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Atlas America

Comprehensive Coverage, A.M. Best Rating: A
Lloyd's of London

Best for:
Visitors to the USA

Atlas America is an A rated comprehensive Travel Medical insurance plan that provides medical coverage and other covered travel and emergency services for visitors to the U.S during their travel and temporary stay outside of their home country . The coverage duration available is from 5 days to 364 days. While in the U.S, after the deductible is satisfied within the United Healthcare PPO network, the plan will pay 100% of eligible medical expenses up to the policy maximum. Outside of the PPO network, the plan will pay 100% of eligible medical expenses, up to the policy maximum. Learn more about how Atlas America works.


Atlas America can cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date.


Atlas America does not cover Pre-Existing medical conditions. Please review Atlas America’s policy documents for complete coverage and exclusions.

Learn more about 3 optional add-on benefits available on this plan.

How Atlas America Works

In Network

100%

After deductible, 100% up to policy maximum
See How Atlas America Works.

Out of Network

100%

After deductible, 100% up to policy maximum

Key Travel Medical Insurance Benefits

Acute Onset of Pre-Existing Condition
Acute Onset of Pre-Existing Condition
Included
Included
Lost or Stolen Passport
Lost or Stolen Passport
Included
Included
Medical Evacuation
Medical Evacuation
Included
Included
Trip Delay
Trip Delay
Included
Included
Trip Interruption
Trip Interruption
Up to $10,000
Up to $10,000
Lost Luggage
Lost Luggage
Up to $1,000
Up to $1,000
Personal Liability
Personal Liability
Up to $25,000
Up to $25,000
Key Benfits Details

Note: Benefit amounts shown are based on In-Network coverage and may vary. Please consult your specific policy documents for precise coverage limits.

Eligibility

  • For non U.S residents and non U.S citizens traveling to the U.S
  • For ages 14 days to 99 years
  • Coverage for minimum 5 days to maximum up to 364 days in a policy period
  • Extendable for up to 364 days
  • Eligible for Student Visa holders who do not have specific health insurance requirements to meet.

How COVID-19 is Covered Under Atlas America

COVID-19 Medical Expenses

COVID-19 Medical Expenses

Medical treatment and services related to COVID-19 can be covered in the event that the virus was contracted after the policy effective date.

COVID-19 Testing

COVID-19 Testing

Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date.

COVID-19 Vaccination/Booster

COVID-19 Vaccination/Booster

COVID-19 vaccination/booster is not covered under the policy.

Quarantine Benefit

Quarantine Benefit

No Coverage

Emergency Medical Evacuation

Emergency Medical Evacuation

Emergency Medical Evacuation for COVID-19 treatment can be covered if the virus is contracted after the policy effective date.

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.