Travel Medical Insurance Plans
Travel Medical Insurance plans provide essential medical coverage for international visitors and travelers. Whether you are traveling for business or pleasure, unexpected illnesses, injuries and accidents can result in large bills. The plans below help defray the high costs of urgent medical care.
Showing 32 of 32 plans
Comprehensive Coverage, A.M. Best Rating: A
Underwriter: Sirius Specialty Insurance Corporation
- COVID-19 Coverage: Included
- After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to $5,000, then 100% thereafter.
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam Coverage
- Emergency Dental Coverage
- Prescriptions/Medication
- COVID-19 Test Benefit: At least 30 days of coverage must be purchased prior to departing the home country
- Quarantine Indemnity
- Influenza (flu) shot
- No Cancellation Fee
- No Extension Fee
- Pre-Existing Conditions: No Coverage
- For non U.S. residents and non U.S. citizens, while traveling to the United States and for incidental trips to Canada, Mexico, Latin America, Bahamas and South America
- For Ages 14 days to 79 years
- Coverage for minimum of 5 days up to 365 days
- Extendable for up to 365 days
- Must purchase a minimum of 30 days of coverage prior to leaving the country of residence to be eligible for the Public Health Emergency Screening (COVID-19 Test) benefit.
- Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Puerto Rico (PRI), Sierra Leone (SLE), Syria (SYR), United States (USA), Venezuela (VEN) & Virgin Islands (USA) (VIR)
- Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Kosovo (XKX), Niger (NER), Nigeria (NGA), Puerto Rico (PRI), Sierra Leone (SLE), United States (USA) & Virgin Islands (USA) (VIR)
- Not Available for Purchase from the Following U.S. States/Territories: Maryland (MD) & New York (NY)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.
Comprehensive Coverage, A.M. Best Rating: A
Underwriter: SiriusPoint Speciality Insurance Corporation
- COVID-19 Coverage: Included
- After the deductible, plan pays 80% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 60% of the URC for eligible medical expenses up to the policy maximum
- Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- Border Entry Protection
- Telehealth Services
- For visitors traveling to the United States
- For ages 14 days to 74 years
- Coverage for a minimum of 60 days up to 180 days
- Not Extendable
- Must purchase policy before departing home country
- Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Puerto Rico (PRI), Sierra Leone (SLE), Syria (SYR), United States (USA), Venezuela (VEN) & Virgin Islands (USA) (VIR)
- Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Kosovo (XKX), Niger (NER), Nigeria (NGA), Puerto Rico (PRI), Sierra Leone (SLE), United States (USA) & Virgin Islands (USA) (VIR)
- Not Available for Purchase from the Following U.S. States/Territories: Maryland (MD) & New York (NY)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.
Limited Coverage, A.M. Best Rating: A
Underwriter: SiriusPoint Speciality Insurance Corporation
- COVID-19 Coverage
- After the deductible, plan pays Pre-Fixed Limited Coverage in or out of the First Health PPO network
- Pre-Existing Condition Coverage: Optional Pre-Existing Rider
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam Coverage: Optional Vision Rider
- Emergency Dental Coverage: Optional Dental Rider
- Prescriptions/Medication
- Influenza (flu) Vaccination
- Optional Adventure Sports Rider
- For non U.S residents and non U.S citizens, traveling to the United States, Mexico or Canada
- For ages 14 days to 79 years
- Coverage for minimum of 5 days up to 365 days
- Extendable up to 365 days
- To qualify for coverage, you must not be a citizen permanent resident of the host country you are traveling to (U.S, Mexico, or Canada)
- Must purchase a minimum of 30 days of coverage to be eligible for the optional Pre-Existing Condition Rider
- Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Puerto Rico (PRI), Sierra Leone (SLE), Syria (SYR), United States (USA), Venezuela (VEN) & Virgin Islands (USA) (VIR)
- Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Kosovo (XKX), Niger (NER), Nigeria (NGA), Puerto Rico (PRI), Sierra Leone (SLE), United States (USA) & Virgin Islands (USA) (VIR)
- Not Available for Purchase from the Following U.S. States/Territories: Maryland (MD) & New York (NY)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.
