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First Time Buyers

  • Visitors & Travel Insurance 101

    Learn about travel medical insurance that provides health, injury, and travel emergency coverage while traveling or during a stay abroad EXPLORE
  • Limited vs Comprehensive Coverage

    Understand the difference between Limited coverage and Comprehensive coverage plans DISCOVER
  • How does Visitor Insurance Work ?

    Learn how you can use your insurance plan in case you have a medical situation, like sickness or injury LEARN
  • How much will insurance pay?

    Estimate and compare how much each visitor insurance policy will pay for covered eligible expenses FIND
  • Help me choose an insurance plan

    Find the most suitable insurance plan for you need, by just answering a few questions BEGIN
  • Top 5 features to look for

    The key features that you should look for while shopping for international travel insurance DISCOVER
  • Policy Maximum
    What is Policy Maximum and Why is it so Important ?
  • Accidental Death & Dismemberment (AD & D)
    What is Accidental Death And Dismemberment (AD&D) Coverage ?
  • Insurance Deductible
    What is a Deductible and How Does It Affect Travel Insurance Cost ?
  • Emergency Medical Evacuation
    What is Emergency Medical Evacuation and Why is it so Important ?
  • Annual Deductible
    What is Annual Deductible or Deductible Per Policy Period ?
  • Deductible per Incident
    What is Deductible Per Incident and How Does It Work ?
  • Limited Coverage Insurance
    What is Limited Coverage Insurance Plans And How Do They Work ?
  • Hazardous or Adventure Sports Coverage
    What is Hazardous Sports Coverage and Who Needs It ?
  • Common Carrier Accidental Death
    What is Common Carrier Accidental Death Coverage ?
  • Return of Mortal Remains
    What is Return of Mortal Remains or Repatriation Coverage ?
  • UCR Charges
    What are Usual, Customary and Reasonable Charges/UCR Charges ?
  • Pre-Existing Medical Conditions
    Travel Insurance: Coverage For Pre-Existing Medical Conditions
  • What are Comprehensive Coverage Plans & Why is it Preferred?
  • Travel Medical Insurance: Deductible Explained

Have an Expert answer your question

  • Q
    “ Hello, My family and I are moving to the USA in 2 weeks time on an E3 Visa. My wife is 15 weeks pregnant can we get coverage until we get a social security number and my work can add me to their poli… “
    The plans that we offer are short-term travel plans. Like all travel plans, these would cover only for any unexpected new illness or injury that begins after the policy goes into effect. These do not cover for preventive care, pre-existing conditions, dental or vision. These also do not cover for pregnancy, childbirth and related issues.   For two weeks, you can consider the Safe Travels USA Comprehensive plan. This is the only policy that would provide coverage up to $1,000 for an eme…
  • Q
    “ I want different coverage options for primary and spouse. Is this possible ? Or should I take two plans ? “
    You cannot choose different policy maximum or deductible options within a single policy. If you would like to select different options for primary and spouse, it is better to buy the policies separately and choose different policy maximum and deductible options.   The premiums of the plans depend on the age of the person, policy maximum, deductible and number of days of coverage. It does not make any difference in premium cost if you buy the policies together or separately. However, it …
  • Q
    “ Hello! I would like to get a quote for a plan from 2018/November to 2019/October that covers the following: medical benefits of at least $100,000 per accident or illness, repatriation of remains in th… “
    As an exchange visitor, you can consider the Patriot Exchange Plan. This fulfills all the Requirements you have mentioned. Please choose at least $100,000 as policy maximum, as it is also a requirement.   Please feel free to call us at 1-866-384-9104 or email us at support@visitorscoverage.com, if you have any further questions or need assistance with purchasing a plan.
  • Q
    “ Hi, I need coverage for my parents for US “
    If your parents are coming to the USA on Visitors Visa, you can consider the CoverAmerica Gold Plan for them. This is a percentage-based comprehensive plan. Like all travel insurance plans, the CoverAmerica Gold plan only provides coverage for any new and unexpected illness or injury that begins after the policy goes into effect. It does not provide coverage for preventive care, pre-existing conditions, dental or vision. You can also view, compare and purchase any of the other visitors plans on …