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First Time Buyers

  • Visitors & Travel Insurance 101

    Learn about travel medical insurance that provides health, injury, and travel emergency coverage while traveling or during a stay abroad EXPLORE
  • Limited vs Comprehensive Coverage

    Understand the difference between Limited coverage and Comprehensive coverage plans DISCOVER
  • How does Visitor Insurance Work ?

    Learn how you can use your insurance plan in case you have a medical situation, like sickness or injury LEARN
  • How much will insurance pay?

    Estimate and compare how much each visitor insurance policy will pay for covered eligible expenses FIND
  • Help me choose an insurance plan

    Find the most suitable insurance plan for you need, by just answering a few questions BEGIN
  • Top 5 features to look for

    The key features that you should look for while shopping for international travel insurance DISCOVER
  • Policy Maximum
    What is Policy Maximum and Why is it so Important ?
  • Accidental Death & Dismemberment (AD & D)
    What is Accidental Death And Dismemberment (AD&D) Coverage ?
  • Insurance Deductible
    What is a Deductible and How Does It Affect Travel Insurance Cost ?
  • Emergency Medical Evacuation
    What is Emergency Medical Evacuation and Why is it so Important ?
  • Annual Deductible
    What is Annual Deductible or Deductible Per Policy Period ?
  • Deductible per Incident
    What is Deductible Per Incident and How Does It Work ?
  • Limited Coverage Insurance
    What is Limited Coverage Insurance Plans And How Do They Work ?
  • Hazardous or Adventure Sports Coverage
    What is Hazardous Sports Coverage and Who Needs It ?
  • Common Carrier Accidental Death
    What is Common Carrier Accidental Death Coverage ?
  • Return of Mortal Remains
    What is Return of Mortal Remains or Repatriation Coverage ?
  • UCR Charges
    What are Usual, Customary and Reasonable Charges/UCR Charges ?
  • Pre-Existing Medical Conditions
    Travel Insurance: Coverage For Pre-Existing Medical Conditions
  • What are Comprehensive Coverage Plans & Why is it Preferred?
  • Travel Medical Insurance: Deductible Explained

Have an Expert answer your question

  • Q
    “ We are already on vacation in the US and our present policy expires on Feb 4 .Is it possible to take out a new policy to cover us from Feb 4 to March 21 when our vacation ends and we travel back to t… “
    A
    If you have purchased your current policy through VisitorsCoverage, you can likely renew it rather than purchasing a new one all over again. If you did not purchase your policy through us, then you can certainly allow your current policy to expire and purchase a new one through us for the remainder of your vacation. For your extended stay in the U.S., you may consider CoverAmerica Gold, one of our most popular plans. This plan would provide you with coverage for any new and unexpected illnesses,…
  • Q
    “ Am looking at policy that has a per person annual deductible. If i took this policy only for 30 days and paid the deductible , then a few months later renewed the policy would the annual deductible co… “
    A
    You can purchase a policy to be effective for your required period of time or you can purchase it for less and continue to renew it without break, until the maximum period the plan is available for. That being said, if the policy expires, then you cannot renew the same policy. You would need to buy a new policy and in that case a new policy maximum and deductible would apply. In the case you have mentioned, if there is an elapsed period of time between your previous period of coverage and a new …
  • Q
    “ is travel to canada covered? “
    A
    Most of the policies we provide offer coverage anywhere outside the insured person’s home country, including Canada. If you need coverage only in Canada or only outside the U.S, you may consider the Liaison Continent Plan E. If you need coverage in USA and Canada, you may consider the CoverAmerica Plan. If you need coverage only in Canada, or anywhere outside of the U.S, you will want to select the Travel Excluding USA option when getting a quote. If you need coverage to include the U.S…
  • Q
    “ I am a visiting scholar in Purdue University until 10.10.2018. Please arange me the cheapest health insurance... (a) Minimum Insurance Coverage – Insurance shall cover: (1) medical benefits of at leas… “
    A
    Based on the information provided, as a scholar on an exchange visa, you may consider the Patriot Exchange Plan. This plan fulfills all of the J visa requirements you have mentioned. Pricing for this plan will be dependant on various details and factors, which you will fill in when getting a quite and filling out the application. Should you need additional guidance for assistance getting a quote, our licensed agents are here to help. Please feel free to reach out ot us at support@visitorscoverag…