Comprehensive Coverage, A.M. Best Rating: A
Underwriter: SiriusPoint Speciality Insurance Corporation
- COVID-19 Coverage: Included
- After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to $5,000, then 100% thereafter
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam Coverage
- Emergency Dental Coverage
- Prescriptions/Medication
- Pre-Existing Conditions: No Coverage
- For non U.S residents traveling to the USA and internationally and for U.S citizens living abroad visiting for a short period
- For ages 14 days to 99 years
- Coverage for minimum 5 days to maximum up to 365 days
- Extendable for up to 365 days
- Temporary coverage for green card holders visiting the USA for a short trip
- Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Puerto Rico (PRI), Sierra Leone (SLE), Syria (SYR), United States (USA), Venezuela (VEN) & Virgin Islands (USA) (VIR)
- Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Kosovo (XKX), Niger (NER), Nigeria (NGA) & Sierra Leone (SLE)
- Not Available for Purchase from the Following U.S. States/Territories: New York (NY) & Maryland (MD)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.
- COVID-19 Coverage: Included
- After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 100% of eligible medical expenses up to the policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Emergency Eye Exam Coverage
- Prescriptions/Medication
- Pre-Existing Conditions: No Coverage
- For non U.S residents and non U.S citizens traveling to the U.S
- For ages 14 days to 99 years
- Coverage for minimum 5 days to maximum up to 364 days in a policy period
- Extendable for up to 364 days
- Not Available for the following Destination Countries: Belarus (BLR), Cuba (CUB), Iran (IRN), North Korea (PRK), Russia (RUS), Syria (SYR) & Ukraine (UKR)
- Not available if Home Country/Country of Residences are: Cuba (CUB), Iran (IRN), Myanmar (MMR), North Korea (PRK), Puerto Rico (PRI), Syria (SYR), Ukraine (UKR), United States (USA) & Virgin Islands (USA) (VIR)
- Not available for Citizens of: Cuba (CUB), Iran (IRN), Myanmar (MMR), North Korea (PRK), Puerto Rico (PRI), Ukraine (UKR), United States (USA) & Virgin Islands (USA) (VIR)
- Not available to individuals who are physically located in the states of: New York (NY), Washington (WA) & Maryland (MD)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states. - Not available to individuals who are physically located in the country of Australia (AUS) & Canada (CAN)
Comprehensive Coverage, A.M. Best Rating: A
Underwriter: C&F Crum & Forster
- COVID-19 Coverage: Included
- After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum within the United Healthcare PPO network; Outside the PPO network, plan pays 90% of eligible medical expense up to $10,000, then 100% thereafter
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam Coverage: No Coverage
- Emergency Dental Coverage
- Prescriptions/Medication
- Incidental Trip to Home Country
- Pre-Existing Conditions: No Coverage
- For international travelers traveling outside their home country to the USA
- Coverage for minimum 5 days to maximum up to 364 days
- Extendable for up to 364 days
- For ages 14 days to 99 years
- Not available if Home Country/Country of Residences are: Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Nigeria (NGA), North Korea (PRK), Puerto Rico (PRI), Sierra Leone (SLE), Syria (SYR), United States (USA) & Virgin Islands (USA) (VIR)
- Not available for Citizens of: Kosovo (XKX)
Comprehensive Coverage, A.M. Best Rating: A
Underwriter: SiriusPoint Speciality Insurance Corporation
- COVID-19 Coverage: Included
- After the deductible, plan pays 100% of eligible medical expenses within the PPO network; Outside the PPO network, plan pays 90% of eligible medical expense up to $5,000, then 100% thereafter
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam Coverage
- Emergency Dental Coverage
- Prescriptions/Medication
- Pre-Existing Conditions: No Coverage
- For non U.S residents traveling to the USA and internationally and for U.S citizens living abroad visiting for a short period
- For ages 14 days to 99 years
- Coverage for minimum 5 days to maximum up to 365 days
- Extendable for up to 365 days
- Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Puerto Rico (PRI), Sierra Leone (SLE), Syria (SYR), United States (USA), Venezuela (VEN) & Virgin Islands (USA) (VIR)
- Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Kosovo (XKX), Niger (NER), Nigeria (NGA) & Sierra Leone (SLE)
- Not Available for Purchase from the Following U.S. States/Territories: New York (NY) & Maryland (MD)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.
