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First Time Buyers

  • Visitors & Travel Insurance 101

    Learn about travel medical insurance that provides health, injury, and travel emergency coverage while traveling or during a stay abroad EXPLORE
  • Limited vs Comprehensive Coverage

    Understand the difference between Limited coverage and Comprehensive coverage plans DISCOVER
  • How does Visitor Insurance Work ?

    Learn how you can use your insurance plan in case you have a medical situation, like sickness or injury LEARN
  • How much will insurance pay?

    Estimate and compare how much each visitor insurance policy will pay for covered eligible expenses FIND
  • Help me choose an insurance plan

    Find the most suitable insurance plan for you need, by just answering a few questions BEGIN
  • Top 5 features to look for

    The key features that you should look for while shopping for international travel insurance DISCOVER
  • Policy Maximum
    What is Policy Maximum and Why is it so Important ?
  • Accidental Death & Dismemberment (AD & D)
    What is Accidental Death And Dismemberment (AD&D) Coverage ?
  • Insurance Deductible
    What is a Deductible and How Does It Affect Travel Insurance Cost ?
  • Emergency Medical Evacuation
    What is Emergency Medical Evacuation and Why is it so Important ?
  • Annual Deductible
    What is Annual Deductible or Deductible Per Policy Period ?
  • Deductible per Incident
    What is Deductible Per Incident and How Does It Work ?
  • Limited Coverage Insurance
    What is Limited Coverage Insurance Plans And How Do They Work ?
  • Hazardous or Adventure Sports Coverage
    What is Hazardous Sports Coverage and Who Needs It ?
  • Common Carrier Accidental Death
    What is Common Carrier Accidental Death Coverage ?
  • Return of Mortal Remains
    What is Return of Mortal Remains or Repatriation Coverage ?
  • UCR Charges
    What are Usual, Customary and Reasonable Charges/UCR Charges ?
  • Pre-Existing Medical Conditions
    Travel Insurance: Coverage For Pre-Existing Medical Conditions
  • What are Comprehensive Coverage Plans & Why is it Preferred?
  • Travel Medical Insurance: Deductible Explained

Have an Expert answer your question

  • Q
    “ Hello, I would like to get a quotation for basic insurance for my parents traveling to US. Just would like to get basic insurance coverage. Travel dates: April 20, 2018, to July 9, 2018 Father age… “
    A
    Haripriya, Thank you for your question. If you are looking for a a basic limited coverage plan, you can consider the ChoiceAmerica plan for your parents. This is one of the most popular limited coverage plans that we offer. The plan pays a given fixed amount for every service and treatment. The policy maximum is just the outer limit.   For better coverage, we do recommend our customers choose comprehensive, percentage-based plans like the CoverAmerica - Gold Plan.   Please f…
  • Q
    “ My mother got a small fracture just before leaving for USA, She has a temporary fracture support band at her hand right now, will she be covered under the insurance to treat this in USA, since this ha… “
    A
    We are sorry to hear about your mother’s injury. All travel insurance policies only cover for new and unexpected illness or injury that occurs after the policy goes into effect. These do not cover for preventive care, pre-existing conditions, dental or vision. A pre-existing condition is any medical situation that starts before the policy goes into effect. Unfortunately, since she already has a fracture and the plan is not effective yet, travel insurance would not cover for anything rela…
  • Q
    “ I am interested in buying ATLAS America Comprehensive Plan for in-Laws travelling from India to US. I have question about renewing policy. If i buy policy for a month with deductible of 250 USD, and i… “
    A
    The deductible for the Atlas America Plan applies one time in the policy period. If you renew a plan, it is a continuation of the same policy, so the deductible would only apply one time.     If the deductible is already reached before the renewal, then you are no longer responsible for deductible. You will need to renew the plan at least one day before it expires.   However, if you decide to buy the policy again instead of renewing the policy, then the deductible would a…
  • Q
    “ what is cancellation policy for Safe Travels for Visitors insurance provider? “
    A
    The cancellation terms of the Safe Travels for Visitors to the USA plan are the following: If you cancel the policy before the start date, you will get a full refund back. After the policy start date, a refund is possible only if there is no visit to a doctor and no claim has been filed. After start date, only full month refunds are available. A $25 cancellation fee applies. A written request is required for any cancellation.   Please feel free to call us at 1-866-384-9104 or email …