximum
After deductible is met:
Plan pays 80% for the first $5,000 and then 100% up to policy maximum
After deductible is met:
Within PPO Network
100% covered up to policy maximum
Outside PPO Network
80% covered for first $5,000, 100% covered thereafter, up to policy maximum
After deductible is met:
Within PPO Network
100% covered up to policy maximum
Outside PPO Network
80% covered for first $5,000, 100% covered thereafter, up to policy maximum
After deductible is met:
Within PPO Network
100% covered up to policy maximum
Outside PPO Network
80% covered for first $5,000, 100% covered thereafter, up to policy maximum
After deductible is met:
Within PPO Network
100% covered up to policy maximum
Outside PPO Network
80% covered for first $5,000, 100% covered thereafter, up to policy maximum
After deductible is met:
Within PPO Network
100% covered up to policy maximum
Outside PPO Network
80% covered for first $5,000, 100% covered thereafter, up to policy maximum
After deductible is met:
Within PPO Network
100% covered up to policy maximum
Outside PPO Network
80% covered for first $5,000, 100% covered thereafter, up to policy maximum
For ER visits for illness, that does not lead to in-patient hospitalization, there is an extra $250 deductible.
This deductible does not apply to accidents/injuries or sickness that lead to in-patient hospitalization
After deductible is met:
Within PPO Network
100% covered up to policy maximum
Outside PPO Network
80% covered for first $5,000, 100% covered thereafter, up to policy maximum
Policy has to be purchased for more than 30 days
(Dependents children: $5,000); $250,000 Family max
(Dependents $25,000 each; $250,000 Max for Family)
Coverage is available for acute onset of pre-existing conditions
This benefit begins 48 hours after the policy goes into effect
Up to age 69
Maximum coverage $125,000
For Cardiac and Stroke: Maximum coverage $36,000