Comprehensive Coverage, A.M. Best Rating: A
Underwriter: SiriusPoint Speciality Insurance Corporation
- COVID-19 Coverage: Included
- After the deductible, plan pays 75% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 60% of the URC for eligible medical expenses up to the policy maximum
- Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Prescriptions/Medication
- For visitors traveling to the United States
- For ages 14 days to 99 years
- Coverage for a minimum of 90 days up to 365 days
- Not Extendable
- Must purchase policy before departing home country if traveling to the U.S
- Not available if Home Country/Country of Residences are: Botswana (BWA), Canada (CAN), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Mexico (MEX), Niger (NER), Nigeria (NGA), North Korea (PRK), Pakistan (PAK), Puerto Rico (PRI), Sierra Leone (SLE), Syria (SYR), United States (USA) & Venezuela (VEN)
- Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Kosovo (XKX), Niger (NER), Nigeria (NGA), Puerto Rico (PRI) & Sierra Leone (SLE)
- Not Available for Purchase from the Following U.S. States/Territories: New York (NY) & Maryland (MD)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.
Comprehensive Coverage, A.M. Best Rating: A
Underwriter: C&F Crum & Forster
- COVID-19 Coverage: Included
- After the deductible, plan pays 100% of eligible medical expenses within the First Health PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to $5,000, then 100% thereafter
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- Emergency Medical Treatment of Pregnancy
- Pre-Existing Conditions: No Coverage
- For non U.S residents and non U.S citizens traveling to the U.S or the U.S and worldwide.
- Coverage for minimum 5 days to maximum up to 364 days
- Extendable for up to 364 days
- For ages 1 years to 89 years
- Plan must be purchased within 364 days of arrival
- Not available if Home Country/Country of Residences are: Antarctica (ATA), Nigeria (NGA), Puerto Rico (PRI), United States (USA) & Virgin Islands (USA) (VIR)
- Not available for Citizens of: United States (USA)
Comprehensive Coverage, A.M. Best Rating: A
Underwriter: SiriusPoint Speciality Insurance Corporation
- COVID-19 Coverage: Included
- After the deductible, the plan pays 100% of eligible medical expenses
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam Coverage
- Emergency Dental Coverage
- Prescriptions/Medication
- Pre-Existing Conditions: No Coverage
- For U.S & non U.S residents traveling internationally, excluding the USA
- For ages 14 days to 99 years
- Coverage for minimum 5 days to maximum up to 365 days
- Extendable for up to 365 days
- Not Available for the following Destination Countries: Belarus (BLR), Kosovo (XKX), Puerto Rico (PRI), Russia (RUS), Ukraine (UKR), United States (USA) & Virgin Islands (USA) (VIR)
- Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Sierra Leone (SLE), Syria (SYR) & Venezuela (VEN)
- Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Kosovo (XKX), Niger (NER), Nigeria (NGA) & Sierra Leone (SLE)
- Not Available for Purchase from the Following U.S. States/Territories: New York (NY) & Maryland (MD)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.
- COVID-19 Coverage: Included
- After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam Coverage
- Emergency Dental Coverage
- Prescriptions/Medication
- Pre-Existing Conditions: No Coverage
- For international travelers travelling anywhere outside their home country. No Coverage in USA
- For ages 14 days to 99 years
- Coverage for minimum 5 days to maximum up to 364 days in a policy period
- Extendable for up to 364 days
- If you are purchasing this plan for Schengen visa purposes, please select a zero dollar ($0) deductible
- Not Available for the following Destination Countries: Belarus (BLR), Cuba (CUB), Iran (IRN), North Korea (PRK), Puerto Rico (PRI), Russia (RUS), Syria (SYR), Ukraine (UKR), United States (USA) & Virgin Islands (USA) (VIR)
- Not available if Home Country/Country of Residences are: Cuba (CUB), Iran (IRN), Myanmar (MMR), North Korea (PRK), Syria (SYR) & Ukraine (UKR)
- Not available for Citizens of: Cuba (CUB), Iran (IRN), Myanmar (MMR), North Korea (PRK) & Ukraine (UKR)
- Not available to individuals who are physically located in the states of: Washington (WA), Maryland (MD) & New York (NY)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states. - Not available to individuals who are physically located in the country of: Australia (AUS) & Canada (CAN)
