Which doctor or hospital can you go to?
You can go to any doctor or hospital of your choice. If you would like to go to an in-network doctor or hospital, Atlas America belongs to the PPO Network FirstHealth. You can search for doctors or hospitals in the FirstHealth network here: PPO Network
How much is covered and what are the benefits?
Read your policy document [Description of Coverage] carefully to know the limits, benefits, and exclusions. In some cases a Pre certification may be required.
Payment and Claim process?
Direct billing is not promised, depending on the service provider's billing practice, bill can either be sent to directly to the insurance company, HCC Medical Insurance Services (HCCMIS), or may come to you. Irrespective of billing process, you are required to report and file claims in a specific claims reporting form. Claims must be reported and submitted to the insurance administrator, HCCMIS, within 90 days from the date of service received.
Reporting and filing the claim:
Download the Claim Form: Download Atlas America Insurance Claims Form
Complete and Submit Claims Form to:
Att. Claims Department
HCC Medical Insurance Plans, P.O. Box 2005, Farmington Hills, MI 48333-2005
Check the Status of Your Claims:
To learn about the claims process, please visit our support section - Visitors Insurance Claims Procedure