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First Time Buyers

  • Visitors & Travel Insurance 101

    Learn about travel medical insurance that provides health, injury, and travel emergency coverage while traveling or during a stay abroad EXPLORE
  • Limited vs Comprehensive Coverage

    Understand the difference between Limited coverage and Comprehensive coverage plans DISCOVER
  • How does Visitor Insurance Work ?

    Learn how you can use your insurance plan in case you have a medical situation, like sickness or injury LEARN
  • How much will insurance pay?

    Estimate and compare how much each visitor insurance policy will pay for covered eligible expenses FIND
  • Help me choose an insurance plan

    Find the most suitable insurance plan for you need, by just answering a few questions BEGIN
  • Top 5 features to look for

    The key features that you should look for while shopping for international travel insurance DISCOVER
  • Policy Maximum
    What is Policy Maximum and Why is it so Important ?
  • Accidental Death & Dismemberment (AD & D)
    What is Accidental Death And Dismemberment (AD&D) Coverage ?
  • Insurance Deductible
    What is a Deductible and How Does It Affect Travel Insurance Cost ?
  • Emergency Medical Evacuation
    What is Emergency Medical Evacuation and Why is it so Important ?
  • Annual Deductible
    What is Annual Deductible or Deductible Per Policy Period ?
  • Deductible per Incident
    What is Deductible Per Incident and How Does It Work ?
  • Limited Coverage Insurance
    What is Limited Coverage Insurance Plans And How Do They Work ?
  • Hazardous or Adventure Sports Coverage
    What is Hazardous Sports Coverage and Who Needs It ?
  • Common Carrier Accidental Death
    What is Common Carrier Accidental Death Coverage ?
  • Return of Mortal Remains
    What is Return of Mortal Remains or Repatriation Coverage ?
  • UCR Charges
    What are Usual, Customary and Reasonable Charges/UCR Charges ?
  • Pre-Existing Medical Conditions
    Travel Insurance: Coverage For Pre-Existing Medical Conditions
  • What are Comprehensive Coverage Plans & Why is it Preferred?
  • Travel Medical Insurance: Deductible Explained

Have an Expert answer your question

  • Q
    “ How could i get coverage in Frederick, MD for my parents who will be staying there for 15 - 30 days? I was checking Patriot America Plus “
    A
    There is only 1 insurance company that offers insurance policies for those traveling to Maryland. You can look at Safe Travels USA. Here is a link to purchase the policy.  https://www.visitorscoverage.com/visitor-insurance/safetravelsusacomprehensive/?a_ref=gtCpCUZQrg Here is a link to the plan brochure for more information.  https://www.visitorscoverage.com/brochure/safe-travels-usa-comprehensive-insurance-brochure.pdf
  • Q
    “ My son is a US citizen and is applying to sponsor green cards for my husband and myself. We are 79 and 73 respectively. We don't have any income and will be supported by him. Will we qualify for cheap… “
    A
    Thank you for your question. Unfortunatley, new immigrants have a five year waiting period before they qualify for Medicare which is the affordable health insurance provided to senior citizens. During this waiting period, you can purchase private insurance. We have several options available for new immigrants to the US.   Given your age and recent immigrant status, the best policy available for you is called Green Cover. This policy is available for green card holders 60-95 years…
  • Q
    “ I am planning to buy Safe Travels USA Comprehensive for my Parents. Would this plan cover the Trip from their Home country (India) to the USA and back to India? “
    A
    Safe Travels USA Comprehensive, will provide international coverage during travel.  The policy must be in effect during the time of travel.  
  • Q
    “ I am a US citizen living abroad. I will be traveling to the US next month for a temporary visit and need travel insurance while I'm there. I can't find any travel insurance company online that will … “
    A
    Thank you for your question. As a U.S. citizen that is living abroad, there are insurance policies you cab buy when you return the U.S. for a visit.  You can get a quote by going here The recommended policy for a U.S. visiting the U.S. is Liaison International. You can buy this policy for up to 45 days. It will provide medical coverage for any new illness or injury that may occur during your visit.  You can get quotes and purchase Liaison International here.