Comprehensive Coverage, A.M. Best Rating: A
Underwriter: C&F Crum & Forster
- COVID-19 Coverage: Included
- After the deductible, plan pays 80% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 60% of the URC for eligible medical expenses up to the policy maximum
- Pre-Existing Condition Coverage: Included
- Urgent Care Visits
- Emergency Medical Evacuation
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- For non U.S. residents and non U.S. citizens, while traveling to the United States, Canada, or Mexico
- For Ages 1 year to 99 years
- Coverage for minimum of 90 days up to 364 days
- Extendable for up to 364 days
- Must purchase policy before departing home country
- Not available if Home Country/Country of Residences are: Belarus (BLR), Congo, The Democratic Republic of (COD), Cote D'Ivoire (CIV), Cuba (CUB), Iran (IRN), Iraq (IRQ), Liberia (LBR), North Korea (PRK), Puerto Rico (PRI), Sudan (SDN), Syria (SYR), United States (USA), Virgin Islands (USA) (VIR) & Zimbabwe (ZWE)
Comprehensive Coverage, A.M. Best Rating: A
Underwriter: SiriusPoint Speciality Insurance Corporation
- COVID-19 Coverage: Included
- After the deductible, the plan pays 100% of eligible medical expenses
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam Coverage
- Emergency Dental Coverage
- Prescriptions/Medication
- Pre-Existing Conditions: No Coverage
- For U.S & non U.S residents traveling internationally, excluding the USA
- For ages 14 days to 99 years
- Coverage for minimum 5 days to maximum up to 365 days
- Extendable for up to 365 days
- Not Available for the following Destination Countries: Belarus (BLR), Kosovo (XKX), Puerto Rico (PRI), Russia (RUS), Ukraine (UKR), United States (USA) & Virgin Islands (USA) (VIR)
- Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Sierra Leone (SLE), Syria (SYR) & Venezuela (VEN)
- Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Kosovo (XKX), Niger (NER), Nigeria (NGA) & Sierra Leone (SLE)
- Not Available for Purchase from the Following U.S. States/Territories: New York (NY) & Maryland (MD)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.
Comprehensive Coverage, A.M. Best Rating: A
Underwriter: Lloyd's of London
- COVID-19 Coverage: Included
- After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 100% of eligible medical expenses up to the policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Emergency Eye Exam Coverage
- Prescriptions/Medication
- Quarantine Indemnity
- Trip Interruption
- Trip Delay
- Lost Checked Luggage
- Pre-Existing Conditions: No Coverage
- For non U.S residents and non U.S citizens traveling to the U.S
- For ages 14 days to 99 years
- Coverage for minimum 5 days to maximum up to 364 days in a policy period
- Extendable for up to 364 days
- Not Available for the following Destination Countries: Belarus (BLR), Cuba (CUB), Iran (IRN), North Korea (PRK), Russia (RUS), Syria (SYR) & Ukraine (UKR)
- Not available if Home Country/Country of Residences are: Cuba (CUB), Iran (IRN), Myanmar (MMR), North Korea (PRK), Puerto Rico (PRI), Syria (SYR), Ukraine (UKR), United States (USA) & Virgin Islands (USA) (VIR)
- Not available for Citizens of: Cuba (CUB), Iran (IRN), Myanmar (MMR), North Korea (PRK), Puerto Rico (PRI), Ukraine (UKR), United States (USA) & Virgin Islands (USA) (VIR)
- Not available to individuals who are physically located in the states of: Maryland (MD), New York (NY) & Washington (WA)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states. - Not available to individuals who are physically located in the country of Australia (AUS) & Canada (CAN)
Limited Coverage, A.M. Best Rating: A
Underwriter: C&F Crum & Forster
- COVID-19 Coverage: Included
- After the deductible, plan pays Pre-Fixed Limited Coverage in or out of the United Healthcare PPO network
- Pre-Existing Condition Coverage: Included
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- For non U.S. residents and non U.S. citizens, while traveling to the United States, Canada, or Mexico
- For Ages 1 year to 99 years
- Coverage for minimum of 90 days up to 364 days
- Extendable for up to 364 days
- Must purchase policy before departing home country
- Not available if Home Country/Country of Residences are: Belarus (BLR), Congo, The Democratic Republic of (COD), Cote D'Ivoire (CIV), Cuba (CUB), Iran (IRN), Iraq (IRQ), Liberia (LBR), North Korea (PRK), Puerto Rico (PRI), Sudan (SDN), Syria (SYR), United States (USA), Virgin Islands (USA) (VIR) & Zimbabwe (ZWE)
