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First Time Buyers

  • Visitors & Travel Insurance 101

    Learn about travel medical insurance that provides health, injury, and travel emergency coverage while traveling or during a stay abroad EXPLORE
  • Limited vs Comprehensive Coverage

    Understand the difference between Limited coverage and Comprehensive coverage plans DISCOVER
  • How does Visitor Insurance Work ?

    Learn how you can use your insurance plan in case you have a medical situation, like sickness or injury LEARN
  • How much will insurance pay?

    Estimate and compare how much each visitor insurance policy will pay for covered eligible expenses FIND
  • Help me choose an insurance plan

    Find the most suitable insurance plan for you need, by just answering a few questions BEGIN
  • Top 5 features to look for

    The key features that you should look for while shopping for international travel insurance DISCOVER
  • Policy Maximum
    What is Policy Maximum and Why is it so Important ?
  • Accidental Death & Dismemberment (AD & D)
    What is Accidental Death And Dismemberment (AD&D) Coverage ?
  • Insurance Deductible
    What is a Deductible and How Does It Affect Travel Insurance Cost ?
  • Emergency Medical Evacuation
    What is Emergency Medical Evacuation and Why is it so Important ?
  • Annual Deductible
    What is Annual Deductible or Deductible Per Policy Period ?
  • Deductible per Incident
    What is Deductible Per Incident and How Does It Work ?
  • Limited Coverage Insurance
    What is Limited Coverage Insurance Plans And How Do They Work ?
  • Hazardous or Adventure Sports Coverage
    What is Hazardous Sports Coverage and Who Needs It ?
  • Common Carrier Accidental Death
    What is Common Carrier Accidental Death Coverage ?
  • Return of Mortal Remains
    What is Return of Mortal Remains or Repatriation Coverage ?
  • UCR Charges
    What are Usual, Customary and Reasonable Charges/UCR Charges ?
  • Pre-Existing Medical Conditions
    Travel Insurance: Coverage For Pre-Existing Medical Conditions
  • What are Comprehensive Coverage Plans & Why is it Preferred?
  • Travel Medical Insurance: Deductible Explained

Have an Expert answer your question

  • Q
    “ Hello I am Japanese national living in the USA permanently. I am plan to visit Japan in few days will your insurance cover me in Japan? “
    A
    Few travel insurance plans provide coverage for people traveling back to their country of citizenship, however, the Patriot International plan may work well for your purposes. The plan provides coverage during international travel and has comprehensive coverage so you can spend less time worrying and more time enjoying your trip to Japan.   If you need more information or want help selecting or purchasing a plan, feel free to reach out to us at 1.866.384.9104 or support@visitorscoverage…
  • Q
    “ I have an allergy to nuts. Does this count as a pre-existing condition? If I needed hospital treatment for an allergic reaction, would the insurance cover this? “
    A
    Thank you for your question. Unfortunately, a nut allergy is considered a pre-existing condition, because you were already aware of it prior to the insurance going into effect. However, some insurance companies may consider a severe allergic reaction to be an acute onset of a pre-existing condition. For this, you can consider the CoverAmerica - Gold plan or Liaison Travel Choice.   In order for something to be covered as an acute onset of a pre-existing condition, the insured must ensur…
  • Q
    “ My parents are travelling from India. Based on my search I am planning to buy Safe Travels USA Comprehensive for My father who is 71 and Mother who is 65 yrs of age. Both are with pre existing conditi… “
    A
    Thank you for your question. It is not required to get a physical examination prior to departure to obtain travel medical insurance. However, if you still did want to take your parents for a doctor check up, it would not be covered under our plans in India as our plans only provide coverage outside of the insured's home country and generally do not provide coverage for routine check ups such as doctor visits. Your parents should use their domestic insurance for a doctor consultation in their…
  • Q
    “ Hello, I'm an old customer, I purchased your overseas visitor insurance products for member of my family, and also for friends who are going from China to USA. My question: people of chinese nationali… “
    A
    Thank you for your question and continued support! Yes, many of our international plans provide coverage for anyone traveling internationally outside of their home country. For your needs, the Patriot International or Liaison Travel Choice plans would work well.   If you have any additional plans or need assistance selecting a plan, feel free to call us at 1.866.384.9104 or email us at support@visitorscoverage.com.