- COVID-19 Coverage: Included
- After the deductible, plan pays Pre-Fixed Limited Coverage
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- Pre-Existing Conditions: No Coverage
- For international travelers traveling anywhere outside their home country including the U.S
- For ages 14 days to 89 years
- Coverage for minimum 5 days to maximum up to 364 days
- Extendable for up to 364 days
- Not Available for the following Destination Countries: Belarus (BLR), Cuba (CUB), Iran (IRN), North Korea (PRK), Russia (RUS) & Ukraine (UKR)
- Not available if Home Country/Country of Residences are: Cuba (CUB), Iran (IRN), Myanmar (MMR), North Korea (PRK), Syria (SYR) & Ukraine (UKR)
- Not available for Citizens of: Cuba (CUB), Iran (IRN), Myanmar (MMR), North Korea (PRK) & Ukraine (UKR)
- Not available to individuals who are physically located in the states of: Maryland (MD), Washington (WA) & New York (NY)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states. - Not available to individuals who are physically located in the country of Australia (AUS) & Canada (CAN)
- For individuals coming to the US who are over age 65, coverage must be effective within 30 days of arrival
Comprehensive Coverage, A.M. Best Rating: A
Underwriter: C&F Cayman SPC for and on behalf of ITI SP
- COVID-19 Coverage: Included
- After the deductible, plan pays 80% of first $5,000, then 100% up to the policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation and Repatriation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- Lost Checked Luggage
- Optional Athletic Sports & Hazardous Activity Benefit Rider
- Pre-Existing Conditions: No Coverage
- For non U.S residents traveling to the USA
- For Ages 14 days to 99 years
- Coverage for minimum 15 days to maximum up to 365 days
- Not Extendable
- Temporary coverage for green card holders visiting the USA for a short trip
- For U.S citizens living abroad and visiting the USA for a short trip
- Not available if Home Country/Country of Residences are: Australia (AUS), Iran (IRN), Puerto Rico (PRI), United States (USA) & Virgin Islands (USA) (VIR)
Comprehensive Coverage, A.M. Best Rating: A
Underwriter: Lloyd's of London
- COVID-19 Coverage: Included
- After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam
- Emergency Dental Accident
- Prescriptions/Medication
- Quarantine Indemnity
- Trip Interruption
- Trip Delay
- Lost Checked Luggage
- Pre-Existing Conditions: No Coverage
- For international travelers travelling anywhere outside their home country. No Coverage in USA
- For ages 14 days to 99 years
- Coverage for minimum 5 days to maximum up to 364 days in a policy period
- Extendable for up to 364 days
- If you are purchasing this plan for Schengen visa purposes, please select a zero dollar ($0) deductible
- Not Available for the following Destination Countries: Belarus (BLR), Cuba (CUB), Iran (IRN), North Korea (PRK), Puerto Rico (PRI), Russia (RUS), Syria (SYR), Ukraine (UKR), United States (USA) & Virgin Islands (USA) (VIR)
- Not available if Home Country/Country of Residences are: Cuba (CUB), Iran (IRN), Myanmar (MMR), North Korea (PRK), Syria (SYR) & Ukraine (UKR)
- Not available for Citizens of: Cuba (CUB), Iran (IRN), Myanmar (MMR), North Korea (PRK) & Ukraine (UKR)
- Not available to individuals who are physically located in the states of: New York (NY), Washington (WA) & Maryland (MD)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states. - Not available to individuals who are physically located in the country of: Australia (AUS) & Canada (CAN)
Comprehensive Coverage, A.M. Best Rating: A
Underwriter: Lloyd's of London and Tramont Insurance Company
- COVID-19 Coverage: Included
- After the deductible, plan pays 100% of the URC for eligible medical expenses up to the policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam Coverage
- Emergency Dental Coverage
- Prescriptions/Medication
- Incidental Trip to Home Country
- Pre-Existing Conditions: No Coverage
- For international travelers traveling outside their home country, excluding the USA
- Coverage for minimum 5 days to maximum up to 364 days
- Extendable for up to 364 days
- For ages 14 days to 74 years
- Not Available for the following Destination Countries: Antarctica (ATA), Cuba (CUB), Iran (IRN), Kosovo (XKX), North Korea (PRK), Puerto Rico (PRI), Russia (RUS), Syria (SYR), Ukraine (UKR), United States (USA) & Virgin Islands (USA) (VIR)
- Not available if Home Country/Country of Residences are: Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Nigeria (NGA), North Korea (PRK), Russia (RUS), Sierra Leone (SLE), Syria (SYR) & Ukraine (UKR)
- Not Available for Purchase from the Following U.S. States/Territories: Colorado (CO), Maryland (MD), New York (NY), South Dakota (SD) & Washington (WA)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states. - Not available for Citizens of: Kosovo (XKX) & Ukraine (UKR)
Comprehensive Coverage, A.M. Best Rating: A
Underwriter: Lloyd's of London
- COVID-19 Coverage: Included
- After the deductible, plan pays 75% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays URC of eligible medical expenses up to the policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Prescriptions/Medication
- Pre-Existing Conditions: No Coverage
- For non U.S residents and non U.S citizens traveling to the U.S
- For ages 14 days to 99 years
- Coverage for minimum 5 days to maximum up to 364 days in a policy period
- Extendable for up to 364 days
- Not Available for the following Destination Countries: Belarus (BLR), Cuba (CUB), Iran (IRN), North Korea (PRK), Russia (RUS), Syria (SYR) & Ukraine (UKR)
- Not available if Home Country/Country of Residences are: Cuba (CUB), Iran (IRN), Myanmar (MMR), North Korea (PRK), Puerto Rico (PRI), Syria (SYR), Ukraine (UKR), United States (USA) & Virgin Islands (USA) (VIR)
- Not available for Citizens of: Cuba (CUB), Iran (IRN), Myanmar (MMR), North Korea (PRK), Puerto Rico (PRI), Ukraine (UKR), United States (USA) & Virgin Islands (USA) (VIR)
- Not available to individuals who are physically located in the states of: Maryland (MD), Washington (WA) & New York (NY)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states. - Not available to individuals who are physically located in the country of Australia (AUS) & Canada (CAN)
Limited Coverage, A.M. Best Rating: A
Underwriter: SiriusPoint Speciality Insurance Corporation
- COVID-19 Coverage: Included
- After the deductible, plan pays Pre-Fixed Limited Coverage in or out of the First Health PPO network
- Acute Onset of Pre-Existing Condition Coverage:
- Emergency Medical Evacuation
- Urgent Care Visits
- Outpatient & Inpatient Services
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- Pre-Existing Conditions: No Coverage
- For non U.S residents and non U.S citizens traveling to the U.S
- For ages 14 days to 99 years
- Coverage for minimum 5 days to maximum up to 365 days
- Extendable for up to 365 days
- Not Available for Purchase from the Following U.S. States/Territories: New York (NY) & Maryland (MD)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states. - Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Puerto Rico (PRI), Sierra Leone (SLE), Syria (SYR), United States (USA), Venezuela (VEN) & Virgin Islands (USA) (VIR)
- Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Niger (NER), Nigeria (NGA), Puerto Rico (PRI), Sierra Leone (SLE), United States (USA) & Virgin Islands (USA) (VIR)
- COVID-19 Coverage: Included
- After the deductible, the plan pays 100% of eligible medical expenses in or out of the United HealthcarePPO network
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam Coverage
- Emergency Dental Coverage
- Prescriptions/Medication
- Pre-Existing Conditions: No Coverage
- For international travelers traveling outside their home country
- Coverage for minimum 5 days to maximum up to 364 days
- Not Extendable
- For ages 14 days to 64 years
Comprehensive Coverage, A.M. Best Rating: A
Underwriter: Lloyd's of London
- COVID-19 Coverage: Included
- After the deductible, plan pays 100% of the URC of eligible medical expenses up to the policy maximum
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Prescriptions/Medication
- Pre-Existing Conditions: No Coverage
- For international travelers travelling anywhere outside their home country. No Coverage in USA
- For ages 14 days to 99 years
- Coverage for minimum 5 days to maximum up to 364 days in a policy period
- Extendable for up to 364 days
- If you are purchasing this plan for Schengen visa purposes, please select a zero dollar ($0) deductible
- Not Available for the following Destination Countries: Belarus (BLR), Cuba (CUB), Iran (IRN), North Korea (PRK), Puerto Rico (PRI), Russia (RUS), Syria (SYR), Ukraine (UKR), United States (USA) & Virgin Islands (USA) (VIR)
- Not available if Home Country/Country of Residences are: Cuba (CUB), Iran (IRN), Myanmar (MMR), North Korea (PRK), Syria (SYR) & Ukraine (UKR)
- Not available for Citizens of: Cuba (CUB), Iran (IRN), Myanmar (MMR), North Korea (PRK) & Ukraine (UKR)
- Not available to individuals who are physically located in the states of: Maryland (MD), Washington (WA) & New York (NY)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states. - Not available to individuals who are physically located in the country of: Australia (AUS) & Canada (CAN)
Comprehensive Coverage, A.M. Best Rating: A
Underwriter: C&F Crum & Forster
- After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- Emergency Medical Treatment of Pregnancy
- Trip Delay
- COVID-19 Coverage: Excluded
- Pre-Existing Conditions: No Coverage
- For non U.S residents traveling anywhere outside their home country excluding USA
- For ages 14 days to 89 years
- Coverage for minimum 5 days to maximum up to 364 days
- Extendable for up to 364 days
- Not Available for the following Destination Countries: Belarus (BLR), Poland (POL), Russia (RUS), Ukraine (UKR), United States (USA) & Virgin Islands (USA) (VIR)
- Not available if Home Country/Country of Residences are: Antarctica (ATA), Nigeria (NGA), Puerto Rico (PRI), United States (USA) & Virgin Islands (USA) (VIR)
- Not available for Citizens of: Cuba (CUB)
Comprehensive Coverage, A.M. Best Rating: A
Underwriter: SiriusPoint Speciality Insurance Corporation
- After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to $5,000, then 100% thereafter
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam Coverage
- Emergency Dental Coverage
- Prescriptions/Medication
- COVID-19 Coverage: Excluded
- Pre-Existing Conditions: No Coverage
- For non U.S residents traveling to the USA and internationally and for U.S citizens living abroad visiting for a short period
- For ages 14 days to 99 years
- Coverage for minimum 5 days to maximum up to 365 days
- Extendable for up to 365 days
- Temporary coverage for green card holders visiting the USA for a short trip
- Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Puerto Rico (PRI), Sierra Leone (SLE), Syria (SYR), United States (USA), Venezuela (VEN) & Virgin Islands (USA) (VIR)
- Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Kosovo (XKX), Niger (NER), Nigeria (NGA) & Sierra Leone (SLE)
- Not Available for Purchase from the Following U.S. States/Territories: Maryland (MD) & New York (NY)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.
Comprehensive Coverage, A.M. Best Rating: A
Underwriter: C&F Crum & Forster
- After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to $10,000, then 100% thereafter
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- Incidental Trip to Home Country
- COVID-19 Coverage: Excluded
- Pre-Existing Conditions: No Coverage
- For international travelers traveling outside their home country to the USA
- For ages 14 days to 99 years
- Coverage for minimum 5 days to maximum up to 364 days
- Extendable for up to 364 days
- Not available if Home Country/Country of Residences are: Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Nigeria (NGA), North Korea (PRK), Puerto Rico (PRI), Sierra Leone (SLE), Syria (SYR), United States (USA) & Virgin Islands (USA) (VIR)
- Not available for Citizens of: Kosovo (XKX), Puerto Rico (PRI), United States (USA) & Virgin Islands (USA) (VIR)
- After the deductible, plan pays Pre-Fixed Limited Coverage
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- COVID-19 Coverage: Excluded
- Pre-Existing Conditions: No Coverage
- For non U.S residents and non U.S citizens traveling to the U.S
- For ages 14 days to 99 years
- Coverage for minimum 5 days to maximum up to 364 days
- Extendable up to 364 days
- Not available if Home Country/Country of Residences are: Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Nigeria (NGA), North Korea (PRK), Puerto Rico (PRI), Russia (RUS), Sierra Leone (SLE), Syria (SYR), Ukraine (UKR), United States (USA) & Virgin Islands (USA) (VIR)
- Not available for Citizens of: Puerto Rico (PRI), Ukraine (UKR), United States (USA) & Virgin Islands (USA) (VIR)
- Not Available for Purchase from the Following U.S. States/Territories: Washington (WA), South Dakota (SD), New York (NY), Maryland (MD) & Colorado (CO)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.
Comprehensive Coverage, A.M. Best Rating: A
Underwriter: Lloyd's of London and Tramont Insurance Company
- After the deductible, plan pays 100% of eligible medical expenses
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam Coverage
- Emergency Dental Coverage
- Prescriptions/Medication
- Incidental Trip to Home Country
- COVID-19 Coverage: Excluded
- Pre-Existing Conditions: No Coverage
- For international travelers traveling outside their home country, excluding the USA
- For ages 14 days to 99 years
- Coverage for minimum 5 days to maximum up to 364 days
- Extendable for up to 364 days
- Not Available for the following Destination Countries: Antarctica (ATA), Cuba (CUB), Iran (IRN), Kosovo (XKX), North Korea (PRK), Puerto Rico (PRI), Russia (RUS), Syria (SYR), Ukraine (UKR) & United States (USA)
- Not available if Home Country/Country of Residences are: Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Nigeria (NGA), North Korea (PRK), Russia (RUS), Sierra Leone (SLE), Syria (SYR) & Ukraine (UKR)
- Not Available for Purchase from the Following U.S. States/Territories: Maryland (MD), New York (NY), Colorado (CO), Washington (WA) & North Dakota (ND)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states. - Not available for Citizens of: Kosovo (XKX) & Ukraine (UKR)
- After the deductible, plan pays Pre-Fixed Limited Coverage
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- COVID-19 Coverage: Excluded
- Pre-Existing Conditions: No Coverage
- For non U.S residents and non U.S citizens traveling to the U.S
- For ages 14 days to 99 years
- Coverage for minimum 5 days to maximum up to 364 days
- Extendable up to 364 days
- Not available if Home Country/Country of Residences are: Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Nigeria (NGA), North Korea (PRK), Puerto Rico (PRI), Russia (RUS), Sierra Leone (SLE), Syria (SYR), Ukraine (UKR), United States (USA) & Virgin Islands (USA) (VIR)
- Not available for Citizens of: Puerto Rico (PRI), Ukraine (UKR), United States (USA) & Virgin Islands (USA) (VIR)
- Not Available for Purchase from the Following U.S. States/Territories: Colorado (CO), Maryland (MD), New York (NY), South Dakota (SD) & Washington (WA)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.
Comprehensive Coverage, A.M. Best Rating: A
Underwriter: SiriusPoint Speciality Insurance Corporation
- After the deductible, plan pays 100% up to the policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- Hospital Indemnity
- Home Nursing Care
- Lost Checked Luggage
- Optional Evacuation Plus Rider
- Pre-Existing Conditions: No Coverage
- For U.S Citizens or U.S. permanent residents traveling outside of the United States
- For ages 65 to 99 years
- Coverage for minimum 5 days to maximum up to 365 days
- Extendable for up to 365 days
- Qualified for Medicare and actively enrolled in Medicare Parts A & B and a Medicare Supplement plan; or actively enrolled in a Medicare Advantage Plan
- Not Available for the following Destination Countries: Belarus (BLR), Puerto Rico (PRI), Russia (RUS), Ukraine (UKR), United States (USA) & Virgin Islands (USA) (VIR)
- Not Available for Purchase from the Following U.S. States/Territories: New York (NY) & Maryland (MD)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.
Comprehensive Coverage, A.M. Best Rating: A
Underwriter: Lloyd's of London and Tramont Insurance Company
- After the deductible, plan pays 100% of the URC for eligible medical expenses up to the policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- Incidental Trip to Home Country
- COVID-19 Coverage: Excluded
- Pre-Existing Conditions: No Coverage
- For international travelers traveling outside their home country, excluding the USA
- For ages 14 days to 99 years
- Coverage for minimum 5 days to maximum up to 364 days
- Extendable for up to 364 days
- Not Available for the following Destination Countries: Antarctica (ATA), Cuba (CUB), Iran (IRN), Kosovo (XKX), North Korea (PRK), Puerto Rico (PRI), Russia (RUS), Syria (SYR), Ukraine (UKR), United States (USA) & Virgin Islands (USA) (VIR)
- Not available if Home Country/Country of Residences are: Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Nigeria (NGA), North Korea (PRK), Russia (RUS), Sierra Leone (SLE), Syria (SYR) & Ukraine (UKR)
- Not Available for Purchase from the Following U.S. States/Territories: Washington (WA), South Dakota (SD), Colorado (CO), Maryland (MD) & New York (NY)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states. - Not available for Citizens of: Kosovo (XKX) & Ukraine (UKR)
Comprehensive Coverage, A.M. Best Rating: A
Underwriter: Lloyd's of London
- After the deductible, plan pays 100% of eligible medical expenses within the First Health PPO network; Outside the PPO network, plan pays URC up to the policy maximum
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Prescriptions/Medication
- Emergency Return Home
- Home Health Care
- Lost Checked Luggage
- Optional Hazardous Sports and Activities Rider
- Pre-Existing Conditions: No Coverage
- Coverage duration options up to 11 months
- Not Extendable
- For non-US citizens traveling to the USA
- Coverage is available for those up to the age of 84
- Not Available for Purchase from the Following U.S. States/Territories: South Dakota (SD), New York (NY), Maryland (MD) & Guam (GU)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.